Subaru Forester X AWD Insurance Rates

Average insurance prices for a Subaru Forester X AWD are $1,262 every 12 months for full coverage. Comprehensive insurance costs around $340, collision insurance costs $476, and liability insurance costs around $310. Liability-only coverage costs as low as $370 a year, and high-risk coverage costs $2,680 or more. Teen drivers receive the highest rates at up to $4,474 a year.

Annual premium for full coverage: $1,262

Rate estimates for type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Forester Trim Level

These differences show why everyone should compare prices for a specific zip code and their own driving history, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Subaru Forester X AWD can also vary considerably based on policy deductibles and limits, your driver profile, and the actual cash value of your Forester.

Choosing high deductibles could cut rates by as much as $550 each year, whereas buying more liability protection will increase rates. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $279 extra every 12 months. View Rates by Deductible or Liability Limit

A more mature driver with no driving violations and higher deductibles could pay as little as $1,200 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will be charged as much as $4,400 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at least $1,400 to $2,000 extra per year, depending on your age. Subaru Forester X AWD insurance for high-risk drivers can be anywhere from 45% to 125% more than average. View High Risk Driver Rates

Where you live has a huge impact on Subaru Forester X AWD insurance rates. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know your exact price is to regularly compare rates from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.

View Chart as Image

Chart shows Subaru Forester X AWD insurance rates for various coverage choices and risks. The lowest rate with discounts is $736. Drivers who choose higher $1,000 deductibles will pay $1,076. The average rate for a driver age 40 with no violations using $500 deductibles is $1,262. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,618. High risk drivers could be charged as much as $2,680. The rate for full coverage for a 16-year-old driver can be as high as $4,474.

View Chart as Image