Mazda Tribute I Sport 2WD Insurance Rates

The average insurance rates for a Mazda Tribute I Sport 2WD are $1,180 a year with full coverage. Comprehensive costs around $258, collision costs $476, and liability insurance costs $310. Liability-only insurance costs as little as $370 a year, with high-risk driver insurance costing around $2,544. Teen drivers cost the most to insure at $4,346 a year or more.

Annual premium for full coverage: $1,180

Policy rates for type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda Tribute Trim Level

Urban vs. Rural Price Range

Your location has a significant impact on insurance rates. Areas with sparse population are shown to have lower incidents of collision claims than larger metro areas.

The price range example below illustrates the difference between rural and urban areas on auto insurance rates.

These price differences demonstrate why anyone shopping for car insurance should compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Mazda Tribute I Sport 2WD also range considerably based on the model year, your age and driving habits, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at least $1,400 to $1,900 in extra premium every year, depending on your age. High-risk driver insurance can cost anywhere from 44% to 132% more than average. View High Risk Driver Rates

An older driver with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,100 per year on average, or $92 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records will have to pay as much as $4,300 a year. View Rates by Age

Your home state makes a big difference in Mazda Tribute I Sport 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $490 each year, while increasing your policy's liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $279 extra every year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out your exact price is to compare prices from as many companies as possible. Every company uses a different rate calculation, and quoted rates will be varied.

View Chart as Image

The chart above shows Mazda Tribute I Sport 2WD insurance prices for different risks and coverage choices. The lowest price with discounts is $677. Drivers who choose higher $1,000 deductibles will pay $1,014. The average price for a driver age 40 with no violations using $500 deductibles is $1,180. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $1,504. High risk drivers could be charged around $2,544. The price for full coverage insurance for a 16-year-old driver is $4,346.

View Chart as Image