SAAB 9-3 2.0T Station Wagon Insurance Rates

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Estimated insurance rates for a SAAB 9-3 2.0T Station Wagon are $1,434 a year including full coverage. Comprehensive insurance costs approximately $354 each year, collision insurance costs $634, and liability insurance costs around $310. Liability-only coverage costs as low as $370 a year, and high-risk coverage costs $3,092 or more. Teen drivers pay the most at up to $5,110 a year.

Annual premium for full coverage: $1,434

Premium estimates by individual coverage:

Comprehensive $354
Collision $634
Liability $310

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this SAAB 9-3 Trim Level

For a driver around age 40, insurance rates for a SAAB 9-3 2.0T Station Wagon range from as low as $370 for the bare minimum liability coverage to a high rate of $3,092 for a high-risk insurance policy.

Liability Only $370
Full Coverage $1,434
High Risk $3,092

These rate differences highlight why all drivers should compare prices using their specific location and risk profile, rather than relying on price averages.

Use the form below to get rates for your location.

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Insurance rates for a SAAB 9-3 2.0T Station Wagon also have a wide range based on your driving characteristics, the replacement cost of your 9-3, and physical damage deductibles and liability limits.

More mature drivers with a clean driving record and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers can expect to pay in the ballpark of $5,100 a year. View Rates by Age

Where you choose to live has a huge impact on SAAB 9-3 2.0T Station Wagon insurance rates. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $660 each year, whereas increasing liability limits will push rates upward. Changing from a 50/100 limit to a 250/500 limit will cost up to $279 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying anywhere from $1,700 to $2,300 extra annually, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 133% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to figure out which company is cheapest is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so the rates will be substantially different from one company to the next.

View Chart as Image

SAAB 9-3 2.0T Station Wagon insurance cost comparison chart
Column chart showing SAAB 9-3 2.0T Station Wagon insurance prices range from $811 to $5,110 for full coverage

The chart above shows average SAAB 9-3 2.0T Station Wagon insurance rates for various risk profiles and scenarios. The lowest rate with discounts is $811. Drivers who choose higher $1,000 deductibles will pay around $1,212. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,434. Using lower $100 deductibles for collision and other-than-collision coverage could cost up to $1,872. High risk drivers could be charged up to $3,092. The policy rate for full coverage for a teenager can be as high as $5,110.

SAAB 9-3 2.0T Station Wagon Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$138 -9.6%
Alaska $1,098 -$336 -23.4%
Arizona $1,188 -$246 -17.2%
Arkansas $1,434 -$0 0.0%
California $1,634 $200 13.9%
Colorado $1,368 -$66 -4.6%
Connecticut $1,472 $38 2.6%
Delaware $1,620 $186 13.0%
Florida $1,790 $356 24.8%
Georgia $1,326 -$108 -7.5%
Hawaii $1,030 -$404 -28.2%
Idaho $972 -$462 -32.2%
Illinois $1,068 -$366 -25.5%
Indiana $1,080 -$354 -24.7%
Iowa $966 -$468 -32.6%
Kansas $1,360 -$74 -5.2%
Kentucky $1,956 $522 36.4%
Louisiana $2,122 $688 48.0%
Maine $884 -$550 -38.4%
Maryland $1,182 -$252 -17.6%
Massachusetts $1,144 -$290 -20.2%
Michigan $2,488 $1,054 73.5%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,716 $282 19.7%
Missouri $1,272 -$162 -11.3%
Montana $1,538 $104 7.3%
Nebraska $1,130 -$304 -21.2%
Nevada $1,718 $284 19.8%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,604 $170 11.9%
New Mexico $1,268 -$166 -11.6%
New York $1,510 $76 5.3%
North Carolina $826 -$608 -42.4%
North Dakota $1,174 -$260 -18.1%
Ohio $988 -$446 -31.1%
Oklahoma $1,472 $38 2.6%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,366 -$68 -4.7%
Rhode Island $1,910 $476 33.2%
South Carolina $1,298 -$136 -9.5%
South Dakota $1,210 -$224 -15.6%
Tennessee $1,254 -$180 -12.6%
Texas $1,726 $292 20.4%
Utah $1,060 -$374 -26.1%
Vermont $980 -$454 -31.7%
Virginia $858 -$576 -40.2%
Washington $1,106 -$328 -22.9%
West Virginia $1,314 -$120 -8.4%
Wisconsin $992 -$442 -30.8%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

SAAB 9-3 2.0T Station Wagon insurance rates by U.S. city

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Rates by Driver Age

SAAB 9-3 2.0T Station Wagon Insurance Rates by Driver Age
Driver Age Premium
16 $5,110
20 $3,294
30 $1,512
40 $1,434
50 $1,306
60 $1,282

Full coverage, $500 deductibles

Rates by Deductible

SAAB 9-3 2.0T Station Wagon Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,872
$250 $1,670
$500 $1,434
$1,000 $1,212

Full coverage, driver age 40

Rates by Liability Limit

SAAB 9-3 2.0T Station Wagon Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,496
100/300 $1,574
250/500 $1,775
100 CSL $1,527
300 CSL $1,698
500 CSL $1,822

Full coverage, driver age 40

Rates for High Risk Drivers

SAAB 9-3 2.0T Station Wagon Insurance Rates for High Risk Drivers
Age Premium
16 $7,336
20 $5,230
30 $3,180
40 $3,092
50 $2,946
60 $2,918

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $200

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $73
Homeowner $19
5-yr Accident Free $112
5-yr Claim Free $93
Paid in Full/EFT $71
Advance Quote $73
Online Quote $104
Total Discounts $623
Rate after discounts $811

Discounts are estimated and may not be available from every company or in every state.

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