Volvo V50 AWD T5 R-Design Insurance Rates

Average insurance rates for a Volvo V50 AWD T5 R-Design are $1,542 a year for full coverage. Comprehensive insurance costs on average $354 each year, collision insurance costs $666, and liability insurance costs around $364. Liability-only coverage costs as low as $430 a year, and high-risk coverage costs $3,338 or more. Teen drivers receive the highest rates at up to $5,606 a year.

Annual premium for full coverage: $1,542

Rate estimates by individual coverage:

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Volvo V50 Trim Level

These differences show why all drivers should compare prices based on a specific location, rather than relying on price averages.

Use the form below to get rates for your location.

Car insurance rates for a Volvo V50 AWD T5 R-Design can also vary considerably based on the actual cash value of your V50, how you drive, and policy deductibles and limits.

If you like to drive fast or you caused an accident, you could be paying at a minimum $1,800 to $2,500 extra per year, depending on your age. Insurance for high-risk drivers can be anywhere from 45% to 130% more than average. View High Risk Driver Rates

More mature drivers with no driving violations and higher comprehensive and collision deductibles could pay as little as $1,400 a year for full coverage. Prices are highest for teen drivers, since even teens with perfect driving records will be charged upwards of $5,600 a year. View Rates by Age

Where you live has a huge impact on Volvo V50 AWD T5 R-Design insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could cut prices by as much as $690 each year, whereas increasing liability limits will cost you more. Going from a 50/100 bodily injury protection limit to a 250/500 limit will cost as much as $327 extra every 12 months. View Rates by Deductible or Liability Limit

With so much variability in prices, the only way to know exactly what you will pay is to do a rate comparison from as many companies as possible. Each insurance company uses a different rate calculation, so rate quotes can be significantly different.

View Chart as Image

Chart shows Volvo V50 AWD T5 R-Design insurance prices for various risks and coverage choices. The lowest price with discounts is $875. Drivers who choose higher $1,000 deductibles will pay $1,312. The average price for a 40-year-old male driver using $500 deductibles is $1,542. Using lower $100 deductibles for comprehensive and collision insurance could cost up to $1,994. High risk drivers could be charged as much as $3,338. The policy rate for full coverage for a teen driver can be as high as $5,606.

View Chart as Image