Hyundai Veracruz Insurance Rates

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Jeffrey Johnson

Insurance Lawyer

Jeffrey Johnson is a legal writer with a focus on personal injury. He has worked on personal injury and sovereign immunity litigation in addition to experience in family, estate, and criminal law. He earned a J.D. from the University of Baltimore and has worked in legal offices and non-profits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman Univer...

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UPDATED: Jun 4, 2023

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The average insurance rates for a Hyundai Veracruz are $870 a year including full coverage. Comprehensive insurance costs around $154 a year, collision insurance costs $182, and liability is estimated at $398. A liability-only policy costs approximately $444 a year, and high-risk insurance costs $1,860 or more. Teens cost the most to insure at up to $3,464 a year.

Average premium for full coverage: $870

Policy rates for type of insurance:

Comprehensive $154
Collision $182
Liability $398

Price estimates include $500 comprehensive and collision deductibles, 30/60 liability coverage, and includes both medical and UM/UIM coverage. Prices are averaged for all 50 U.S. states and Veracruz trim levels.

Price Range Variability

For a driver in their 40's, Hyundai Veracruz insurance rates range from as low as $444 for basic liability insurance to a high of $1,860 for a policy for a high-risk driver.

Liability Only $444
Full Coverage $870
High Risk $1,860

Urban vs. Rural Price Range

Living in a larger city can make a big difference on the price of insurance. Areas with sparse population are shown to have a lower frequency of comprehensive and collision claims than cities with more traffic congestion. The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $653
Small Cities $914
Large Cities $1,175

The examples above highlight why it is important to get quotes for a specific zip code and risk profile, instead of making a decision based on averaged prices.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Rate Comparisons

The chart below breaks down average Hyundai Veracruz insurance rates for additional coverage choices and driver risks.

  • The cheapest rate after discounts is $531
  • Choosing higher $1,000 deductibles can save about $794 every year
  • The average rate for a good driver age 40 using $500 deductibles is $870
  • Selecting low $100 deductibles for comp and collision coverage will cost an extra $144 annually
  • Higher-risk drivers with serious driving violations could pay at least $1,860
  • Policy cost for full coverage for a 16-year-old driver can be $3,464 each year

View Chart as Image

Hyundai Veracruz insurance cost comparison chart
Column chart showing Hyundai Veracruz insurance prices range from $531 to $3,464 for full coverage

Car insurance rates for a Hyundai Veracruz also range considerably based on your risk profile, the model of your Veracruz, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may pay as low as $800 annually on average, or $67 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $3,400 a year. View Rates by Age

Your home state plays a big part in determining prices for Hyundai Veracruz insurance prices. A good driver about age 40 could pay as low as $670 a year in states like Missouri, New Hampshire, and Vermont, or have to pay at least $1,240 on average in Michigan, New York, and Louisiana.

Hyundai Veracruz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $786 -$84 -9.7%
Alaska $668 -$202 -23.2%
Arizona $720 -$150 -17.2%
Arkansas $870 -$0 0.0%
California $990 $120 13.8%
Colorado $830 -$40 -4.6%
Connecticut $892 $22 2.5%
Delaware $982 $112 12.9%
Florida $1,086 $216 24.8%
Georgia $804 -$66 -7.6%
Hawaii $624 -$246 -28.3%
Idaho $588 -$282 -32.4%
Illinois $648 -$222 -25.5%
Indiana $654 -$216 -24.8%
Iowa $586 -$284 -32.6%
Kansas $824 -$46 -5.3%
Kentucky $1,186 $316 36.3%
Louisiana $1,286 $416 47.8%
Maine $538 -$332 -38.2%
Maryland $718 -$152 -17.5%
Massachusetts $692 -$178 -20.5%
Michigan $1,508 $638 73.3%
Minnesota $730 -$140 -16.1%
Mississippi $1,044 $174 20.0%
Missouri $772 -$98 -11.3%
Montana $932 $62 7.1%
Nebraska $684 -$186 -21.4%
Nevada $1,044 $174 20.0%
New Hampshire $628 -$242 -27.8%
New Jersey $972 $102 11.7%
New Mexico $766 -$104 -12.0%
New York $914 $44 5.1%
North Carolina $500 -$370 -42.5%
North Dakota $712 -$158 -18.2%
Ohio $598 -$272 -31.3%
Oklahoma $890 $20 2.3%
Oregon $798 -$72 -8.3%
Pennsylvania $828 -$42 -4.8%
Rhode Island $1,160 $290 33.3%
South Carolina $788 -$82 -9.4%
South Dakota $734 -$136 -15.6%
Tennessee $760 -$110 -12.6%
Texas $1,048 $178 20.5%
Utah $642 -$228 -26.2%
Vermont $594 -$276 -31.7%
Virginia $518 -$352 -40.5%
Washington $672 -$198 -22.8%
West Virginia $798 -$72 -8.3%
Wisconsin $600 -$270 -31.0%
Wyoming $774 -$96 -11.0%

View Chart as Image

Hyundai Veracruz insurance rates by U.S. city

Choosing higher comprehensive and collision insurance deductibles can save as much as $220 annually, while buying higher liability limits will increase rates. Changing from a 50/100 limit to a 250/500 limit will raise rates by up to $358 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are likely paying at least $1,000 to $1,500 extra every year, depending on your age. A high-risk auto insurance policy ranges from 43% to 128% more than the average policy. View High Risk Driver Rates

Insurance Rates by Trim Level and Model Year

Hyundai Veracruz Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Veracruz GLS 2WD $842 $70
Hyundai Veracruz GLS AWD $858 $72
Hyundai Veracruz Limited 2WD $888 $74
Hyundai Veracruz Limited AWD $888 $74

Rates assume 2008 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Veracruz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2008 Hyundai Veracruz $154 $182 $398 $870

Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Find Cheaper Hyundai Veracruz Insurance

Finding cheaper rates on insurance for a Hyundai Veracruz takes avoiding accidents and violations, having above-average credit, paying for small claims out-of-pocket, and consideration of higher deductibles. Invest time comparing rates every year by getting quotes from direct car insurance companies like GEICO, Progressive, and Esurance, and also from several local insurance agents.

The list below is a condensed summary of the coverage data covered in the charts and tables above.

  • You may be able to save up to $100 per year just by quoting early and online
  • Increasing comprehensive and collision deductibles can save around $225 each year
  • Teenagers are the costliest to insure, with premiums being up to $289 each month if full coverage is included
  • Drivers considered higher risk with multiple at-fault accidents pay on average $990 more every year for car insurance

Rates by Driver Age

Hyundai Veracruz Insurance Rates by Driver Age
Driver Age Premium
16 $3,464
20 $1,972
30 $886
40 $870
50 $800
60 $784

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Veracruz Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,014
$250 $948
$500 $870
$1,000 $794

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Veracruz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $870
50/100 $968
100/300 $1,067
250/500 $1,326
100 CSL $1,007
300 CSL $1,226
500 CSL $1,386

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Veracruz Insurance Rates for High Risk Drivers
Age Premium
16 $4,878
20 $3,140
30 $1,878
40 $1,860
50 $1,776
60 $1,758

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $114

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $44
Multi-vehicle $46
Homeowner $15
5-yr Accident Free $52
5-yr Claim Free $54
Paid in Full/EFT $31
Advance Quote $38
Online Quote $59
Total Discounts $339
Rate after discounts $531

Discounts are estimated and may not be available from every company or in every state.

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