Toyota Tundra Limited Crew MAX 2WD Insurance Rates

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Average insurance rates for a Toyota Tundra Limited Crew MAX 2WD are $1,578 a year with full coverage. Comprehensive insurance costs approximately $354, collision insurance costs $634, and liability insurance costs $410. Only liability insurance costs as little as $486 a year, and high-risk insurance costs $3,406 or more. Teen drivers receive the highest rates at up to $5,802 a year.

Annual premium for full coverage: $1,578

Rate estimates by type of insurance:

Comprehensive $354
Collision $634
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

Using a middle-aged driver as an example, prices range from the low end price of $486 for just liability coverage to a much higher rate of $3,406 for a high-risk driver policy.

Liability Only $486
Full Coverage $1,578
High Risk $3,406

These differences demonstrate why anyone shopping for car insurance should compare rates using their specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Companies with Cheap Toyota Tundra Limited Crew MAX 2WD Insurance

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Insurance rates for a Toyota Tundra Limited Crew MAX 2WD can also vary considerably based on the model year, your age and driving habits, and physical damage deductibles and liability limits.

If you like to drive fast or you caused an accident, you may be forking out anywhere from $1,900 to $2,500 extra per year, depending on your age. High-risk driver insurance can cost anywhere from 43% to 135% more than average. View High Risk Driver Rates

An older driver with a clean driving record and higher comprehensive and collision deductibles could pay as little as $1,500 per year on average for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records can expect to pay in the ballpark of $5,800 a year. View Rates by Age

Where you live makes a big difference in Toyota Tundra Limited Crew MAX 2WD insurance rates. A 40-year-old driver could pay as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $660 each year, while increasing your policy's liability limits will push prices upward. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $369 more per year. View Rates by Deductible or Liability Limit

With so much variability in prices, the best way to find out which insurance company is cheapest is to compare prices from as many companies as possible. Every company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

Toyota Tundra Limited Crew MAX 2WD insurance cost comparison chart
Column chart showing Toyota Tundra Limited Crew MAX 2WD insurance prices range from $908 to $5,802 for full coverage

The chart above shows Toyota Tundra Limited Crew MAX 2WD insurance prices for various risks and coverage choices. The lowest price with discounts is $908. Drivers who choose higher $1,000 deductibles will pay $1,356. The average price for a middle-aged driver with a clean driving record using $500 deductibles is $1,578. Using more expensive $100 deductibles for comp and collision coverage can cost as much as $2,016. High risk drivers could be charged as much as $3,406. The price for full coverage for a teenager is $5,802.

Toyota Tundra Limited Crew MAX 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,428 -$150 -9.5%
Alaska $1,210 -$368 -23.3%
Arizona $1,310 -$268 -17.0%
Arkansas $1,578 -$0 0.0%
California $1,800 $222 14.1%
Colorado $1,506 -$72 -4.6%
Connecticut $1,622 $44 2.8%
Delaware $1,786 $208 13.2%
Florida $1,976 $398 25.2%
Georgia $1,460 -$118 -7.5%
Hawaii $1,132 -$446 -28.3%
Idaho $1,070 -$508 -32.2%
Illinois $1,176 -$402 -25.5%
Indiana $1,192 -$386 -24.5%
Iowa $1,066 -$512 -32.4%
Kansas $1,498 -$80 -5.1%
Kentucky $2,154 $576 36.5%
Louisiana $2,338 $760 48.2%
Maine $976 -$602 -38.1%
Maryland $1,302 -$276 -17.5%
Massachusetts $1,262 -$316 -20.0%
Michigan $2,742 $1,164 73.8%
Minnesota $1,322 -$256 -16.2%
Mississippi $1,892 $314 19.9%
Missouri $1,400 -$178 -11.3%
Montana $1,696 $118 7.5%
Nebraska $1,246 -$332 -21.0%
Nevada $1,894 $316 20.0%
New Hampshire $1,140 -$438 -27.8%
New Jersey $1,768 $190 12.0%
New Mexico $1,398 -$180 -11.4%
New York $1,664 $86 5.4%
North Carolina $910 -$668 -42.3%
North Dakota $1,294 -$284 -18.0%
Ohio $1,090 -$488 -30.9%
Oklahoma $1,622 $44 2.8%
Oregon $1,446 -$132 -8.4%
Pennsylvania $1,506 -$72 -4.6%
Rhode Island $2,106 $528 33.5%
South Carolina $1,430 -$148 -9.4%
South Dakota $1,334 -$244 -15.5%
Tennessee $1,382 -$196 -12.4%
Texas $1,900 $322 20.4%
Utah $1,168 -$410 -26.0%
Vermont $1,080 -$498 -31.6%
Virginia $944 -$634 -40.2%
Washington $1,220 -$358 -22.7%
West Virginia $1,446 -$132 -8.4%
Wisconsin $1,094 -$484 -30.7%
Wyoming $1,408 -$170 -10.8%

View Chart as Image

Toyota Tundra Limited Crew MAX 2WD insurance rates by U.S. city

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Rates by Driver Age

Toyota Tundra Limited Crew MAX 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,802
20 $3,638
30 $1,652
40 $1,578
50 $1,440
60 $1,412

Full coverage, $500 deductibles

Rates by Deductible

Toyota Tundra Limited Crew MAX 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,016
$250 $1,814
$500 $1,578
$1,000 $1,356

Full coverage, driver age 40

Rates by Liability Limit

Toyota Tundra Limited Crew MAX 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,578
50/100 $1,660
100/300 $1,763
250/500 $2,029
100 CSL $1,701
300 CSL $1,927
500 CSL $2,091

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Tundra Limited Crew MAX 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,288
20 $5,774
30 $3,488
40 $3,406
50 $3,248
60 $3,218

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $218

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $84
Multi-vehicle $81
Homeowner $22
5-yr Accident Free $118
5-yr Claim Free $101
Paid in Full/EFT $74
Advance Quote $78
Online Quote $112
Total Discounts $670
Rate after discounts $908

Discounts are estimated and may not be available from every company or in every state.

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