Porsche Panamera Turbo AWD 4-Dr Hatchback Insurance Rates

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U.S. average auto insurance rates for a Porsche Panamera Turbo AWD 4-Dr Hatchback are $2,468 annually including full coverage. Comprehensive insurance costs on average $646, collision insurance costs $1,300, and liability insurance costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs $5,370 or more. Teenage drivers pay the highest rates at up to $8,518 a year.

Annual premium for full coverage: $2,468

Price estimates by type of insurance:

Comprehensive $646
Collision $1300
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Porsche Panamera Trim Level

Using a middle-aged driver as an example, Porsche Panamera Turbo AWD 4-Dr Hatchback insurance prices range from as cheap as $430 for just liability coverage to a much higher rate of $5,370 for a high-risk driver policy.

Liability Only $430
Full Coverage $2,468
High Risk $5,370

These price ranges highlight why anyone shopping for car insurance should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Porsche Panamera Turbo AWD 4-Dr Hatchback Insurance

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Insurance rates for a Porsche Panamera Turbo AWD 4-Dr Hatchback are also quite variable based on the actual cash value of your Panamera, your driving characteristics, and policy deductibles and limits.

An older driver with a clean driving record and high physical damage deductibles could pay as little as $2,300 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they can expect to pay upwards of $8,500 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you are likely paying at a minimum $2,900 to $3,900 extra each year, depending on your age. High-risk driver insurance can be anywhere from 46% to 132% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $1,310 each year, while increasing your policy's liability limits will cost you more. Changing from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more per year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Porsche Panamera Turbo AWD 4-Dr Hatchback insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Since prices can be so different, the best way to figure out exactly what you will pay is to compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, so the rates may be quite different between companies.

View Chart as Image

Porsche Panamera Turbo AWD 4-Dr Hatchback insurance cost comparison chart
Column chart showing Porsche Panamera Turbo AWD 4-Dr Hatchback insurance prices range from $1,343 to $8,518 for full coverage

The chart above shows average Porsche Panamera Turbo AWD 4-Dr Hatchback insurance prices for various situations. The lowest price with discounts is $1,343. Drivers who use higher $1,000 deductibles will pay about $2,028. The average price for a 40-year-old male driver using $500 deductibles is $2,468. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $3,332. Drivers with multiple violations and accidents could be charged at least $5,370. The price for full coverage for a teen driver can be as high as $8,518.

Porsche Panamera Turbo AWD 4-Dr Hatchback Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $2,230 -$238 -9.6%
Alaska $1,892 -$576 -23.3%
Arizona $2,048 -$420 -17.0%
Arkansas $2,468 -$0 0.0%
California $2,812 $344 13.9%
Colorado $2,358 -$110 -4.5%
Connecticut $2,536 $68 2.8%
Delaware $2,794 $326 13.2%
Florida $3,086 $618 25.0%
Georgia $2,280 -$188 -7.6%
Hawaii $1,772 -$696 -28.2%
Idaho $1,670 -$798 -32.3%
Illinois $1,838 -$630 -25.5%
Indiana $1,860 -$608 -24.6%
Iowa $1,666 -$802 -32.5%
Kansas $2,346 -$122 -4.9%
Kentucky $3,366 $898 36.4%
Louisiana $3,654 $1,186 48.1%
Maine $1,522 -$946 -38.3%
Maryland $2,036 -$432 -17.5%
Massachusetts $1,972 -$496 -20.1%
Michigan $4,286 $1,818 73.7%
Minnesota $2,066 -$402 -16.3%
Mississippi $2,956 $488 19.8%
Missouri $2,190 -$278 -11.3%
Montana $2,650 $182 7.4%
Nebraska $1,946 -$522 -21.2%
Nevada $2,960 $492 19.9%
New Hampshire $1,778 -$690 -28.0%
New Jersey $2,758 $290 11.8%
New Mexico $2,184 -$284 -11.5%
New York $2,598 $130 5.3%
North Carolina $1,422 -$1,046 -42.4%
North Dakota $2,022 -$446 -18.1%
Ohio $1,702 -$766 -31.0%
Oklahoma $2,536 $68 2.8%
Oregon $2,260 -$208 -8.4%
Pennsylvania $2,352 -$116 -4.7%
Rhode Island $3,290 $822 33.3%
South Carolina $2,236 -$232 -9.4%
South Dakota $2,082 -$386 -15.6%
Tennessee $2,160 -$308 -12.5%
Texas $2,972 $504 20.4%
Utah $1,828 -$640 -25.9%
Vermont $1,688 -$780 -31.6%
Virginia $1,480 -$988 -40.0%
Washington $1,904 -$564 -22.9%
West Virginia $2,262 -$206 -8.3%
Wisconsin $1,710 -$758 -30.7%
Wyoming $2,198 -$270 -10.9%

View Chart as Image

Porsche Panamera Turbo AWD 4-Dr Hatchback insurance rates by U.S. city

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Rates by Driver Age

Porsche Panamera Turbo AWD 4-Dr Hatchback Insurance Rates by Driver Age
Driver Age Premium
16 $8,518
20 $5,720
30 $2,628
40 $2,468
50 $2,240
60 $2,202

Full coverage, $500 deductibles

Rates by Deductible

Porsche Panamera Turbo AWD 4-Dr Hatchback Insurance Rates with Different Deductibles
Deductible Premium
$100 $3,332
$250 $2,930
$500 $2,468
$1,000 $2,028

Full coverage, driver age 40

Rates by Liability Limit

Porsche Panamera Turbo AWD 4-Dr Hatchback Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,468
50/100 $2,541
100/300 $2,632
250/500 $2,868
100 CSL $2,577
300 CSL $2,777
500 CSL $2,923

Full coverage, driver age 40

Rates for High Risk Drivers

Porsche Panamera Turbo AWD 4-Dr Hatchback Insurance Rates for High Risk Drivers
Age Premium
16 $12,334
20 $9,106
30 $5,552
40 $5,370
50 $5,118
60 $5,074

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $358

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $139
Multi-vehicle $127
Homeowner $30
5-yr Accident Free $210
5-yr Claim Free $165
Paid in Full/EFT $134
Advance Quote $135
Online Quote $185
Total Discounts $1,125
Rate after discounts $1,343

Discounts are estimated and may not be available from every company or in every state.

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