Subaru Impreza 2.5I AWD 4-Dr Insurance Rates

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Estimated auto insurance rates for a Subaru Impreza 2.5I AWD 4-Dr are $1,388 annually for full coverage insurance. Comprehensive insurance costs approximately $326, collision insurance costs $540, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs $2,982 or more. Teen drivers pay the most at up to $5,070 a year.

Annual premium for full coverage: $1,388

Premium estimates by type of insurance:

Comprehensive $326
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Impreza Trim Level

Using a 40-year-old driver as an example, insurance rates for a Subaru Impreza 2.5I AWD 4-Dr range from as cheap as $430 for basic liability insurance to a much higher rate of $2,982 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,388
High Risk $2,982

These rate differences illustrate why anyone shopping for car insurance should compare rates using their specific location and their own personal driving habits, rather than using price averages.

Use the form below to get rates for your location.

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Insurance prices for a Subaru Impreza 2.5I AWD 4-Dr also have a wide range based on the replacement cost of your Impreza, your risk profile, and physical damage deductibles and liability limits.

An older driver with no violations or accidents and high physical damage deductibles may only pay around $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you have a few violations or you caused a few accidents, you are probably paying anywhere from $1,600 to $2,200 additional annually, depending on your age. High-risk driver insurance can cost around 43% to 129% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $580 a year, while increasing your policy's liability limits will push prices upward. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

Where you choose to live makes a big difference in Subaru Impreza 2.5I AWD 4-Dr insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like , , and North Carolina, or as much as $1,800 on average in California, Montana, and Michigan. Rates by state and city are shown later in the article.

With such a large range of prices, the only way to figure out which car insurance is cheapest is to compare prices and see how they stack up. Every company uses a different rate calculation, and rates will be substantially different between companies.

View Chart as Image

Subaru Impreza 2.5I AWD 4-Dr insurance cost comparison chart
Column chart showing Subaru Impreza 2.5I AWD 4-Dr insurance prices range from $803 to $5,070 for full coverage

The chart estimates Subaru Impreza 2.5I AWD 4-Dr insurance prices for various situations. The cheapest price with discounts is $803. Drivers who choose higher $1,000 deductibles will pay about $1,192. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,388. Using more expensive $100 deductibles for physical damage coverage can cost as much as $1,770. High risk drivers could be charged up to $2,982. The price for full coverage for a teenager is $5,070.

Subaru Impreza 2.5I AWD 4-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,256 -$132 -9.5%
Alaska $1,064 -$324 -23.3%
Arizona $1,152 -$236 -17.0%
Arkansas $1,388 -$0 0.0%
California $1,582 $194 14.0%
Colorado $1,328 -$60 -4.3%
Connecticut $1,428 $40 2.9%
Delaware $1,572 $184 13.3%
Florida $1,736 $348 25.1%
Georgia $1,282 -$106 -7.6%
Hawaii $998 -$390 -28.1%
Idaho $940 -$448 -32.3%
Illinois $1,034 -$354 -25.5%
Indiana $1,046 -$342 -24.6%
Iowa $936 -$452 -32.6%
Kansas $1,320 -$68 -4.9%
Kentucky $1,894 $506 36.5%
Louisiana $2,056 $668 48.1%
Maine $858 -$530 -38.2%
Maryland $1,146 -$242 -17.4%
Massachusetts $1,110 -$278 -20.0%
Michigan $2,414 $1,026 73.9%
Minnesota $1,162 -$226 -16.3%
Mississippi $1,664 $276 19.9%
Missouri $1,232 -$156 -11.2%
Montana $1,490 $102 7.3%
Nebraska $1,096 -$292 -21.0%
Nevada $1,666 $278 20.0%
New Hampshire $1,002 -$386 -27.8%
New Jersey $1,552 $164 11.8%
New Mexico $1,230 -$158 -11.4%
New York $1,462 $74 5.3%
North Carolina $800 -$588 -42.4%
North Dakota $1,138 -$250 -18.0%
Ohio $958 -$430 -31.0%
Oklahoma $1,428 $40 2.9%
Oregon $1,272 -$116 -8.4%
Pennsylvania $1,324 -$64 -4.6%
Rhode Island $1,852 $464 33.4%
South Carolina $1,258 -$130 -9.4%
South Dakota $1,172 -$216 -15.6%
Tennessee $1,216 -$172 -12.4%
Texas $1,674 $286 20.6%
Utah $1,030 -$358 -25.8%
Vermont $950 -$438 -31.6%
Virginia $832 -$556 -40.1%
Washington $1,072 -$316 -22.8%
West Virginia $1,274 -$114 -8.2%
Wisconsin $962 -$426 -30.7%
Wyoming $1,236 -$152 -11.0%

View Chart as Image

Subaru Impreza 2.5I AWD 4-Dr insurance rates by U.S. city

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Rates by Driver Age

Subaru Impreza 2.5I AWD 4-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $5,070
20 $3,176
30 $1,450
40 $1,388
50 $1,264
60 $1,240

Full coverage, $500 deductibles

Rates by Deductible

Subaru Impreza 2.5I AWD 4-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,770
$250 $1,594
$500 $1,388
$1,000 $1,192

Full coverage, driver age 40

Rates by Liability Limit

Subaru Impreza 2.5I AWD 4-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,388
50/100 $1,461
100/300 $1,552
250/500 $1,788
100 CSL $1,497
300 CSL $1,697
500 CSL $1,843

Full coverage, driver age 40

Rates for High Risk Drivers

Subaru Impreza 2.5I AWD 4-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $7,236
20 $5,042
30 $3,054
40 $2,982
50 $2,842
60 $2,814

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $189

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $74
Multi-vehicle $70
Homeowner $20
5-yr Accident Free $102
5-yr Claim Free $89
Paid in Full/EFT $64
Advance Quote $68
Online Quote $98
Total Discounts $585
Rate after discounts $803

Discounts are estimated and may not be available from every company or in every state.

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