Mini Clubman Station Wagon Insurance Rates

The average insurance rates for a Mini Clubman Station Wagon are $1,324 a year for full coverage insurance. Comprehensive costs around $326 a year, collision costs $476, and liability costs $364. Liability-only coverage costs as little as $430 a year, with high-risk coverage costing around $2,826. Teen drivers cost the most to insure at $4,824 a year or more.

Annual premium for full coverage: $1,324

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Mini Clubman Trim Level

Urban vs. Rural Price Range

Your location can make a big difference on car insurance rates. Areas with sparse population are shown to have lower incidents of physical damage claims than larger metro areas.

The diagram below illustrates how geographic area affects auto insurance rates.

These price differences illustrate why it is important for drivers to compare rates for a specific zip code, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Insurance prices for a Mini Clubman Station Wagon also range considerably based on the model year of your Clubman, your age and driving record, and deductibles and policy limits.

If you have a few points on your driving record or you caused an accident, you are probably paying at least $1,500 to $2,100 additional every year, depending on your age. A high-risk auto insurance policy can cost from 44% to 127% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles may pay as low as $1,200 per year on average, or $100 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records should be prepared to pay as much as $4,800 a year. View Rates by Age

Your home state makes a big difference in Mini Clubman Station Wagon insurance prices. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $540 annually, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more each year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the only way to figure out your exact price is to get quotes from multiple companies. Every company uses a different rate calculation, and rates will be varied.

View Chart as Image

The chart estimates Mini Clubman Station Wagon insurance prices for different risks and coverage choices. The cheapest discount price is $776. Drivers who choose higher $1,000 deductibles will pay $1,142. The average price for a driver age 40 with no violations using $500 deductibles is $1,324. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,676. High risk drivers could be charged around $2,826. The cost for full coverage insurance for a 16-year-old driver is $4,824.

View Chart as Image