Volkswagen Golf 2.5 4-Dr Hatchback Insurance Rates

Average insurance prices for a Volkswagen Golf 2.5 4-Dr Hatchback are $1,420 every 12 months for full coverage. Comprehensive costs on average $326, collision insurance costs $572, and liability costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $3,060. Teen drivers receive the highest rates at up to $5,194 a year.

Annual premium for full coverage: $1,420

Rate estimates by type of insurance:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Golf Trim Level

Price Range by Location

Where you live can make a big difference on car insurance rates. Rural areas tend to have more infrequent accident claims than larger metro areas. The price range example below illustrates the difference location can make on car insurance rates.

These differences show why anyone shopping for car insurance should compare prices based on a specific location and their own driving history, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Auto insurance rates for a Volkswagen Golf 2.5 4-Dr Hatchback can also vary considerably based on policy deductibles and limits, your driver profile, and the model year of your Golf.

Choosing high deductibles could cut rates by as much as $600 annually, while increasing your policy's liability limits will cost you more. Going from a 50/100 liability limit to a 250/500 limit will cost as much as $327 extra every year. View Rates by Deductible or Liability Limit

An older driver with a good driving record and higher deductibles may pay as low as $1,300 a year for full coverage. Rates are highest for teen drivers, since even excellent drivers will have to pay upwards of $5,100 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you could be paying at a minimum $1,700 to $2,300 in extra premium per year, depending on your age. High-risk driver insurance can be from 44% to 134% more than average. View High Risk Driver Rates

Where you live has a huge impact on Volkswagen Golf 2.5 4-Dr Hatchback insurance prices. A driver around age 40 might see rates as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

With so much variability in rates, the only way to know exactly what you will pay is to compare rates from multiple companies. Each insurance company uses a different rate calculation, and quoted rates can be significantly different.

View Chart as Image

Chart shows Volkswagen Golf 2.5 4-Dr Hatchback insurance rates for various coverage choices and risks. The cheapest discount rate is $818. Drivers who choose higher $1,000 deductibles will pay $1,216. The average rate for a 40-year-old male driver using $500 deductibles is $1,420. Using more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,816. High risk drivers could be charged as much as $3,060. The price for full coverage insurance for a teen driver can be as high as $5,194.

View Chart as Image