Toyota Sequoia Limited 4WD Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
Average insurance rates for a Toyota Sequoia Limited 4WD are $1,538 a year with full coverage. Comprehensive costs on average $382, collision insurance costs $634, and liability coverage costs around $364. Only liability insurance costs as low as $430 a year, and high-risk insurance costs around $3,304. Teenage drivers receive the highest rates at up to $5,526 a year.
Annual premium for full coverage: $1,538
Rate estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Toyota Sequoia Trim Level
For the average driver, prices range from as low as $430 for the bare minimum liability coverage to the much higher price of $3,304 for a driver that may need high-risk insurance.
Price Range by Location
Where you live has a large influence on auto insurance rates. Rural areas tend to have a lower frequency of collision claims than densely populated cities. The example below illustrates how location impacts car insurance rates.
These differences demonstrate why everyone should compare prices based on a specific location and risk profile, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Toyota Sequoia Limited 4WD Insurance
Insurance rates for a Toyota Sequoia Limited 4WD can also vary considerably based on your driver profile, the actual cash value of your Sequoia, and policy deductibles and limits.
A more mature driver with a clean driving record and high deductibles may only pay around $1,400 a year for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $5,500 a year. View Rates by Age
Where you live has a huge impact on Toyota Sequoia Limited 4WD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.
Using high physical damage deductibles could cut rates by as much as $680 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you may be forking out at a minimum $1,800 to $2,400 extra per year, depending on your age. Toyota Sequoia Limited 4WD insurance for high-risk drivers can be around 43% to 131% more than a normal policy. View High Risk Driver Rates
With so much variability in rates, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.
The chart above shows Toyota Sequoia Limited 4WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $882. Drivers who use higher $1,000 deductibles will pay around $1,308. The average rate for a 40-year-old male driver using $500 deductibles is $1,538. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $1,986. Drivers with multiple violations and accidents could be charged as much as $3,304. The rate for full coverage insurance for a teen driver can be as high as $5,526.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$116|
|5-yr Claim Free||$99|
|Paid in Full/EFT||$73|
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area