Hyundai Veracruz Insurance Rates

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UPDATED: May 3, 2024

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U.S. average insurance prices for a Hyundai Veracruz are $930 every 12 months with full coverage. Comprehensive costs on average $170 each year, collision insurance costs $222, and liability costs around $402. Liability-only coverage costs as low as $446 a year, and high-risk coverage costs around $1,998. Teen drivers pay the highest rates at up to $3,664 a year.

Average premium for full coverage: $930

Price estimates by individual coverage:

Comprehensive $170
Collision $222
Liability $402

Prices are based on $500 comprehensive and collision deductibles, liability coverage up to 30/60, and includes both medical and uninsured motorist insurance. Estimates are averaged for all U.S. states and Veracruz models.

Price Range from Low to High

For the normal driver, Hyundai Veracruz insurance prices range from the cheapest price of $446 for minimum levels of liability insurance to a high rate of $1,998 for a high-risk driver policy.

Liability Only $446
Full Coverage $930
High Risk $1,998

Geographic Price Range

Where you live can have significant affects on auto insurance rates. Rural areas have more infrequent collision claims than larger metro areas. The graphic below illustrates how geographic area affects car insurance rates.

Rural Areas $698
Small Cities $977
Large Cities $1,256

The ranges above demonstrate why all drivers should compare prices based on a specific location and their own driving history, instead of using price averages.

Use the form below to get customized rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Additional Rate Details

The chart below details average Hyundai Veracruz insurance rates for different risk profiles and scenarios.

  • The lowest rate with discounts is $561
  • Using higher $1,000 deductibles will save around $90 annually
  • The average price for the average middle-age driver with $500 deductibles is $930
  • Choosing low deductibles for physical damage coverage increases the price to $1,100
  • Drivers with multiple violations and an at-fault accident could pay upwards of $1,998
  • The price to insure a teen driver may cost $3,664 or more

View Chart as Image

Hyundai Veracruz insurance cost comparison chart
Column chart showing Hyundai Veracruz insurance rates range from $561 to $3,664 for full coverage

Auto insurance prices for a Hyundai Veracruz are also quite variable based on deductibles and policy limits, your driving record, and the trim level of your Veracruz.

Choosing high deductibles could cut prices by as much as $260 every year, whereas increasing liability limits will cost you more. Moving from a 50/100 liability limit to a 250/500 limit will increase prices by as much as $362 extra every year. View Rates by Deductible or Liability Limit

More mature drivers with a good driving record and higher deductibles may pay as little as $900 a year for full coverage. Prices are highest for teenage drivers, since even excellent drivers will have to pay upwards of $3,600 a year. View Rates by Age

If you have some driving violations or you were responsible for an accident, you may be forking out at a minimum $1,100 to $1,600 in extra premium each year, depending on your age. Insurance for high-risk drivers can be as much as 44% to 132% more than average. View High Risk Driver Rates

The state you live in has a huge impact on Hyundai Veracruz insurance prices. A driver around age 40 might see prices as low as $670 a year in states like New Hampshire, Ohio, and Utah, or as much as $1,250 on average in Florida, Michigan, and New York.

