Nissan Titan XE Crew Cab 4WD Insurance Rates

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U.S. average auto insurance rates for a Nissan Titan XE Crew Cab 4WD are $1,356 annually for full coverage. Comprehensive insurance costs around $326, collision insurance costs $508, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $2,904 or more. Teen drivers pay the highest rates at up to $4,948 a year.

Annual premium for full coverage: $1,356

Price estimates for type of coverage:

Comprehensive $326
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Nissan Titan Trim Level

For a driver in their 40's, Nissan Titan XE Crew Cab 4WD insurance prices range from as cheap as $430 for basic liability insurance to the much higher price of $2,904 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,356
High Risk $2,904

These price ranges show why everyone should compare prices for a specific zip code and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

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Insurance prices for a Nissan Titan XE Crew Cab 4WD are also quite variable based on the actual cash value of your Titan, your driver profile, and deductibles and policy limits.

A more mature driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 a year for full coverage. Prices are highest for teenage drivers, where even without any violations or accidents they should be prepared to pay as much as $4,900 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at least $1,600 to $2,200 additional each year, depending on your age. Nissan Titan XE Crew Cab 4WD insurance for high-risk drivers can be around 44% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $560 a year, whereas buying more liability protection will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Nissan Titan XE Crew Cab 4WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to know your exact price is to regularly compare prices and see how they stack up. Each insurance company uses a different rate calculation, and rates may be quite different between companies.

View Chart as Image

Nissan Titan XE Crew Cab 4WD insurance cost comparison chart
Column chart showing Nissan Titan XE Crew Cab 4WD insurance prices range from $791 to $4,948 for full coverage

Chart shows Nissan Titan XE Crew Cab 4WD insurance prices for various situations. The cheapest price with discounts is $791. Drivers who choose higher $1,000 deductibles will pay about $1,166. The average price for a driver age 40 with no violations using $500 deductibles is $1,356. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,722. High risk drivers could be charged at least $2,904. The rate for full coverage for a 16-year-old driver can be as high as $4,948.

Nissan Titan XE Crew Cab 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,228 -$128 -9.4%
Alaska $1,040 -$316 -23.3%
Arizona $1,126 -$230 -17.0%
Arkansas $1,356 -$0 0.0%
California $1,546 $190 14.0%
Colorado $1,298 -$58 -4.3%
Connecticut $1,396 $40 2.9%
Delaware $1,536 $180 13.3%
Florida $1,698 $342 25.2%
Georgia $1,254 -$102 -7.5%
Hawaii $974 -$382 -28.2%
Idaho $918 -$438 -32.3%
Illinois $1,010 -$346 -25.5%
Indiana $1,022 -$334 -24.6%
Iowa $916 -$440 -32.4%
Kansas $1,290 -$66 -4.9%
Kentucky $1,852 $496 36.6%
Louisiana $2,008 $652 48.1%
Maine $838 -$518 -38.2%
Maryland $1,120 -$236 -17.4%
Massachusetts $1,084 -$272 -20.1%
Michigan $2,358 $1,002 73.9%
Minnesota $1,136 -$220 -16.2%
Mississippi $1,626 $270 19.9%
Missouri $1,204 -$152 -11.2%
Montana $1,456 $100 7.4%
Nebraska $1,070 -$286 -21.1%
Nevada $1,628 $272 20.1%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,202 -$154 -11.4%
New York $1,430 $74 5.5%
North Carolina $782 -$574 -42.3%
North Dakota $1,112 -$244 -18.0%
Ohio $936 -$420 -31.0%
Oklahoma $1,396 $40 2.9%
Oregon $1,244 -$112 -8.3%
Pennsylvania $1,294 -$62 -4.6%
Rhode Island $1,810 $454 33.5%
South Carolina $1,230 -$126 -9.3%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,188 -$168 -12.4%
Texas $1,636 $280 20.6%
Utah $1,006 -$350 -25.8%
Vermont $930 -$426 -31.4%
Virginia $812 -$544 -40.1%
Washington $1,048 -$308 -22.7%
West Virginia $1,244 -$112 -8.3%
Wisconsin $940 -$416 -30.7%
Wyoming $1,208 -$148 -10.9%

View Chart as Image

Nissan Titan XE Crew Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Nissan Titan XE Crew Cab 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,948
20 $3,088
30 $1,416
40 $1,356
50 $1,236
60 $1,212

Full coverage, $500 deductibles

Rates by Deductible

Nissan Titan XE Crew Cab 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,722
$250 $1,554
$500 $1,356
$1,000 $1,166

Full coverage, driver age 40

Rates by Liability Limit

Nissan Titan XE Crew Cab 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,429
100/300 $1,520
250/500 $1,756
100 CSL $1,465
300 CSL $1,665
500 CSL $1,811

Full coverage, driver age 40

Rates for High Risk Drivers

Nissan Titan XE Crew Cab 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,052
20 $4,900
30 $2,972
40 $2,904
50 $2,768
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $65
Online Quote $96
Total Discounts $565
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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