Mini Clubman S Station Wagon Insurance Rates
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The average insurance rates for a Mini Clubman S Station Wagon are $1,416 a year for full coverage. Comprehensive costs on average $354, collision costs $540, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $3,028. Teenage drivers cost the most to insure at $5,112 a year or more.
Annual premium for full coverage: $1,416
Policy rates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Mini Clubman Trim Level
For the normal driver, Mini Clubman S Station Wagon insurance rates go from as low as $430 for just liability coverage to a much higher rate of $3,028 for a driver who requires high-risk insurance.
Urban vs. Rural Price Range
Where you live can have significant affects on car insurance rates. Rural areas are shown to have a lower frequency of accident claims than densely populated cities.
The price range example below illustrates how geographic area affects car insurance rates.
These price differences show why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Mini Clubman S Station Wagon Insurance
Insurance prices for a Mini Clubman S Station Wagon also range considerably based on your risk profile, the model year of your Clubman, and policy deductibles and limits.
An older driver with no violations or accidents and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers should be prepared to pay upwards of $5,100 a year. View Rates by Age
Your home state has a huge impact on Mini Clubman S Station Wagon insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut rates by as much as $600 every year, while increasing your policy's liability limits will cost you more. Going from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you could be paying at a minimum $1,600 to $2,200 additional every year, depending on your age. High-risk driver insurance can be as much as 43% to 127% more than a normal policy. View High Risk Driver Rates
Because rates have so much variability, the only way to know exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different method to calculate rates, and rates will be varied from one company to the next.
Chart shows Mini Clubman S Station Wagon insurance rates for different risk profiles and scenarios. The best rate after discounts is $824. Drivers who use higher $1,000 deductibles will pay around $1,214. The average rate for a 40-year-old male driver using $500 deductibles is $1,416. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,808. Drivers with multiple violations and accidents could be charged around $3,028. The price for full coverage insurance for a teen driver can be as high as $5,112.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$103|
|5-yr Claim Free||$90|
|Paid in Full/EFT||$65|
Discounts are estimated and may not be available from every company or in every state.