Saturn Vue XR 2WD Insurance Rates

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Average insurance rates for a Saturn Vue XR 2WD are $1,310 a year for full coverage insurance. Comprehensive costs around $312 a year, collision insurance costs $476, and liability insurance costs $364. Buying just liability costs as little as $430 a year, and insurance for high-risk drivers costs around $2,802. Teen drivers receive the highest rates at up to $4,804 a year.

Annual premium for full coverage: $1,310

Rate estimates for individual coverage type:

Comprehensive $312
Collision $476
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Vue Trim Level

For a driver in their 40's, prices range from the low end price of $430 for your basic liability-only policy to a high of $2,802 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,310
High Risk $2,802

Price Range by Location

Your location has a significant impact on car insurance rates. Areas with sparse population tend to have lower incidents of physical damage claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $983
Small Cities $1,376
Large Cities $1,769

These differences illustrate why it is important for drivers to compare rates for a specific zip code, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Auto insurance rates for a Saturn Vue XR 2WD can also vary considerably based on the model year of your Vue, your age and driving record, and deductibles and policy limits.

If you like to drive fast or you caused an accident, you are probably paying at least $1,500 to $2,100 in extra premium per year, depending on your age. A high-risk auto insurance policy can cost anywhere from 44% to 128% more than average. View High Risk Driver Rates

Older drivers with a good driving record and higher comprehensive and collision deductibles could pay as little as $1,200 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will have to pay as much as $4,800 a year. View Rates by Age

Where you live makes a big difference in Saturn Vue XR 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $530 each year, while buying higher liability limits will increase prices. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out your exact price is to get quotes from as many companies as possible. Every company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

Saturn Vue XR 2WD insurance cost comparison chart
Column chart showing Saturn Vue XR 2WD insurance prices range from $767 to $4,804 for full coverage

The chart estimates Saturn Vue XR 2WD insurance prices for various risks and coverage choices. The lowest price with discounts is $767. Drivers who choose higher $1,000 deductibles will pay $1,132. The average price for a driver age 40 with no violations using $500 deductibles is $1,310. Choosing low $100 deductibles for physical damage coverage can cost as much as $1,656. High risk drivers could be charged as much as $2,802. The cost for full coverage insurance for a 16-year-old driver is $4,804.

Saturn Vue XR 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,184 -$126 -9.6%
Alaska $1,006 -$304 -23.2%
Arizona $1,090 -$220 -16.8%
Arkansas $1,310 -$0 0.0%
California $1,494 $184 14.0%
Colorado $1,254 -$56 -4.3%
Connecticut $1,350 $40 3.1%
Delaware $1,486 $176 13.4%
Florida $1,640 $330 25.2%
Georgia $1,210 -$100 -7.6%
Hawaii $942 -$368 -28.1%
Idaho $886 -$424 -32.4%
Illinois $978 -$332 -25.3%
Indiana $988 -$322 -24.6%
Iowa $886 -$424 -32.4%
Kansas $1,246 -$64 -4.9%
Kentucky $1,788 $478 36.5%
Louisiana $1,940 $630 48.1%
Maine $808 -$502 -38.3%
Maryland $1,082 -$228 -17.4%
Massachusetts $1,048 -$262 -20.0%
Michigan $2,280 $970 74.0%
Minnesota $1,098 -$212 -16.2%
Mississippi $1,570 $260 19.8%
Missouri $1,164 -$146 -11.1%
Montana $1,408 $98 7.5%
Nebraska $1,034 -$276 -21.1%
Nevada $1,572 $262 20.0%
New Hampshire $946 -$364 -27.8%
New Jersey $1,466 $156 11.9%
New Mexico $1,160 -$150 -11.5%
New York $1,382 $72 5.5%
North Carolina $756 -$554 -42.3%
North Dakota $1,074 -$236 -18.0%
Ohio $904 -$406 -31.0%
Oklahoma $1,348 $38 2.9%
Oregon $1,200 -$110 -8.4%
Pennsylvania $1,250 -$60 -4.6%
Rhode Island $1,748 $438 33.4%
South Carolina $1,190 -$120 -9.2%
South Dakota $1,106 -$204 -15.6%
Tennessee $1,150 -$160 -12.2%
Texas $1,580 $270 20.6%
Utah $972 -$338 -25.8%
Vermont $898 -$412 -31.5%
Virginia $786 -$524 -40.0%
Washington $1,014 -$296 -22.6%
West Virginia $1,202 -$108 -8.2%
Wisconsin $908 -$402 -30.7%
Wyoming $1,168 -$142 -10.8%

View Chart as Image

Saturn Vue XR 2WD insurance rates by U.S. city

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Rates by Driver Age

Saturn Vue XR 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,804
20 $2,982
30 $1,368
40 $1,310
50 $1,194
60 $1,170

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue XR 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,656
$250 $1,498
$500 $1,310
$1,000 $1,132

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue XR 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,310
50/100 $1,383
100/300 $1,474
250/500 $1,710
100 CSL $1,419
300 CSL $1,619
500 CSL $1,765

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue XR 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $6,840
20 $4,728
30 $2,866
40 $2,802
50 $2,672
60 $2,644

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $175

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $69
Multi-vehicle $66
Homeowner $19
5-yr Accident Free $93
5-yr Claim Free $83
Paid in Full/EFT $58
Advance Quote $63
Online Quote $92
Total Discounts $543
Rate after discounts $767

Discounts are estimated and may not be available from every company or in every state.

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