Toyota Yaris S 4-Dr Sedan Insurance Rates

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Average insurance prices for a Toyota Yaris S 4-Dr Sedan are $1,346 every 12 months for full coverage. Comprehensive costs on average $284 each year, collision insurance costs $540, and liability costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs around $2,914. Teen drivers receive the highest rates at up to $5,008 a year.

Annual premium for full coverage: $1,346

Rate estimates by individual coverage:

Comprehensive $284
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Toyota Yaris Trim Level

For a 40-year-old driver, prices range from the cheapest price of $430 for your basic liability-only policy to a high rate of $2,914 for high-risk insurance.

Liability Only $430
Full Coverage $1,346
High Risk $2,914

Price Range by Location

Your location can have significant affects on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas. The graphic below illustrates how your location can change car insurance rates.

Rural Areas $1,010
Small Cities $1,413
Large Cities $1,817

These differences show why all drivers should compare rates based on a specific location and their own driving history, instead of using price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Toyota Yaris S 4-Dr Sedan can also vary considerably based on policy deductibles and limits, your driver profile, and the model year of your Yaris.

Choosing high deductibles could save up to $560 every year, whereas increasing liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

More mature drivers with a clean driving record and higher deductibles may pay as little as $1,300 per year on average for full coverage. Rates are highest for teen drivers, since even excellent drivers can expect to pay upwards of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,600 to $2,200 extra per year, depending on your age. Insurance for high-risk drivers can cost as much as 44% to 133% more than average. View High Risk Driver Rates

Where you live makes a big difference in Toyota Yaris S 4-Dr Sedan insurance prices. A 40-year-old driver could pay as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know exactly what you will pay is to do a rate comparison and see which company has the best rate. Every company uses a different rate calculation, so the rates can be significantly different.

View Chart as Image

Toyota Yaris S 4-Dr Sedan insurance cost comparison chart
Column chart showing Toyota Yaris S 4-Dr Sedan insurance prices range from $773 to $5,008 for full coverage

Chart shows Toyota Yaris S 4-Dr Sedan insurance rates for various coverage choices and risks. The best rate after discounts is $773. Drivers who choose higher $1,000 deductibles will pay $1,160. The average rate for a 40-year-old male driver using $500 deductibles is $1,346. Using lower $100 deductibles for comprehensive and collision insurance can cost as much as $1,712. High risk drivers could be charged as much as $2,914. The policy rate for full coverage insurance for a teen driver is $5,008.

Toyota Yaris S 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,218 -$128 -9.5%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,534 $188 14.0%
Colorado $1,288 -$58 -4.3%
Connecticut $1,384 $38 2.8%
Delaware $1,524 $178 13.2%
Florida $1,684 $338 25.1%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $908 -$438 -32.5%
Kansas $1,280 -$66 -4.9%
Kentucky $1,836 $490 36.4%
Louisiana $1,994 $648 48.1%
Maine $832 -$514 -38.2%
Maryland $1,112 -$234 -17.4%
Massachusetts $1,078 -$268 -19.9%
Michigan $2,340 $994 73.8%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,614 $268 19.9%
Missouri $1,194 -$152 -11.3%
Montana $1,446 $100 7.4%
Nebraska $1,062 -$284 -21.1%
Nevada $1,616 $270 20.1%
New Hampshire $972 -$374 -27.8%
New Jersey $1,506 $160 11.9%
New Mexico $1,192 -$154 -11.4%
New York $1,418 $72 5.3%
North Carolina $776 -$570 -42.3%
North Dakota $1,104 -$242 -18.0%
Ohio $928 -$418 -31.1%
Oklahoma $1,384 $38 2.8%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,284 -$62 -4.6%
Rhode Island $1,796 $450 33.4%
South Carolina $1,220 -$126 -9.4%
South Dakota $1,136 -$210 -15.6%
Tennessee $1,180 -$166 -12.3%
Texas $1,624 $278 20.7%
Utah $998 -$348 -25.9%
Vermont $920 -$426 -31.6%
Virginia $806 -$540 -40.1%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $934 -$412 -30.6%
Wyoming $1,200 -$146 -10.8%

View Chart as Image

Toyota Yaris S 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Toyota Yaris S 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,008
20 $3,118
30 $1,406
40 $1,346
50 $1,228
60 $1,206

Full coverage, $500 deductibles

Rates by Deductible

Toyota Yaris S 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,712
$250 $1,542
$500 $1,346
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Toyota Yaris S 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,419
100/300 $1,510
250/500 $1,746
100 CSL $1,455
300 CSL $1,655
500 CSL $1,801

Full coverage, driver age 40

Rates for High Risk Drivers

Toyota Yaris S 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,956
30 $2,980
40 $2,914
50 $2,780
60 $2,756

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $101
5-yr Claim Free $87
Paid in Full/EFT $63
Advance Quote $67
Online Quote $95
Total Discounts $573
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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