Mazda Tribute I Sport 4WD Insurance Rates

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U.S. average insurance rates for a Mazda Tribute I Sport 4WD are $1,224 a year with full coverage. Comprehensive insurance costs around $270 each year, collision insurance costs $508, and liability costs $310. Just liability insurance costs as little as $370 a year, and coverage for high-risk drivers costs $2,644 or more. Teenage drivers pay the highest rates at up to $4,492 a year.

Annual premium for full coverage: $1,224

Price estimates for individual coverage:

Comprehensive $270
Collision $508
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mazda Tribute Trim Level

Using a middle-aged driver as an example, Mazda Tribute I Sport 4WD insurance prices range from the low end price of $370 for your basic liability-only policy to a high rate of $2,644 for a high-risk driver policy.

Liability Only $370
Full Coverage $1,224
High Risk $2,644

These price ranges demonstrate why all drivers should compare rates for a specific zip code, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Mazda Tribute I Sport 4WD are also quite variable based on the actual cash value of your Tribute, your age and driving habits, and deductibles and policy limits.

If you have some driving violations or you caused an accident, you may be forking out at least $1,500 to $2,000 extra each year, depending on your age. Insurance for high-risk drivers can cost from 45% to 137% more than a normal policy. View High Risk Driver Rates

More mature drivers with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,100 per year on average for full coverage. Prices are much higher for teenage drivers, since even teens with perfect driving records can expect to pay as much as $4,400 a year. View Rates by Age

The state you live in makes a big difference in Mazda Tribute I Sport 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $530 annually, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will increase rates by as much as $279 more per year. View Rates by Deductible or Liability Limit

Since prices can be so different, the best way to find out your exact price is to do a rate comparison from multiple companies. Every company uses a different method to calculate prices, so the rates may be quite different.

View Chart as Image

Mazda Tribute I Sport 4WD insurance cost comparison chart
Column chart showing Mazda Tribute I Sport 4WD insurance prices range from $700 to $4,492 for full coverage

The chart above shows Mazda Tribute I Sport 4WD insurance prices for various risks and coverage choices. The cheapest discount price is $700. Drivers who use higher $1,000 deductibles will pay $1,048. The average price for a driver age 40 with no violations using $500 deductibles is $1,224. Using lower $100 deductibles for comp and collision coverage can cost as much as $1,570. Drivers with multiple violations and accidents could be charged at least $2,644. The policy rate for full coverage for a 16-year-old driver is $4,492.

Mazda Tribute I Sport 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,106 -$118 -9.6%
Alaska $938 -$286 -23.4%
Arizona $1,014 -$210 -17.2%
Arkansas $1,224 -$0 0.0%
California $1,394 $170 13.9%
Colorado $1,168 -$56 -4.6%
Connecticut $1,256 $32 2.6%
Delaware $1,382 $158 12.9%
Florida $1,528 $304 24.8%
Georgia $1,132 -$92 -7.5%
Hawaii $878 -$346 -28.3%
Idaho $830 -$394 -32.2%
Illinois $910 -$314 -25.7%
Indiana $922 -$302 -24.7%
Iowa $826 -$398 -32.5%
Kansas $1,162 -$62 -5.1%
Kentucky $1,670 $446 36.4%
Louisiana $1,812 $588 48.0%
Maine $756 -$468 -38.2%
Maryland $1,010 -$214 -17.5%
Massachusetts $974 -$250 -20.4%
Michigan $2,122 $898 73.4%
Minnesota $1,024 -$200 -16.3%
Mississippi $1,464 $240 19.6%
Missouri $1,086 -$138 -11.3%
Montana $1,314 $90 7.4%
Nebraska $964 -$260 -21.2%
Nevada $1,466 $242 19.8%
New Hampshire $882 -$342 -27.9%
New Jersey $1,368 $144 11.8%
New Mexico $1,082 -$142 -11.6%
New York $1,290 $66 5.4%
North Carolina $704 -$520 -42.5%
North Dakota $1,002 -$222 -18.1%
Ohio $842 -$382 -31.2%
Oklahoma $1,256 $32 2.6%
Oregon $1,122 -$102 -8.3%
Pennsylvania $1,164 -$60 -4.9%
Rhode Island $1,632 $408 33.3%
South Carolina $1,110 -$114 -9.3%
South Dakota $1,030 -$194 -15.8%
Tennessee $1,070 -$154 -12.6%
Texas $1,474 $250 20.4%
Utah $904 -$320 -26.1%
Vermont $838 -$386 -31.5%
Virginia $732 -$492 -40.2%
Washington $944 -$280 -22.9%
West Virginia $1,122 -$102 -8.3%
Wisconsin $846 -$378 -30.9%
Wyoming $1,090 -$134 -10.9%

View Chart as Image

Mazda Tribute I Sport 4WD insurance rates by U.S. city

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Rates by Driver Age

Mazda Tribute I Sport 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,492
20 $2,826
30 $1,282
40 $1,224
50 $1,118
60 $1,098

Full coverage, $500 deductibles

Rates by Deductible

Mazda Tribute I Sport 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,570
$250 $1,410
$500 $1,224
$1,000 $1,048

Full coverage, driver age 40

Rates by Liability Limit

Mazda Tribute I Sport 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,224
50/100 $1,286
100/300 $1,364
250/500 $1,565
100 CSL $1,317
300 CSL $1,488
500 CSL $1,612

Full coverage, driver age 40

Rates for High Risk Drivers

Mazda Tribute I Sport 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,420
20 $4,490
30 $2,710
40 $2,644
50 $2,522
60 $2,500

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $171

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $65
Multi-vehicle $63
Homeowner $17
5-yr Accident Free $93
5-yr Claim Free $79
Paid in Full/EFT $58
Advance Quote $62
Online Quote $87
Total Discounts $524
Rate after discounts $700

Discounts are estimated and may not be available from every company or in every state.

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