Saturn Outlook XE 2WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Average insurance rates for a Saturn Outlook XE 2WD are $1,370 a year with full coverage. Comprehensive insurance costs an estimated $340, collision costs $508, and liability costs around $364. Only liability insurance costs as low as $430 a year, with high-risk insurance costing $2,926 or more. Teenage drivers receive the highest rates at $4,970 a year or more.

Annual premium for full coverage: $1,370

Rate estimates broken down by type of coverage:

Comprehensive $340
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Outlook Trim Level

For a driver around age 40, prices go from as low as $430 for just liability coverage to the much higher price of $2,926 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,370
High Risk $2,926

These differences demonstrate why everyone should compare prices for a targeted area and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Saturn Outlook XE 2WD Insurance

Searching Companies

Insurance rates for a Saturn Outlook XE 2WD can also vary considerably based on your driver profile, the actual cash value of your Outlook, and liability limits and deductibles.

A more mature driver with a clean driving record and high deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay at least $4,900 a year. View Rates by Age

Where you live has a huge impact on Saturn Outlook XE 2WD insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $570 annually, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out $1,600 to $2,200 extra per year, depending on your age. Saturn Outlook XE 2WD insurance for high-risk drivers can be from 44% to 131% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

View Chart as Image

Saturn Outlook XE 2WD insurance cost comparison chart
Column chart showing Saturn Outlook XE 2WD insurance prices range from $800 to $4,970 for full coverage

The chart above shows Saturn Outlook XE 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $800. Drivers who use higher $1,000 deductibles will pay around $1,176. The average rate for a driver around age 40 using $500 deductibles is $1,370. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,740. Drivers with multiple violations and accidents could be charged as much as $2,926. The rate for full coverage for a teenage driver can be as high as $4,970.

Saturn Outlook XE 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,240 -$130 -9.5%
Alaska $1,052 -$318 -23.2%
Arizona $1,138 -$232 -16.9%
Arkansas $1,370 -$0 0.0%
California $1,562 $192 14.0%
Colorado $1,312 -$58 -4.2%
Connecticut $1,410 $40 2.9%
Delaware $1,552 $182 13.3%
Florida $1,716 $346 25.3%
Georgia $1,266 -$104 -7.6%
Hawaii $984 -$386 -28.2%
Idaho $926 -$444 -32.4%
Illinois $1,020 -$350 -25.5%
Indiana $1,032 -$338 -24.7%
Iowa $926 -$444 -32.4%
Kansas $1,304 -$66 -4.8%
Kentucky $1,870 $500 36.5%
Louisiana $2,028 $658 48.0%
Maine $846 -$524 -38.2%
Maryland $1,130 -$240 -17.5%
Massachusetts $1,096 -$274 -20.0%
Michigan $2,382 $1,012 73.9%
Minnesota $1,148 -$222 -16.2%
Mississippi $1,642 $272 19.9%
Missouri $1,216 -$154 -11.2%
Montana $1,472 $102 7.4%
Nebraska $1,080 -$290 -21.2%
Nevada $1,644 $274 20.0%
New Hampshire $988 -$382 -27.9%
New Jersey $1,532 $162 11.8%
New Mexico $1,214 -$156 -11.4%
New York $1,444 $74 5.4%
North Carolina $790 -$580 -42.3%
North Dakota $1,122 -$248 -18.1%
Ohio $944 -$426 -31.1%
Oklahoma $1,410 $40 2.9%
Oregon $1,256 -$114 -8.3%
Pennsylvania $1,306 -$64 -4.7%
Rhode Island $1,828 $458 33.4%
South Carolina $1,242 -$128 -9.3%
South Dakota $1,156 -$214 -15.6%
Tennessee $1,200 -$170 -12.4%
Texas $1,652 $282 20.6%
Utah $1,016 -$354 -25.8%
Vermont $938 -$432 -31.5%
Virginia $820 -$550 -40.1%
Washington $1,058 -$312 -22.8%
West Virginia $1,256 -$114 -8.3%
Wisconsin $950 -$420 -30.7%
Wyoming $1,222 -$148 -10.8%

View Chart as Image

Saturn Outlook XE 2WD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Saturn Outlook XE 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,970
20 $3,108
30 $1,432
40 $1,370
50 $1,248
60 $1,222

Full coverage, $500 deductibles

Rates by Deductible

Saturn Outlook XE 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,740
$250 $1,570
$500 $1,370
$1,000 $1,176

Full coverage, driver age 40

Rates by Liability Limit

Saturn Outlook XE 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,370
50/100 $1,443
100/300 $1,534
250/500 $1,770
100 CSL $1,479
300 CSL $1,679
500 CSL $1,825

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Outlook XE 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,084
20 $4,928
30 $2,996
40 $2,926
50 $2,790
60 $2,760

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $73
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $98
5-yr Claim Free $87
Paid in Full/EFT $62
Advance Quote $66
Online Quote $97
Total Discounts $570
Rate after discounts $800

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption