Porsche Cayman 2-Dr Coupe Insurance Rates

The average insurance rates for a Porsche Cayman 2-Dr Coupe are $1,726 a year with full coverage. Comprehensive insurance costs an estimated $410 a year, collision costs $794, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, with insurance for high-risk drivers costing $3,740 or more. Teenage drivers cost the most to insure at $6,186 a year or more.

Annual premium for full coverage: $1,726

Policy rates broken down by individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche Cayman Trim Level

These price differences demonstrate why it is important for drivers to compare prices for a targeted area and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Insurance rates for a Porsche Cayman 2-Dr Coupe also range considerably based on your risk profile, the actual cash value of your Cayman, and liability limits and deductibles.

Older drivers with a clean driving record and high deductibles could pay as little as $1,600 a year, or $133 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay at least $6,100 a year. View Rates by Age

Your home state has a huge impact on Porsche Cayman 2-Dr Coupe insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $810 each year, while buying higher liability limits will increase premiums. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out $2,000 to $2,700 extra every year, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 130% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out who has the cheapest auto insurance rates is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

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The chart above shows Porsche Cayman 2-Dr Coupe insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $968. Drivers who use higher $1,000 deductibles will pay around $1,452. The average rate for a driver around age 40 using $500 deductibles is $1,726. Choosing low $100 deductibles for comp and collision coverage could cost up to $2,258. Drivers with multiple violations and accidents could be charged around $3,740. The cost for full coverage for a teenage driver can be as high as $6,186.

View Chart as Image