Nissan Titan SE Crew Cab 4WD Insurance Rates

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The average insurance rates for a Nissan Titan SE Crew Cab 4WD are $1,434 a year with full coverage. Comprehensive insurance costs on average $340, collision costs $572, and liability costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $3,082 or more. Teenage drivers cost the most to insure at $5,216 a year or more.

Annual premium for full coverage: $1,434

Policy rates by type of coverage:

Comprehensive $340
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

For the average driver, Nissan Titan SE Crew Cab 4WD insurance rates go from the low end price of $430 for liability-only coverage to the much higher price of $3,082 for a driver that may need high-risk insurance.

Liability Only $430
Full Coverage $1,434
High Risk $3,082

These price differences demonstrate why everyone should compare prices based on a specific location, instead of making a decision based on average rates.

Use the form below to get rates for your location.

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Insurance rates for a Nissan Titan SE Crew Cab 4WD also range considerably based on the replacement cost of your Titan, your age and driving habits, and policy deductibles and limits.

If you have a few points on your driving record or you caused an accident, you may be forking out at a minimum $1,700 to $2,300 extra every year, depending on your age. Nissan Titan SE Crew Cab 4WD insurance for high-risk drivers can be from 44% to 133% more than a normal policy. View High Risk Driver Rates

A more mature driver with a clean driving record and higher comprehensive and collision deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for teenagers, since even teens with perfect driving records can expect to pay upwards of $5,200 a year. View Rates by Age

Your home state has a huge impact on Nissan Titan SE Crew Cab 4WD insurance prices. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $610 annually, whereas buying more liability protection will cost you more. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to find out exactly what you will pay is to regularly compare prices from multiple companies. Each insurance company uses a different method to calculate prices, so the rates will be varied.

View Chart as Image

Nissan Titan SE Crew Cab 4WD insurance cost comparison chart
Column chart showing Nissan Titan SE Crew Cab 4WD insurance prices range from $826 to $5,216 for full coverage

The chart above shows Nissan Titan SE Crew Cab 4WD insurance prices for different risks and coverage choices. The cheapest discount price is $826. Drivers who use higher $1,000 deductibles will pay $1,226. The average price for a 40-year-old male driver using $500 deductibles is $1,434. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,834. Drivers with multiple violations and accidents could be charged around $3,082. The rate for full coverage for a teen driver can be as high as $5,216.

Nissan Titan SE Crew Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$138 -9.6%
Alaska $1,100 -$334 -23.3%
Arizona $1,190 -$244 -17.0%
Arkansas $1,434 -$0 0.0%
California $1,634 $200 13.9%
Colorado $1,372 -$62 -4.3%
Connecticut $1,476 $42 2.9%
Delaware $1,624 $190 13.2%
Florida $1,794 $360 25.1%
Georgia $1,324 -$110 -7.7%
Hawaii $1,030 -$404 -28.2%
Idaho $970 -$464 -32.4%
Illinois $1,068 -$366 -25.5%
Indiana $1,078 -$356 -24.8%
Iowa $968 -$466 -32.5%
Kansas $1,364 -$70 -4.9%
Kentucky $1,956 $522 36.4%
Louisiana $2,122 $688 48.0%
Maine $884 -$550 -38.4%
Maryland $1,182 -$252 -17.6%
Massachusetts $1,146 -$288 -20.1%
Michigan $2,492 $1,058 73.8%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,718 $284 19.8%
Missouri $1,272 -$162 -11.3%
Montana $1,540 $106 7.4%
Nebraska $1,130 -$304 -21.2%
Nevada $1,720 $286 19.9%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,602 $168 11.7%
New Mexico $1,270 -$164 -11.4%
New York $1,510 $76 5.3%
North Carolina $826 -$608 -42.4%
North Dakota $1,174 -$260 -18.1%
Ohio $988 -$446 -31.1%
Oklahoma $1,474 $40 2.8%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,368 -$66 -4.6%
Rhode Island $1,912 $478 33.3%
South Carolina $1,300 -$134 -9.3%
South Dakota $1,210 -$224 -15.6%
Tennessee $1,256 -$178 -12.4%
Texas $1,728 $294 20.5%
Utah $1,062 -$372 -25.9%
Vermont $980 -$454 -31.7%
Virginia $858 -$576 -40.2%
Washington $1,108 -$326 -22.7%
West Virginia $1,314 -$120 -8.4%
Wisconsin $994 -$440 -30.7%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

Nissan Titan SE Crew Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Nissan Titan SE Crew Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,216
20 $3,284
30 $1,502
40 $1,434
50 $1,306
60 $1,280

Full coverage, $500 deductibles

Rates by Deductible

Nissan Titan SE Crew Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,834
$250 $1,648
$500 $1,434
$1,000 $1,226

Full coverage, driver age 40

Rates by Liability Limit

Nissan Titan SE Crew Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,507
100/300 $1,598
250/500 $1,834
100 CSL $1,543
300 CSL $1,743
500 CSL $1,889

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Titan SE Crew Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,450
20 $5,212
30 $3,158
40 $3,082
50 $2,940
60 $2,910

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $92
Paid in Full/EFT $67
Advance Quote $71
Online Quote $102
Total Discounts $608
Rate after discounts $826

Discounts are estimated and may not be available from every company or in every state.

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