Saturn Vue XR-L AWD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

Average insurance prices for a Saturn Vue XR-L AWD are $1,448 every 12 months for full coverage. Comprehensive costs around $354, collision insurance costs $572, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs around $3,106. Teenage drivers receive the highest rates at up to $5,236 a year.

Annual premium for full coverage: $1,448

Rate estimates for type of coverage:

Comprehensive $354
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Saturn Vue Trim Level

Using a middle-aged driver as an example, prices range from the cheapest price of $430 for just liability insurance to the much higher price of $3,106 for a high-risk driver policy.

Liability Only $430
Full Coverage $1,448
High Risk $3,106

Price Range by Location

Where you live has a significant impact on auto insurance rates. Areas with sparse population tend to have more infrequent accident claims than densely populated cities. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,086
Small Cities $1,520
Large Cities $1,955

These differences show why everyone should compare prices for a specific zip code and their own driving history, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Saturn Vue XR-L AWD Insurance

Searching Companies

Car insurance rates for a Saturn Vue XR-L AWD can also vary considerably based on policy deductibles and limits, your driver profile, and the actual cash value of your Vue.

Using high physical damage deductibles could cut rates by as much as $620 each year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers will be charged as much as $5,200 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,700 to $2,300 extra per year, depending on your age. Saturn Vue XR-L AWD insurance for high-risk drivers can be anywhere from 44% to 132% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Saturn Vue XR-L AWD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different method to calculate rates, so rate quotes can be significantly different.

View Chart as Image

Saturn Vue XR-L AWD insurance cost comparison chart
Column chart showing Saturn Vue XR-L AWD insurance prices range from $837 to $5,236 for full coverage

Chart shows Saturn Vue XR-L AWD insurance rates for various coverage choices and risks. The lowest rate with discounts is $837. Drivers who use higher $1,000 deductibles will pay $1,238. The average rate for a driver age 40 with no violations using $500 deductibles is $1,448. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,854. Drivers with multiple violations and accidents could be charged as much as $3,106. The rate for full coverage insurance for a 16-year-old driver can be as high as $5,236.

Saturn Vue XR-L AWD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,308 -$140 -9.7%
Alaska $1,110 -$338 -23.3%
Arizona $1,202 -$246 -17.0%
Arkansas $1,448 -$0 0.0%
California $1,650 $202 14.0%
Colorado $1,384 -$64 -4.4%
Connecticut $1,490 $42 2.9%
Delaware $1,638 $190 13.1%
Florida $1,810 $362 25.0%
Georgia $1,338 -$110 -7.6%
Hawaii $1,040 -$408 -28.2%
Idaho $980 -$468 -32.3%
Illinois $1,078 -$370 -25.6%
Indiana $1,090 -$358 -24.7%
Iowa $978 -$470 -32.5%
Kansas $1,376 -$72 -5.0%
Kentucky $1,976 $528 36.5%
Louisiana $2,142 $694 47.9%
Maine $892 -$556 -38.4%
Maryland $1,194 -$254 -17.5%
Massachusetts $1,158 -$290 -20.0%
Michigan $2,516 $1,068 73.8%
Minnesota $1,210 -$238 -16.4%
Mississippi $1,734 $286 19.8%
Missouri $1,284 -$164 -11.3%
Montana $1,554 $106 7.3%
Nebraska $1,142 -$306 -21.1%
Nevada $1,736 $288 19.9%
New Hampshire $1,044 -$404 -27.9%
New Jersey $1,618 $170 11.7%
New Mexico $1,282 -$166 -11.5%
New York $1,526 $78 5.4%
North Carolina $834 -$614 -42.4%
North Dakota $1,186 -$262 -18.1%
Ohio $998 -$450 -31.1%
Oklahoma $1,488 $40 2.8%
Oregon $1,326 -$122 -8.4%
Pennsylvania $1,382 -$66 -4.6%
Rhode Island $1,930 $482 33.3%
South Carolina $1,312 -$136 -9.4%
South Dakota $1,222 -$226 -15.6%
Tennessee $1,268 -$180 -12.4%
Texas $1,744 $296 20.4%
Utah $1,072 -$376 -26.0%
Vermont $990 -$458 -31.6%
Virginia $866 -$582 -40.2%
Washington $1,120 -$328 -22.7%
West Virginia $1,326 -$122 -8.4%
Wisconsin $1,004 -$444 -30.7%
Wyoming $1,290 -$158 -10.9%

View Chart as Image

Saturn Vue XR-L AWD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Saturn Vue XR-L AWD Insurance Rates by Driver Age
Driver Age Premium
16 $5,236
20 $3,302
30 $1,518
40 $1,448
50 $1,318
60 $1,292

Full coverage, $500 deductibles

Rates by Deductible

Saturn Vue XR-L AWD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,854
$250 $1,666
$500 $1,448
$1,000 $1,238

Full coverage, driver age 40

Rates by Liability Limit

Saturn Vue XR-L AWD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,448
50/100 $1,521
100/300 $1,612
250/500 $1,848
100 CSL $1,557
300 CSL $1,757
500 CSL $1,903

Full coverage, driver age 40

Rates for High Risk Drivers

Saturn Vue XR-L AWD Insurance Rates for High Risk Drivers
Age Premium
16 $7,480
20 $5,240
30 $3,182
40 $3,106
50 $2,960
60 $2,930

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $107
5-yr Claim Free $93
Paid in Full/EFT $67
Advance Quote $71
Online Quote $103
Total Discounts $611
Rate after discounts $837

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption