Volkswagen Eos Insurance Rates

The average insurance rates for a Volkswagen Eos are $960 a year with full coverage. Comprehensive insurance costs on average $162, collision costs $188, and liability coverage costs around $452. Buying just liability costs as low as $504 a year, with insurance for high-risk drivers costing $2,056 or more. Teenage drivers cost the most to insure at $3,866 a year or more.

Average premium for full coverage: $960

Policy rates by type of insurance:

Full coverage includes $500 deductibles, bodily injury liability limits of 30/60, and includes both medical and UM/UIM coverage. Prices are averaged for all U.S. states and for all Eos models.

Price Range Variability

Urban vs. Rural Price Range

Where you live has a large influence on auto insurance rates. Rural areas are shown to have a lower frequency of collision claims than densely populated cities.

The example below illustrates the difference between rural and urban areas on car insurance rates.

The examples above demonstrate why everyone should compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get customized rates for your location.

Rate Comparisons

The chart below details estimated Volkswagen Eos insurance rates for different risk profiles and scenarios.

• The best discount rate is $591
• Using higher $1,000 deductibles will save around $78 annually
• The average rate for a good driver age 40 with $500 deductibles is $960
• Using pricier low deductibles for physical damage coverage will cost an extra $152 each year
• Higher-risk drivers who are prone to accidents and violations could pay upwards of $2,056 or more
• Policy cost for full coverage for a teenage driver for full coverage may cost $3,866 or more

View Chart as Image

Insurance rates for a Volkswagen Eos also range considerably based on your risk profile, the trim level and model year, and policy deductibles and limits.

A more mature driver with a clean driving record and high deductibles may only pay around $900 a year, or $75 per month, for full coverage. Rates are much higher for teenagers, where even good drivers can expect to pay upwards of $3,800 a year. View Rates by Age

Your home state has a huge impact on Volkswagen Eos insurance rates. A driver around age 40 might see rates as low as $690 a year in states like New Hampshire, Ohio, and Utah, or be forced to pay as much as $1,300 on average in Florida, Michigan, and New York.

View Chart as Image

Using high physical damage deductibles could cut rates by as much as $230 a year, whereas buying more liability protection will cost you more. Moving from a 50/100 limit to a 250/500 limit will raise rates by up to $407 more per year. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you may be forking out at a minimum $1,100 to $1,600 extra every year, depending on your age. Volkswagen Eos insurance for high-risk drivers can be around 41% to 128% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the best way to find out exactly what you will pay is to regularly compare rates and see how they stack up. Each insurance company uses a different method to calculate rates, so the rates will be varied from one company to the next.

Insurance Rates by Trim Level and Model Year

Rates assume 2007 model year, a 40-year-old male driver with no accidents or violations, $500 comprehensive and collision deductibles, minimum liability limits, and uninsured/under-insured motorist coverage included. Rates are for comparison only and are averaged for all 50 U.S. states.

How to Find More Affordable Volkswagen Eos Insurance

Finding cheaper rates on auto insurance requires not taking risks behind the wheel, maintaining good credit, not filing small claims, and bundling your home and auto policies. Set aside time to compare rates every other policy renewal by requesting rates from direct companies like GEICO, Progressive, and Esurance, and also from local insurance agents.

The following is a summary of the ideas that were covered above.

• Teens pay the highest rates, as much as $322 each month for full coverage
• Drivers who have multiple accidents or major violations may be required to pay an average of $1,100 more each year for Eos insurance
• Increasing comprehensive and collision deductibles can save around $225 each year
• You may be able to save as much as $110 per year simply by quoting online well ahead of the renewal date