Porsche Panamera 4S AWD 4-Dr Hatchback Insurance Rates

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Average auto insurance rates for a Porsche Panamera 4S AWD 4-Dr Hatchback are $2,118 annually including full coverage. Comprehensive insurance costs an estimated $550, collision costs $1,046, and liability coverage costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing $4,590 or more. Teen drivers receive the highest rates at $7,384 a year or more.

Annual premium for full coverage: $2,118

Rate estimates broken down by type of insurance:

Comprehensive $550
Collision $1046
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche Panamera Trim Level

Using a middle-aged driver as an example, prices go from as cheap as $430 for the bare minimum liability coverage to a much higher rate of $4,590 for a high-risk driver policy.

Liability Only $430
Full Coverage $2,118
High Risk $4,590

These differences highlight why anyone shopping for car insurance should compare prices for a targeted area and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Porsche Panamera 4S AWD 4-Dr Hatchback Insurance

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Car insurance rates for a Porsche Panamera 4S AWD 4-Dr Hatchback can also vary considerably based on the model year of your Panamera, your driving characteristics, and liability limits and deductibles.

An older driver with no driving violations and high physical damage deductibles may only pay around $1,900 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they will be charged at least $7,300 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying $2,500 to $3,300 extra per year, depending on your age. High-risk driver insurance can be around 45% to 132% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $1,070 a year, while increasing your policy's liability limits will increase premiums. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Porsche Panamera 4S AWD 4-Dr Hatchback insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out who has the best auto insurance prices is to compare prices and see how they stack up. Each insurance company uses a different rate calculation, so rate quotes can be significantly different between companies.

View Chart as Image

Porsche Panamera 4S AWD 4-Dr Hatchback insurance cost comparison chart
Column chart showing Porsche Panamera 4S AWD 4-Dr Hatchback insurance prices range from $1,170 to $7,384 for full coverage

The chart above shows average Porsche Panamera 4S AWD 4-Dr Hatchback insurance prices for different situations. The cheapest price with discounts is $1,170. Drivers who choose higher $1,000 deductibles will pay about $1,756. The average price for a driver around age 40 using $500 deductibles is $2,118. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $2,822. High risk drivers could be charged as much as $4,590. The price for full coverage for a teenage driver can be as high as $7,384.

Porsche Panamera 4S AWD 4-Dr Hatchback Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,914 -$204 -9.6%
Alaska $1,622 -$496 -23.4%
Arizona $1,758 -$360 -17.0%
Arkansas $2,118 -$0 0.0%
California $2,412 $294 13.9%
Colorado $2,024 -$94 -4.4%
Connecticut $2,176 $58 2.7%
Delaware $2,398 $280 13.2%
Florida $2,648 $530 25.0%
Georgia $1,956 -$162 -7.6%
Hawaii $1,522 -$596 -28.1%
Idaho $1,432 -$686 -32.4%
Illinois $1,578 -$540 -25.5%
Indiana $1,594 -$524 -24.7%
Iowa $1,428 -$690 -32.6%
Kansas $2,014 -$104 -4.9%
Kentucky $2,890 $772 36.4%
Louisiana $3,132 $1,014 47.9%
Maine $1,306 -$812 -38.3%
Maryland $1,748 -$370 -17.5%
Massachusetts $1,692 -$426 -20.1%
Michigan $3,678 $1,560 73.7%
Minnesota $1,772 -$346 -16.3%
Mississippi $2,538 $420 19.8%
Missouri $1,878 -$240 -11.3%
Montana $2,274 $156 7.4%
Nebraska $1,668 -$450 -21.2%
Nevada $2,538 $420 19.8%
New Hampshire $1,526 -$592 -28.0%
New Jersey $2,366 $248 11.7%
New Mexico $1,874 -$244 -11.5%
New York $2,230 $112 5.3%
North Carolina $1,220 -$898 -42.4%
North Dakota $1,734 -$384 -18.1%
Ohio $1,460 -$658 -31.1%
Oklahoma $2,176 $58 2.7%
Oregon $1,940 -$178 -8.4%
Pennsylvania $2,020 -$98 -4.6%
Rhode Island $2,824 $706 33.3%
South Carolina $1,920 -$198 -9.3%
South Dakota $1,786 -$332 -15.7%
Tennessee $1,854 -$264 -12.5%
Texas $2,552 $434 20.5%
Utah $1,568 -$550 -26.0%
Vermont $1,448 -$670 -31.6%
Virginia $1,270 -$848 -40.0%
Washington $1,636 -$482 -22.8%
West Virginia $1,942 -$176 -8.3%
Wisconsin $1,466 -$652 -30.8%
Wyoming $1,886 -$232 -11.0%

View Chart as Image

Porsche Panamera 4S AWD 4-Dr Hatchback insurance rates by U.S. city

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Rates by Driver Age

Porsche Panamera 4S AWD 4-Dr Hatchback Insurance Rates by Driver Age
Driver Age Premium
16 $7,384
20 $4,886
30 $2,248
40 $2,118
50 $1,922
60 $1,888

Full coverage, $500 deductibles

Rates by Deductible

Porsche Panamera 4S AWD 4-Dr Hatchback Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,822
$250 $2,496
$500 $2,118
$1,000 $1,756

Full coverage, driver age 40

Rates by Liability Limit

Porsche Panamera 4S AWD 4-Dr Hatchback Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,118
50/100 $2,191
100/300 $2,282
250/500 $2,518
100 CSL $2,227
300 CSL $2,427
500 CSL $2,573

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Panamera 4S AWD 4-Dr Hatchback Insurance Rates for High Risk Drivers
Age Premium
16 $10,656
20 $7,770
30 $4,734
40 $4,590
50 $4,372
60 $4,332

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $302

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $118
Multi-vehicle $108
Homeowner $27
5-yr Accident Free $174
5-yr Claim Free $140
Paid in Full/EFT $111
Advance Quote $113
Online Quote $157
Total Discounts $948
Rate after discounts $1,170

Discounts are estimated and may not be available from every company or in every state.

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