Subaru Impreza 2.5I Premium Package AWD 4-Dr Insurance Rates

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The average insurance prices for a Subaru Impreza 2.5I Premium Package AWD 4-Dr are $1,434 every 12 months for full coverage. Comprehensive costs on average $340 a year, collision insurance costs $572, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $3,082. Teenage drivers cost the most to insure at up to $5,216 a year.

Annual premium for full coverage: $1,434

Policy rates by individual coverage type:

Comprehensive $340
Collision $572
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Subaru Impreza Trim Level

For an average driver, Subaru Impreza 2.5I Premium Package AWD 4-Dr insurance rates range from the cheapest price of $430 for basic liability insurance to a high of $3,082 for a driver required to buy high-risk insurance.

Liability Only $430
Full Coverage $1,434
High Risk $3,082

Urban vs. Rural Price Range

Where you live can have significant affects on car insurance rates. Rural areas are shown to have more infrequent accident claims than densely populated cities. The diagram below illustrates the effect of geographic area on car insurance rates.

Rural Areas $1,076
Small Cities $1,506
Large Cities $1,936

These price differences show why it is important for drivers to compare prices based on a specific location and their own driving history, instead of using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Subaru Impreza 2.5I Premium Package AWD 4-Dr Insurance

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Insurance rates for a Subaru Impreza 2.5I Premium Package AWD 4-Dr also range considerably based on liability limits and deductibles, your driver profile, and the model year of your Impreza.

Using high physical damage deductibles could cut rates by as much as $610 every year, while buying higher liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more per year. View Rates by Deductible or Liability Limit

Older drivers with a clean driving record and higher deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers can expect to pay upwards of $5,200 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be as much as 44% to 133% more than a normal policy. View High Risk Driver Rates

Your home state has a huge impact on Subaru Impreza 2.5I Premium Package AWD 4-Dr insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because rates have so much variability, the only way to know exactly what you will pay is to get quotes and see which company has the best rate. Each insurance company uses a different method to calculate rates, so the rates will be varied.

View Chart as Image

Subaru Impreza 2.5I Premium Package AWD 4-Dr insurance cost comparison chart
Column chart showing Subaru Impreza 2.5I Premium Package AWD 4-Dr insurance prices range from $826 to $5,216 for full coverage

Chart shows Subaru Impreza 2.5I Premium Package AWD 4-Dr insurance rates for various coverage choices and risks. The best rate after discounts is $826. Drivers who use higher $1,000 deductibles will pay $1,226. The average rate for a 40-year-old male driver using $500 deductibles is $1,434. Choosing low $100 deductibles for comprehensive and collision insurance could cost up to $1,834. Drivers with multiple violations and accidents could be charged around $3,082. The cost for full coverage insurance for a teen driver can be as high as $5,216.

Subaru Impreza 2.5I Premium Package AWD 4-Dr Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,296 -$138 -9.6%
Alaska $1,100 -$334 -23.3%
Arizona $1,190 -$244 -17.0%
Arkansas $1,434 -$0 0.0%
California $1,634 $200 13.9%
Colorado $1,372 -$62 -4.3%
Connecticut $1,476 $42 2.9%
Delaware $1,624 $190 13.2%
Florida $1,794 $360 25.1%
Georgia $1,324 -$110 -7.7%
Hawaii $1,030 -$404 -28.2%
Idaho $970 -$464 -32.4%
Illinois $1,068 -$366 -25.5%
Indiana $1,078 -$356 -24.8%
Iowa $968 -$466 -32.5%
Kansas $1,364 -$70 -4.9%
Kentucky $1,956 $522 36.4%
Louisiana $2,122 $688 48.0%
Maine $884 -$550 -38.4%
Maryland $1,182 -$252 -17.6%
Massachusetts $1,146 -$288 -20.1%
Michigan $2,492 $1,058 73.8%
Minnesota $1,200 -$234 -16.3%
Mississippi $1,718 $284 19.8%
Missouri $1,272 -$162 -11.3%
Montana $1,540 $106 7.4%
Nebraska $1,130 -$304 -21.2%
Nevada $1,720 $286 19.9%
New Hampshire $1,034 -$400 -27.9%
New Jersey $1,602 $168 11.7%
New Mexico $1,270 -$164 -11.4%
New York $1,510 $76 5.3%
North Carolina $826 -$608 -42.4%
North Dakota $1,174 -$260 -18.1%
Ohio $988 -$446 -31.1%
Oklahoma $1,474 $40 2.8%
Oregon $1,314 -$120 -8.4%
Pennsylvania $1,368 -$66 -4.6%
Rhode Island $1,912 $478 33.3%
South Carolina $1,300 -$134 -9.3%
South Dakota $1,210 -$224 -15.6%
Tennessee $1,256 -$178 -12.4%
Texas $1,728 $294 20.5%
Utah $1,062 -$372 -25.9%
Vermont $980 -$454 -31.7%
Virginia $858 -$576 -40.2%
Washington $1,108 -$326 -22.7%
West Virginia $1,314 -$120 -8.4%
Wisconsin $994 -$440 -30.7%
Wyoming $1,278 -$156 -10.9%

View Chart as Image

Subaru Impreza 2.5I Premium Package AWD 4-Dr insurance rates by U.S. city

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Rates by Driver Age

Subaru Impreza 2.5I Premium Package AWD 4-Dr Insurance Rates by Driver Age
Driver Age Premium
16 $5,216
20 $3,284
30 $1,502
40 $1,434
50 $1,306
60 $1,280

Full coverage, $500 deductibles

Rates by Deductible

Subaru Impreza 2.5I Premium Package AWD 4-Dr Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,834
$250 $1,648
$500 $1,434
$1,000 $1,226

Full coverage, driver age 40

Rates by Liability Limit

Subaru Impreza 2.5I Premium Package AWD 4-Dr Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,434
50/100 $1,507
100/300 $1,598
250/500 $1,834
100 CSL $1,543
300 CSL $1,743
500 CSL $1,889

Full coverage, driver age 40

Rates for High Risk Drivers

Subaru Impreza 2.5I Premium Package AWD 4-Dr Insurance Rates for High Risk Drivers
Age Premium
16 $7,450
20 $5,212
30 $3,158
40 $3,082
50 $2,940
60 $2,910

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $196

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $77
Multi-vehicle $73
Homeowner $20
5-yr Accident Free $106
5-yr Claim Free $92
Paid in Full/EFT $67
Advance Quote $71
Online Quote $102
Total Discounts $608
Rate after discounts $826

Discounts are estimated and may not be available from every company or in every state.

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