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Renter Car Insurance Discount

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 26, 2021

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Key Takeaways

  • A renter car insurance discount offers savings when drivers rent vehicles from an agency
  • Renter car insurance discounts don’t give normal reductions on premiums. Instead, they give discounts on the price of the rental car to drivers.
  • Your car insurance may also cover the insurance needed for a rental car, so you should ask your insurance company before paying for unnecessary insurance when renting a car.

Rental cars can be expensive, so you may want to take advantage of every opportunity you have to save money. Some car insurance companies may offer renter car insurance discounts to drivers.

Understandably, you’re here because you are after cheap car insurance quotes. We’ll discuss this discount and how you can save on rental cars below.

Before you begin learning more about renter car insurance discounts, enter your ZIP code into our free quote comparison tool above. Always do your research before you buy car insurance.

What is a renter car insurance discount?

A renter car insurance discount isn’t necessarily a car insurance discount. However, it does give you the opportunity to save money if you rent a car with a certain kind of auto insurance policy.

For example, some car insurance companies will offer car rental deals or partner with certain car rental companies to offer discounts to policyholders. (Progressive Auto Insurance’s PerkShare program offers discounts on rental cars from Enterprise, National, and Alamo.)

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How much can I save with a renter car insurance discount?

Renter car insurance discounts don’t work the same as other vehicle insurance discounts that give regular savings on your premiums. Therefore, your ability to save money will mostly depend on what company you have and how often you rent a vehicle.

GEICO’s renter car insurance discounts range from 20 to 50 percent from Enterprise, Alamo, Hertz, and National Car Rental. Progressive customers can get up to 20 percent off costs at National and other discounts from Enterprise and Alamo.

How else can I save on rental cars?

Depending on which car insurance company you get coverage from, you may be able to pass on the insurance from the rental car company. Some car insurance companies (and even credit card companies) offer rental car insurance coverage.

You may also want to compare rental car rates from multiple companies and seeing if you can find coupons online. For example, if you’re looking for an Enterprise rental, you could do a quick search for “Enterprise promo code.”

If you need help finding the cheapest car insurance companies in your area with a renter car insurance discount, enter your ZIP code into our free quote comparison tool below to find the best car insurance costs near you.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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