Toyota Sequoia SR/5 4WD Insurance Rates
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U.S. average insurance prices for a Toyota Sequoia SR/5 4WD are $1,448 every 12 months for full coverage. Comprehensive costs on average $354, collision insurance costs $572, and liability coverage costs $364. Liability-only insurance costs as little as $430 a year, and high-risk driver insurance costs around $3,106. Teenage drivers pay the highest rates at up to $5,236 a year.
Annual premium for full coverage: $1,448
Price estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Toyota Sequoia Trim Level
Using a middle-aged driver as an example, Toyota Sequoia SR/5 4WD insurance prices range from the cheapest price of $430 for the bare minimum liability coverage to the much higher price of $3,106 for a high-risk driver policy.
Geographic Price Range
Your location has a large influence on car insurance rates. Rural areas have more infrequent accident claims than densely populated cities. The example below illustrates how where you live affects car insurance rates.
These price ranges show why everyone should compare rates based on a specific location and their own driving history, rather than using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap Toyota Sequoia SR/5 4WD Insurance
Car insurance rates for a Toyota Sequoia SR/5 4WD are also quite variable based on deductibles and policy limits, your driver profile, and the model year of your Sequoia.
Using high physical damage deductibles could save up to $620 a year, whereas buying more liability protection will cost you more. Going from a 50/100 liability limit to a 250/500 limit will increase rates by as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit
A more mature driver with no driving violations and higher deductibles may only pay around $1,300 per year on average for full coverage. Rates are much higher for teenage drivers, since even excellent drivers will be charged upwards of $5,200 a year. View Rates by Age
If you have some driving violations or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 extra each year, depending on your age. Toyota Sequoia SR/5 4WD insurance for high-risk drivers can cost around 44% to 132% more than a normal policy. View High Risk Driver Rates
The state you live in makes a big difference in Toyota Sequoia SR/5 4WD insurance rates. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Since rates can be so different, the only way to know exactly what you will pay is to regularly compare rates and see how they stack up. Every company uses a different method to calculate rates, so rate quotes may be quite different.
Chart shows Toyota Sequoia SR/5 4WD insurance rates for various coverage choices and risks. The cheapest rate with discounts is $837. Drivers who use higher $1,000 deductibles will pay $1,238. The average rate for a 40-year-old male driver using $500 deductibles is $1,448. Selecting more expensive $100 deductibles for comprehensive and collision insurance can cost as much as $1,854. Drivers with multiple violations and accidents could be charged at least $3,106. The rate for full coverage insurance for a teen driver is $5,236.
| State | Premium | Compared to U.S. Avg | Percent Difference |
|---|---|---|---|
| Alabama | $1,308 | -$140 | -9.7% |
| Alaska | $1,110 | -$338 | -23.3% |
| Arizona | $1,202 | -$246 | -17.0% |
| Arkansas | $1,448 | -$0 | 0.0% |
| California | $1,650 | $202 | 14.0% |
| Colorado | $1,384 | -$64 | -4.4% |
| Connecticut | $1,490 | $42 | 2.9% |
| Delaware | $1,638 | $190 | 13.1% |
| Florida | $1,810 | $362 | 25.0% |
| Georgia | $1,338 | -$110 | -7.6% |
| Hawaii | $1,040 | -$408 | -28.2% |
| Idaho | $980 | -$468 | -32.3% |
| Illinois | $1,078 | -$370 | -25.6% |
| Indiana | $1,090 | -$358 | -24.7% |
| Iowa | $978 | -$470 | -32.5% |
| Kansas | $1,376 | -$72 | -5.0% |
| Kentucky | $1,976 | $528 | 36.5% |
| Louisiana | $2,142 | $694 | 47.9% |
| Maine | $892 | -$556 | -38.4% |
| Maryland | $1,194 | -$254 | -17.5% |
| Massachusetts | $1,158 | -$290 | -20.0% |
| Michigan | $2,516 | $1,068 | 73.8% |
| Minnesota | $1,210 | -$238 | -16.4% |
| Mississippi | $1,734 | $286 | 19.8% |
| Missouri | $1,284 | -$164 | -11.3% |
| Montana | $1,554 | $106 | 7.3% |
| Nebraska | $1,142 | -$306 | -21.1% |
| Nevada | $1,736 | $288 | 19.9% |
| New Hampshire | $1,044 | -$404 | -27.9% |
| New Jersey | $1,618 | $170 | 11.7% |
| New Mexico | $1,282 | -$166 | -11.5% |
| New York | $1,526 | $78 | 5.4% |
| North Carolina | $834 | -$614 | -42.4% |
| North Dakota | $1,186 | -$262 | -18.1% |
| Ohio | $998 | -$450 | -31.1% |
| Oklahoma | $1,488 | $40 | 2.8% |
| Oregon | $1,326 | -$122 | -8.4% |
| Pennsylvania | $1,382 | -$66 | -4.6% |
| Rhode Island | $1,930 | $482 | 33.3% |
| South Carolina | $1,312 | -$136 | -9.4% |
| South Dakota | $1,222 | -$226 | -15.6% |
| Tennessee | $1,268 | -$180 | -12.4% |
| Texas | $1,744 | $296 | 20.4% |
| Utah | $1,072 | -$376 | -26.0% |
| Vermont | $990 | -$458 | -31.6% |
| Virginia | $866 | -$582 | -40.2% |
| Washington | $1,120 | -$328 | -22.7% |
| West Virginia | $1,326 | -$122 | -8.4% |
| Wisconsin | $1,004 | -$444 | -30.7% |
| Wyoming | $1,290 | -$158 | -10.9% |
Rate Tables and Charts
Not your model?
Choose a different trim level below
Rates by Driver Age
| Driver Age | Premium |
|---|---|
| 16 | $5,236 |
| 20 | $3,302 |
| 30 | $1,518 |
| 40 | $1,448 |
| 50 | $1,318 |
| 60 | $1,292 |
Full coverage, $500 deductibles
Rates by Deductible
| Deductible | Premium |
|---|---|
| $100 | $1,854 |
| $250 | $1,666 |
| $500 | $1,448 |
| $1,000 | $1,238 |
Full coverage, driver age 40
Rates by Liability Limit
| Liability Limit | Premium |
|---|---|
| 30/60 | $1,448 |
| 50/100 | $1,521 |
| 100/300 | $1,612 |
| 250/500 | $1,848 |
| 100 CSL | $1,557 |
| 300 CSL | $1,757 |
| 500 CSL | $1,903 |
Full coverage, driver age 40
Rates for High Risk Drivers
| Age | Premium |
|---|---|
| 16 | $7,480 |
| 20 | $5,240 |
| 30 | $3,182 |
| 40 | $3,106 |
| 50 | $2,960 |
| 60 | $2,930 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
| Discount | Savings |
|---|---|
| Multi-policy | $77 |
| Multi-vehicle | $73 |
| Homeowner | $20 |
| 5-yr Accident Free | $107 |
| 5-yr Claim Free | $93 |
| Paid in Full/EFT | $67 |
| Advance Quote | $71 |
| Online Quote | $103 |
| Total Discounts | $611 |
Discounts are estimated and may not be available from every company or in every state.
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