Subaru Outback 2.5I Premium Insurance Rates
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The average insurance prices for a Subaru Outback 2.5I Premium are $1,338 every 12 months with full coverage. Comprehensive costs on average $340, collision costs $476, and liability costs around $364. Liability-only coverage costs as low as $430 a year, with high-risk coverage costing around $2,848. Teen drivers cost the most to insure at $4,846 a year or more.
Annual premium for full coverage: $1,338
Policy rates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Subaru Outback Trim Level
Using a 40-year-old driver as an example, Subaru Outback 2.5I Premium insurance rates go from the cheapest price of $430 for your basic liability-only policy to a much higher rate of $2,848 for a policy for a high-risk driver.
Urban vs. Rural Price Range
Where you live can have significant affects on auto insurance rates. Rural areas are shown to have more infrequent collision claims than larger metro areas.
The price range example below illustrates how rural and urban location affects car insurance rates.
These price differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Subaru Outback 2.5I Premium Insurance
Insurance prices for a Subaru Outback 2.5I Premium also range considerably based on liability limits and deductibles, your driving record, and the model year of your Outback.
Choosing high deductibles could cut rates by as much as $550 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will raise rates by up to $327 more each year. View Rates by Deductible or Liability Limit
An older driver with no violations or accidents and higher deductibles may pay as little as $1,200 a year, or $100 per month, for full coverage. Rates are highest for teenagers, since even excellent drivers should be prepared to pay upwards of $4,800 a year. View Rates by Age
If you have a few points on your driving record or you were responsible for an accident, you may be forking out at a minimum $1,500 to $2,100 additional every year, depending on your age. High-risk driver insurance can be as much as 43% to 126% more than average. View High Risk Driver Rates
Your home state has a huge impact on Subaru Outback 2.5I Premium insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.
Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, and rates will be varied.
The chart above shows Subaru Outback 2.5I Premium insurance rates for different coverage choices and risks. The best rate after discounts is $788. Drivers who choose higher $1,000 deductibles will pay $1,152. The average rate for a 40-year-old male driver using $500 deductibles is $1,338. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,694. High risk drivers could be charged around $2,848. The price for full coverage insurance for a teen driver can be as high as $4,846.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Choose a different trim level below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$94|
|5-yr Claim Free||$84|
|Paid in Full/EFT||$59|
Discounts are estimated and may not be available from every company or in every state.
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