Toyota Tundra SR/5 Crew Max 4WD Insurance Rates

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Estimated insurance rates for a Toyota Tundra SR/5 Crew Max 4WD are $1,620 a year with full coverage. Comprehensive insurance costs around $396 each year, collision insurance costs $634, and liability coverage costs around $410. A liability-only policy costs as low as $486 a year, and high-risk insurance costs $3,474 or more. Teenage drivers pay the most at up to $5,866 a year.

Annual premium for full coverage: $1,620

Premium estimates for individual coverage:

Comprehensive $396
Collision $634
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Tundra Trim Level

For an average driver, insurance rates for a Toyota Tundra SR/5 Crew Max 4WD range from the low end price of $486 for minimum levels of liability insurance to a high rate of $3,474 for a driver required to buy high-risk insurance.

Liability Only $486
Full Coverage $1,620
High Risk $3,474

These rate differences demonstrate why all drivers should compare prices for a specific zip code, rather than using average rates.

Use the form below to get rates for your location.

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Auto insurance rates for a Toyota Tundra SR/5 Crew Max 4WD also have a wide range based on the actual cash value of your Tundra, your age and driving habits, and deductibles and policy limits.

If you have a few violations or you caused an accident, you may be forking out at least $1,900 to $2,600 in extra premium annually, depending on your age. Insurance for high-risk drivers can be around 44% to 131% more than a normal policy. View High Risk Driver Rates

More mature drivers with a good driving record and higher comprehensive and collision deductibles may only pay around $1,500 a year, or $125 per month, for full coverage. Prices are much higher for drivers in their teens, since even teens with perfect driving records will have to pay as much as $5,800 a year. View Rates by Age

Where you choose to live has a huge impact on Toyota Tundra SR/5 Crew Max 4WD insurance rates. A driver around age 40 might see prices as low as $970 a year in states like Indiana, Ohio, and Vermont, or be forced to pay as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut prices by as much as $690 a year, whereas increasing liability limits will increase prices. Moving from a 50/100 bodily injury protection limit to a 250/500 limit will cost up to $369 extra every year. View Rates by Deductible or Liability Limit

With such a large range of prices, the best way to find out your exact price is to do a rate comparison and see how they stack up. Each insurance company uses a different method to calculate prices, and quoted rates will be substantially different.

View Chart as Image

Toyota Tundra SR/5 Crew Max 4WD insurance cost comparison chart
Column chart showing Toyota Tundra SR/5 Crew Max 4WD insurance prices range from $939 to $5,866 for full coverage

The chart above shows Toyota Tundra SR/5 Crew Max 4WD insurance prices for various risks and coverage choices. The cheapest price with discounts is $939. Drivers who use higher $1,000 deductibles will pay $1,388. The average price for a driver age 40 with no violations using $500 deductibles is $1,620. Using lower $100 deductibles for comp and collision coverage could cost up to $2,072. Drivers with multiple violations and accidents could be charged up to $3,474. The policy rate for full coverage for a 16-year-old driver can be as high as $5,866.

Toyota Tundra SR/5 Crew Max 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,466 -$154 -9.5%
Alaska $1,242 -$378 -23.3%
Arizona $1,344 -$276 -17.0%
Arkansas $1,620 -$0 0.0%
California $1,848 $228 14.1%
Colorado $1,546 -$74 -4.6%
Connecticut $1,664 $44 2.7%
Delaware $1,834 $214 13.2%
Florida $2,030 $410 25.3%
Georgia $1,498 -$122 -7.5%
Hawaii $1,162 -$458 -28.3%
Idaho $1,098 -$522 -32.2%
Illinois $1,208 -$412 -25.4%
Indiana $1,222 -$398 -24.6%
Iowa $1,094 -$526 -32.5%
Kansas $1,538 -$82 -5.1%
Kentucky $2,210 $590 36.4%
Louisiana $2,400 $780 48.1%
Maine $1,002 -$618 -38.1%
Maryland $1,336 -$284 -17.5%
Massachusetts $1,294 -$326 -20.1%
Michigan $2,814 $1,194 73.7%
Minnesota $1,358 -$262 -16.2%
Mississippi $1,942 $322 19.9%
Missouri $1,438 -$182 -11.2%
Montana $1,742 $122 7.5%
Nebraska $1,278 -$342 -21.1%
Nevada $1,944 $324 20.0%
New Hampshire $1,170 -$450 -27.8%
New Jersey $1,814 $194 12.0%
New Mexico $1,434 -$186 -11.5%
New York $1,706 $86 5.3%
North Carolina $934 -$686 -42.3%
North Dakota $1,328 -$292 -18.0%
Ohio $1,120 -$500 -30.9%
Oklahoma $1,664 $44 2.7%
Oregon $1,484 -$136 -8.4%
Pennsylvania $1,546 -$74 -4.6%
Rhode Island $2,162 $542 33.5%
South Carolina $1,468 -$152 -9.4%
South Dakota $1,368 -$252 -15.6%
Tennessee $1,418 -$202 -12.5%
Texas $1,952 $332 20.5%
Utah $1,200 -$420 -25.9%
Vermont $1,108 -$512 -31.6%
Virginia $970 -$650 -40.1%
Washington $1,252 -$368 -22.7%
West Virginia $1,486 -$134 -8.3%
Wisconsin $1,122 -$498 -30.7%
Wyoming $1,444 -$176 -10.9%

View Chart as Image

Toyota Tundra SR/5 Crew Max 4WD insurance rates by U.S. city

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Rates by Driver Age

Toyota Tundra SR/5 Crew Max 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,866
20 $3,696
30 $1,698
40 $1,620
50 $1,476
60 $1,446

Full coverage, $500 deductibles

Rates by Deductible

Toyota Tundra SR/5 Crew Max 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,072
$250 $1,866
$500 $1,620
$1,000 $1,388

Full coverage, driver age 40

Rates by Liability Limit

Toyota Tundra SR/5 Crew Max 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,620
50/100 $1,702
100/300 $1,805
250/500 $2,071
100 CSL $1,743
300 CSL $1,969
500 CSL $2,133

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Tundra SR/5 Crew Max 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,380
20 $5,860
30 $3,560
40 $3,474
50 $3,310
60 $3,278

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $219

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $81
Homeowner $23
5-yr Accident Free $119
5-yr Claim Free $103
Paid in Full/EFT $75
Advance Quote $79
Online Quote $115
Total Discounts $681
Rate after discounts $939

Discounts are estimated and may not be available from every company or in every state.

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