Suzuki SX4 Sport GTS Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

The average insurance rates for a Suzuki SX4 Sport GTS are $1,468 a year including full coverage. Comprehensive insurance costs approximately $312 a year, collision insurance costs $634, and liability coverage costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs $3,190 or more. Teen drivers cost the most to insure at up to $5,420 a year.

Annual premium for full coverage: $1,468

Policy rates by individual coverage type:

Comprehensive $312
Collision $634
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Suzuki SX4 Trim Level

For a driver around age 40, Suzuki SX4 Sport GTS insurance rates range from the low end price of $430 for just the minimum liability insurance to a high of $3,190 for a high-risk insurance policy.

Liability Only $430
Full Coverage $1,468
High Risk $3,190

These price differences highlight why it is important for drivers to compare prices using their specific location, rather than using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Suzuki SX4 Sport GTS Insurance

Searching Companies

Insurance rates for a Suzuki SX4 Sport GTS also range considerably based on the model year of your SX4, your driving record and age, and physical damage deductibles and liability limits.

If you have a few points on your driving record or you caused an accident, you are likely paying anywhere from $1,800 to $2,400 extra every year, depending on your age. A high-risk auto insurance policy can be around 44% to 137% more than average. View High Risk Driver Rates

Older drivers with a clean driving record and higher comprehensive and collision deductibles may only pay around $1,400 a year, or $117 per month, for full coverage. Prices are highest for teenagers, since even teens with perfect driving records can expect to pay in the ballpark of $5,400 a year. View Rates by Age

Your home state has a huge impact on Suzuki SX4 Sport GTS insurance rates. A driver around age 40 might see prices as low as $1,060 a year in states like North Carolina, Indiana, and , or as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $640 a year, while buying higher liability limits will push prices upward. Changing from a 50/100 bodily injury protection limit to a 250/500 limit will raise prices by up to $327 more per year. View Rates by Deductible or Liability Limit

Because prices have so much variability, the best way to figure out which insurance company is cheapest is to get quotes and see how they stack up. Each insurance company uses a different rate calculation, so the rates will be varied.

View Chart as Image

Suzuki SX4 Sport GTS insurance cost comparison chart
Column chart showing Suzuki SX4 Sport GTS insurance prices range from $832 to $5,420 for full coverage

The chart above shows average Suzuki SX4 Sport GTS insurance prices for various risks and coverage choices. The cheapest price with discounts is $832. Drivers who choose higher $1,000 deductibles will pay $1,256. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,468. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,890. High risk drivers could be charged around $3,190. The cost for full coverage for a teenager can be as high as $5,420.

Suzuki SX4 Sport GTS Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,328 -$140 -9.5%
Alaska $1,126 -$342 -23.3%
Arizona $1,220 -$248 -16.9%
Arkansas $1,468 -$0 0.0%
California $1,674 $206 14.0%
Colorado $1,404 -$64 -4.4%
Connecticut $1,512 $44 3.0%
Delaware $1,664 $196 13.4%
Florida $1,838 $370 25.2%
Georgia $1,356 -$112 -7.6%
Hawaii $1,056 -$412 -28.1%
Idaho $994 -$474 -32.3%
Illinois $1,096 -$372 -25.3%
Indiana $1,106 -$362 -24.7%
Iowa $992 -$476 -32.4%
Kansas $1,396 -$72 -4.9%
Kentucky $2,004 $536 36.5%
Louisiana $2,174 $706 48.1%
Maine $906 -$562 -38.3%
Maryland $1,212 -$256 -17.4%
Massachusetts $1,176 -$292 -19.9%
Michigan $2,554 $1,086 74.0%
Minnesota $1,230 -$238 -16.2%
Mississippi $1,760 $292 19.9%
Missouri $1,304 -$164 -11.2%
Montana $1,578 $110 7.5%
Nebraska $1,158 -$310 -21.1%
Nevada $1,762 $294 20.0%
New Hampshire $1,060 -$408 -27.8%
New Jersey $1,644 $176 12.0%
New Mexico $1,300 -$168 -11.4%
New York $1,548 $80 5.4%
North Carolina $848 -$620 -42.2%
North Dakota $1,204 -$264 -18.0%
Ohio $1,014 -$454 -30.9%
Oklahoma $1,510 $42 2.9%
Oregon $1,346 -$122 -8.3%
Pennsylvania $1,402 -$66 -4.5%
Rhode Island $1,958 $490 33.4%
South Carolina $1,332 -$136 -9.3%
South Dakota $1,240 -$228 -15.5%
Tennessee $1,288 -$180 -12.3%
Texas $1,770 $302 20.6%
Utah $1,090 -$378 -25.7%
Vermont $1,006 -$462 -31.5%
Virginia $880 -$588 -40.1%
Washington $1,136 -$332 -22.6%
West Virginia $1,346 -$122 -8.3%
Wisconsin $1,018 -$450 -30.7%
Wyoming $1,310 -$158 -10.8%

View Chart as Image

Suzuki SX4 Sport GTS insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Suzuki SX4 Sport GTS Insurance Rates by Driver Age
Driver Age Premium
16 $5,420
20 $3,420
30 $1,540
40 $1,468
50 $1,340
60 $1,316

Full coverage, $500 deductibles

Rates by Deductible

Suzuki SX4 Sport GTS Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,890
$250 $1,694
$500 $1,468
$1,000 $1,256

Full coverage, driver age 40

Rates by Liability Limit

Suzuki SX4 Sport GTS Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,468
50/100 $1,541
100/300 $1,632
250/500 $1,868
100 CSL $1,577
300 CSL $1,777
500 CSL $1,923

Full coverage, driver age 40

Rates for High Risk Drivers

Suzuki SX4 Sport GTS Insurance Rates for High Risk Drivers
Age Premium
16 $7,754
20 $5,438
30 $3,270
40 $3,190
50 $3,048
60 $3,020

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $208

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $79
Multi-vehicle $77
Homeowner $20
5-yr Accident Free $114
5-yr Claim Free $95
Paid in Full/EFT $71
Advance Quote $75
Online Quote $105
Total Discounts $636
Rate after discounts $832

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

secured lock Secured with SHA-256 Encryption