Volvo S80 V8 AWD Insurance Rates

Estimated insurance rates for a Volvo S80 V8 AWD are $1,726 a year with full coverage. Comprehensive insurance costs an estimated $410, collision insurance costs $794, and liability coverage costs around $364. Liability-only insurance costs as low as $430 a year, and high-risk driver insurance costs $3,740 or more. Teen drivers pay the most at up to $6,186 a year.

Annual premium for full coverage: $1,726

Premium estimates broken down by type of coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo S80 Trim Level

These rate differences demonstrate why everyone should compare prices for a targeted area and risk profile, rather than using price averages.

Use the form below to get rates for your location.

Insurance prices for a Volvo S80 V8 AWD also have a wide range based on your driving characteristics, the actual cash value of your S80, and liability limits and deductibles.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,600 a year, or $133 per month, for full coverage. Rates are highest for drivers in their teens, where even good drivers should be prepared to pay at least $6,100 a year. View Rates by Age

Where you choose to live has a huge impact on Volvo S80 V8 AWD insurance rates. A driver around age 40 might see rates as low as $970 a year in states like Vermont, Ohio, and Indiana, or as much as $1,790 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

Choosing high deductibles could cut rates by as much as $810 a year, whereas buying more liability protection will increase premiums. Moving from a 50/100 limit to a 250/500 limit will cost up to $327 more each year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you may be forking out $2,000 to $2,700 additional annually, depending on your age. Volvo S80 V8 AWD insurance for high-risk drivers can be around 44% to 130% more than average. View High Risk Driver Rates

With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to regularly compare rates and see how they stack up. Each insurance company uses a different rate calculation, and rates will be substantially different from one company to the next.

View Chart as Image

The chart above shows Volvo S80 V8 AWD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $968. Drivers who choose higher $1,000 deductibles will pay around $1,452. The average rate for a driver around age 40 using $500 deductibles is $1,726. Selecting more expensive $100 deductibles for comp and collision coverage could cost up to $2,258. High risk drivers could be charged up to $3,740. The rate for full coverage for a teenage driver can be as high as $6,186.

View Chart as Image