Volkswagen Passat Komfort Station Wagon Insurance Rates
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The average insurance rates for a Volkswagen Passat Komfort Station Wagon are $1,390 a year with full coverage. Comprehensive costs on average $340, collision insurance costs $604, and liability costs around $310. Liability-only insurance costs as low as $370 a year, and high-risk driver insurance costs around $2,992. Teen drivers cost the most to insure at up to $4,968 a year.
Annual premium for full coverage: $1,390
Policy rates by type of insurance:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Volkswagen Passat Trim Level
Using a middle-aged driver as an example, Volkswagen Passat Komfort Station Wagon insurance rates range from as low as $370 for just liability coverage to a much higher rate of $2,992 for a high-risk driver policy.
Urban vs. Rural Price Range
Where you live can have significant affects on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than larger metro areas. The price range example below illustrates how where you live affects car insurance rates.
These price differences demonstrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, instead of using price averages.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Companies with Cheap Volkswagen Passat Komfort Station Wagon Insurance
Auto insurance rates for a Volkswagen Passat Komfort Station Wagon also range considerably based on your risk profile, the actual cash value of your Passat, and policy deductibles and limits.
An older driver with a good driving record and high deductibles may pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are highest for teenagers, where even good drivers will have to pay upwards of $4,900 a year. View Rates by Age
Your home state has a huge impact on Volkswagen Passat Komfort Station Wagon insurance prices. A driver around age 40 might see rates as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.
Choosing high deductibles could cut rates by as much as $630 every year, while increasing your policy's liability limits will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $279 extra every year. View Rates by Deductible or Liability Limit
If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,600 to $2,200 in extra premium every year, depending on your age. High-risk driver insurance can be as much as 44% to 129% more than average. View High Risk Driver Rates
Because rates have so much variability, the best way to find out exactly what you will pay is to compare rates and see which company has the best rate. Each insurance company uses a different rate calculation, and quoted rates will be varied from one company to the next.
The chart above shows Volkswagen Passat Komfort Station Wagon insurance rates for various risk profiles and scenarios. The best rate after discounts is $790. Drivers who choose higher $1,000 deductibles will pay around $1,174. The average rate for a 40-year-old male driver using $500 deductibles is $1,390. Using more expensive $100 deductibles for comp and collision coverage could cost up to $1,804. High risk drivers could be charged around $2,992. The price for full coverage insurance for a teen driver can be as high as $4,968.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$107|
|5-yr Claim Free||$90|
|Paid in Full/EFT||$68|
Discounts are estimated and may not be available from every company or in every state.
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