Mercury Milan Premier AWD Insurance Rates

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Average insurance rates for a Mercury Milan Premier AWD are $1,376 a year for full coverage. Comprehensive costs on average $326 each year, collision insurance costs $604, and liability costs around $310. Just liability insurance costs as low as $370 a year, and coverage for high-risk drivers costs around $2,970. Teenage drivers receive the highest rates at up to $4,946 a year.

Annual premium for full coverage: $1,376

Rate estimates by individual coverage:

Comprehensive $326
Collision $604
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mercury Milan Trim Level

For the average 40-year-old driver, prices range from as low as $370 for a discount liability-only rate to a high rate of $2,970 for coverage for higher-risk drivers.

Liability Only $370
Full Coverage $1,376
High Risk $2,970

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas tend to have a lower frequency of accident claims than densely populated cities. The graphic below illustrates the difference location can make on car insurance rates.

Rural Areas $1,032
Small Cities $1,445
Large Cities $1,858

These differences show why all drivers should compare prices based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Mercury Milan Premier AWD can also vary considerably based on your driver profile, the model year of your Milan, and policy deductibles and limits.

More mature drivers with no violations or accidents and high deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers should be prepared to pay upwards of $4,900 a year. View Rates by Age

Where you live has a huge impact on Mercury Milan Premier AWD insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $630 annually, whereas increasing liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will cost as much as $279 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 additional per year, depending on your age. Insurance for high-risk drivers can be from 44% to 130% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to know exactly what you will pay is to do a rate comparison from multiple companies. Each insurance company uses a different method to calculate rates, and rates can be significantly different from one company to the next.

View Chart as Image

Mercury Milan Premier AWD insurance cost comparison chart
Column chart showing Mercury Milan Premier AWD insurance prices range from $781 to $4,946 for full coverage

Chart shows Mercury Milan Premier AWD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $781. Drivers who use higher $1,000 deductibles will pay around $1,164. The average rate for a 40-year-old male driver using $500 deductibles is $1,376. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,786. Drivers with multiple violations and accidents could be charged as much as $2,970. The policy rate for full coverage insurance for a teen driver can be as high as $4,946.

Mercury Milan Premier AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,244 -$132 -9.6%
Alaska $1,052 -$324 -23.5%
Arizona $1,138 -$238 -17.3%
Arkansas $1,376 -$0 0.0%
California $1,566 $190 13.8%
Colorado $1,312 -$64 -4.7%
Connecticut $1,412 $36 2.6%
Delaware $1,554 $178 12.9%
Florida $1,716 $340 24.7%
Georgia $1,272 -$104 -7.6%
Hawaii $988 -$388 -28.2%
Idaho $932 -$444 -32.3%
Illinois $1,024 -$352 -25.6%
Indiana $1,034 -$342 -24.9%
Iowa $926 -$450 -32.7%
Kansas $1,304 -$72 -5.2%
Kentucky $1,874 $498 36.2%
Louisiana $2,036 $660 48.0%
Maine $848 -$528 -38.4%
Maryland $1,134 -$242 -17.6%
Massachusetts $1,094 -$282 -20.5%
Michigan $2,386 $1,010 73.4%
Minnesota $1,150 -$226 -16.4%
Mississippi $1,646 $270 19.6%
Missouri $1,220 -$156 -11.3%
Montana $1,474 $98 7.1%
Nebraska $1,084 -$292 -21.2%
Nevada $1,648 $272 19.8%
New Hampshire $990 -$386 -28.1%
New Jersey $1,536 $160 11.6%
New Mexico $1,216 -$160 -11.6%
New York $1,448 $72 5.2%
North Carolina $792 -$584 -42.4%
North Dakota $1,126 -$250 -18.2%
Ohio $948 -$428 -31.1%
Oklahoma $1,410 $34 2.5%
Oregon $1,260 -$116 -8.4%
Pennsylvania $1,310 -$66 -4.8%
Rhode Island $1,832 $456 33.1%
South Carolina $1,246 -$130 -9.4%
South Dakota $1,158 -$218 -15.8%
Tennessee $1,202 -$174 -12.6%
Texas $1,656 $280 20.3%
Utah $1,016 -$360 -26.2%
Vermont $940 -$436 -31.7%
Virginia $824 -$552 -40.1%
Washington $1,060 -$316 -23.0%
West Virginia $1,262 -$114 -8.3%
Wisconsin $950 -$426 -31.0%
Wyoming $1,224 -$152 -11.0%

View Chart as Image

Mercury Milan Premier AWD insurance rates by U.S. city

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Rates by Driver Age

Mercury Milan Premier AWD Insurance Rates by Driver Age
Driver Age Premium
16 $4,946
20 $3,168
30 $1,446
40 $1,376
50 $1,254
60 $1,232

Full coverage, $500 deductibles

Rates by Deductible

Mercury Milan Premier AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,786
$250 $1,596
$500 $1,376
$1,000 $1,164

Full coverage, driver age 40

Rates by Liability Limit

Mercury Milan Premier AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,376
50/100 $1,438
100/300 $1,516
250/500 $1,717
100 CSL $1,469
300 CSL $1,640
500 CSL $1,764

Full coverage, driver age 40

Rates for High Risk Drivers

Mercury Milan Premier AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,092
20 $5,032
30 $3,052
40 $2,970
50 $2,828
60 $2,802

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $107
5-yr Claim Free $89
Paid in Full/EFT $67
Advance Quote $70
Online Quote $99
Total Discounts $595
Rate after discounts $781

Discounts are estimated and may not be available from every company or in every state.

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