Volkswagen Jetta 2.0T 4-Dr Sedan Insurance Rates

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Average insurance rates for a Volkswagen Jetta 2.0T 4-Dr Sedan are $1,466 a year for full coverage insurance. Comprehensive insurance costs on average $340 a year, collision costs $604, and liability insurance costs around $364. Just liability insurance costs as low as $430 a year, with coverage for high-risk drivers costing $3,160 or more. Teen drivers receive the highest rates at $5,340 a year or more.

Annual premium for full coverage: $1,466

Rate estimates by individual coverage type:

Comprehensive $340
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volkswagen Jetta Trim Level

For a 40-year-old driver, prices go from the low end price of $430 for just the minimum liability insurance to a high of $3,160 for high-risk insurance.

Liability Only $430
Full Coverage $1,466
High Risk $3,160

These differences illustrate why it is important for drivers to compare prices based on a specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Volkswagen Jetta 2.0T 4-Dr Sedan can also vary considerably based on the model year of your Jetta, your age and driving record, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you are probably paying at a minimum $1,700 to $2,300 additional per year, depending on your age. A high-risk auto insurance policy can be anywhere from 43% to 130% more than average. View High Risk Driver Rates

Older drivers with no violations or accidents and higher comprehensive and collision deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records should be prepared to pay upwards of $5,300 a year. View Rates by Age

Where you live has a huge impact on Volkswagen Jetta 2.0T 4-Dr Sedan insurance rates. A driver around age 40 might see prices as low as $1,180 a year in states like North Carolina, , and , or as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $630 each year, while buying higher liability limits will cost you more. Switching from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to figure out exactly what you will pay is to get quotes from as many companies as possible. Each insurance company uses a different rate calculation, and rates can be significantly different.

View Chart as Image

Volkswagen Jetta 2.0T 4-Dr Sedan insurance cost comparison chart
Column chart showing Volkswagen Jetta 2.0T 4-Dr Sedan insurance prices range from $841 to $5,340 for full coverage

The chart estimates Volkswagen Jetta 2.0T 4-Dr Sedan insurance prices for different risks and coverage choices. The lowest price with discounts is $841. Drivers who choose higher $1,000 deductibles will pay $1,250. The average price for a 40-year-old male driver using $500 deductibles is $1,466. Choosing low $100 deductibles for physical damage coverage could cost up to $1,880. High risk drivers could be charged as much as $3,160. The cost for full coverage for a teen driver can be as high as $5,340.

Volkswagen Jetta 2.0T 4-Dr Sedan Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,326 -$140 -9.5%
Alaska $1,124 -$342 -23.3%
Arizona $1,216 -$250 -17.1%
Arkansas $1,466 -$0 0.0%
California $1,670 $204 13.9%
Colorado $1,402 -$64 -4.4%
Connecticut $1,508 $42 2.9%
Delaware $1,660 $194 13.2%
Florida $1,834 $368 25.1%
Georgia $1,354 -$112 -7.6%
Hawaii $1,054 -$412 -28.1%
Idaho $990 -$476 -32.5%
Illinois $1,092 -$374 -25.5%
Indiana $1,102 -$364 -24.8%
Iowa $990 -$476 -32.5%
Kansas $1,394 -$72 -4.9%
Kentucky $1,998 $532 36.3%
Louisiana $2,170 $704 48.0%
Maine $904 -$562 -38.3%
Maryland $1,208 -$258 -17.6%
Massachusetts $1,172 -$294 -20.1%
Michigan $2,548 $1,082 73.8%
Minnesota $1,226 -$240 -16.4%
Mississippi $1,756 $290 19.8%
Missouri $1,300 -$166 -11.3%
Montana $1,574 $108 7.4%
Nebraska $1,156 -$310 -21.1%
Nevada $1,758 $292 19.9%
New Hampshire $1,056 -$410 -28.0%
New Jersey $1,638 $172 11.7%
New Mexico $1,298 -$168 -11.5%
New York $1,544 $78 5.3%
North Carolina $846 -$620 -42.3%
North Dakota $1,200 -$266 -18.1%
Ohio $1,010 -$456 -31.1%
Oklahoma $1,506 $40 2.7%
Oregon $1,342 -$124 -8.5%
Pennsylvania $1,398 -$68 -4.6%
Rhode Island $1,954 $488 33.3%
South Carolina $1,328 -$138 -9.4%
South Dakota $1,236 -$230 -15.7%
Tennessee $1,284 -$182 -12.4%
Texas $1,766 $300 20.5%
Utah $1,086 -$380 -25.9%
Vermont $1,002 -$464 -31.7%
Virginia $878 -$588 -40.1%
Washington $1,132 -$334 -22.8%
West Virginia $1,344 -$122 -8.3%
Wisconsin $1,016 -$450 -30.7%
Wyoming $1,308 -$158 -10.8%

View Chart as Image

Volkswagen Jetta 2.0T 4-Dr Sedan insurance rates by U.S. city

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Rates by Driver Age

Volkswagen Jetta 2.0T 4-Dr Sedan Insurance Rates by Driver Age
Driver Age Premium
16 $5,340
20 $3,372
30 $1,536
40 $1,466
50 $1,336
60 $1,310

Full coverage, $500 deductibles

Rates by Deductible

Volkswagen Jetta 2.0T 4-Dr Sedan Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,880
$250 $1,688
$500 $1,466
$1,000 $1,250

Full coverage, driver age 40

Rates by Liability Limit

Volkswagen Jetta 2.0T 4-Dr Sedan Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,466
50/100 $1,539
100/300 $1,630
250/500 $1,866
100 CSL $1,575
300 CSL $1,775
500 CSL $1,921

Full coverage, driver age 40

Rates for High Risk Drivers

Volkswagen Jetta 2.0T 4-Dr Sedan Insurance Rates for High Risk Drivers
Age Premium
16 $7,634
20 $5,354
30 $3,240
40 $3,160
50 $3,014
60 $2,984

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $203

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $78
Multi-vehicle $75
Homeowner $20
5-yr Accident Free $111
5-yr Claim Free $94
Paid in Full/EFT $69
Advance Quote $73
Online Quote $105
Total Discounts $625
Rate after discounts $841

Discounts are estimated and may not be available from every company or in every state.

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