Hyundai Veracruz Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $842 -$88 -9.5%
Alaska $712 -$218 -23.4%
Arizona $770 -$160 -17.2%
Arkansas $930 -$0 0.0%
California $1,060 $130 14.0%
Colorado $886 -$44 -4.7%
Connecticut $954 $24 2.6%
Delaware $1,050 $120 12.9%
Florida $1,160 $230 24.7%
Georgia $860 -$70 -7.5%
Hawaii $668 -$262 -28.2%
Idaho $628 -$302 -32.5%
Illinois $692 -$238 -25.6%
Indiana $702 -$228 -24.5%
Iowa $626 -$304 -32.7%
Kansas $882 -$48 -5.2%
Kentucky $1,268 $338 36.3%
Louisiana $1,376 $446 48.0%
Maine $574 -$356 -38.3%
Maryland $768 -$162 -17.4%
Massachusetts $742 -$188 -20.2%
Michigan $1,612 $682 73.3%
Minnesota $778 -$152 -16.3%
Mississippi $1,114 $184 19.8%
Missouri $824 -$106 -11.4%
Montana $998 $68 7.3%
Nebraska $732 -$198 -21.3%
Nevada $1,114 $184 19.8%
New Hampshire $670 -$260 -28.0%
New Jersey $1,040 $110 11.8%
New Mexico $822 -$108 -11.6%
New York $978 $48 5.2%
North Carolina $536 -$394 -42.4%
North Dakota $762 -$168 -18.1%
Ohio $640 -$290 -31.2%
Oklahoma $952 $22 2.4%
Oregon $852 -$78 -8.4%
Pennsylvania $886 -$44 -4.7%
Rhode Island $1,238 $308 33.1%
South Carolina $844 -$86 -9.2%
South Dakota $786 -$144 -15.5%
Tennessee $812 -$118 -12.7%
Texas $1,120 $190 20.4%
Utah $688 -$242 -26.0%
Vermont $634 -$296 -31.8%
Virginia $558 -$372 -40.0%
Washington $716 -$214 -23.0%
West Virginia $852 -$78 -8.4%
Wisconsin $642 -$288 -31.0%
Wyoming $826 -$104 -11.2%

View Chart as Image

Hyundai Veracruz insurance rates by U.S. city

Insurance Rates by Trim Level and Model Year

Hyundai Veracruz Insurance Rates by Model and Trim Level
Model and Trim Annual Premium Monthly Premium
Hyundai Veracruz GLS 2WD $896 $75
Hyundai Veracruz GLS AWD $918 $77
Hyundai Veracruz Limited 2WD $950 $79
Hyundai Veracruz Limited AWD $950 $79

Rates assume 2011 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

Hyundai Veracruz Insurance Rates by Model Year
Model Year Comprehensive Collision Liability Total Premium
2012 Hyundai Veracruz $182 $244 $406 $968
2011 Hyundai Veracruz $170 $222 $402 $930
2010 Hyundai Veracruz $160 $202 $402 $900
2008 Hyundai Veracruz $152 $178 $390 $856

Rates are averaged for all Hyundai Veracruz models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.

How to Shop for Affordable Hyundai Veracruz Insurance

Getting lower rates on car insurance requires avoiding accidents and violations, having a good credit score, avoid buying unnecessary coverage, and deciding if full coverage is necessary. Invest the time to compare rates every time your policy renews by requesting rates from direct companies like Progressive, GEICO, and Esurance, and also from local exclusive and independent agents.

The list below is a brief review of the information presented in the illustrations above.

  • You may be able to save as much as $110 per year just by quoting online in advance
  • Teenagers are charged the highest prices, costing up to $305 a month if comprehensive and collision insurance is included
  • Increasing physical damage deductibles could save as much as $250 each year
  • Higher risk drivers with DUI or reckless driving convictions may pay on average $1,070 more each year for car insurance
  • Policyholders who require higher liability limits will pay about $440 every year to increase from a low limit to a 250/500 level

Rates by Driver Age

Hyundai Veracruz Insurance Rates by Driver Age
Driver Age Premium
16 $3,664
20 $2,116
30 $950
40 $930
50 $854
60 $836

Full coverage, $500 deductibles

Rates by Deductible

Hyundai Veracruz Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,100
$250 $1,022
$500 $930
$1,000 $840

Full coverage, driver age 40

Rates by Liability Limit

Hyundai Veracruz Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $930
50/100 $1,030
100/300 $1,131
250/500 $1,392
100 CSL $1,071
300 CSL $1,292
500 CSL $1,453

Full coverage, driver age 40

Rates for High Risk Drivers

Hyundai Veracruz Insurance Rates for High Risk Drivers
Age Premium
16 $5,176
20 $3,368
30 $2,020
40 $1,998
50 $1,904
60 $1,886

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $124

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $48
Multi-vehicle $49
Homeowner $16
5-yr Accident Free $58
5-yr Claim Free $58
Paid in Full/EFT $35
Advance Quote $41
Online Quote $64
Total Discounts $369
Rate after discounts $561

Discounts are estimated and may not be available from every company or in every state.

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