Toyota Matrix S AWD Insurance Rates

The average auto insurance rates for a Toyota Matrix S AWD are $1,378 annually for full coverage. Comprehensive insurance costs around $284 a year, collision insurance costs $572, and liability insurance costs $364. A liability-only policy costs as little as $430 a year, and high-risk insurance costs $2,992 or more. Teenage drivers cost the most to insure at up to $5,132 a year.

Annual premium for full coverage: $1,378

Policy rates for individual coverage type:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Matrix Trim Level

These price differences show why it is important for drivers to compare rates for a specific zip code and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Car insurance rates for a Toyota Matrix S AWD also range considerably based on the model year, your driver profile, and deductibles and policy limits.

Older drivers with no driving violations and high physical damage deductibles could pay as little as $1,300 per year on average, or $108 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will be charged as much as $5,100 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you could be paying at least $1,600 to $2,200 extra every year, depending on your age. A high-risk auto insurance policy can cost anywhere from 43% to 129% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could save up to $580 each year, while buying higher liability limits will increase prices. Going from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $327 extra every 12 months. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Toyota Matrix S AWD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Because prices have so much variability, the only way to know your exact price is to get quotes from as many companies as possible. Every company uses a different method to calculate prices, so rate quotes will be varied between companies.

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Chart shows Toyota Matrix S AWD insurance prices for various situations. The lowest price with discounts is $787. Drivers who use higher $1,000 deductibles will pay about $1,184. The average price for a driver age 40 with no violations using $500 deductibles is $1,378. Choosing low $100 deductibles for comprehensive and collision insurance can cost as much as $1,758. Drivers with multiple violations and accidents could be charged around $2,992. The cost for full coverage for a 16-year-old driver is $5,132.

View Chart as Image