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2015 Audi R8 Insurance Rates

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Jeffrey Johnson graduated summa cum laude from the University of Baltimore School of Law and has worked in legal offices and nonprofits in Maryland, Texas, and North Carolina. He has also earned an MFA in screenwriting from Chapman University and worked in film, education, and publishing. His professional writing has appeared on sites like The Manifest and Vice, and he is the author of a novel ...

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UPDATED: Apr 22, 2021

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Average insurance rates for an 2015 Audi R8 are $2,236 a year for full coverage insurance. Comprehensive costs on average $504, collision costs $1,122, and liability coverage costs around $452. Buying a liability-only policy costs as low as $504 a year, with high-risk insurance costing around $4,906. Teenage drivers receive the highest rates at $8,020 a year or more.

Annual premium for full coverage: $2,236

Rate estimates for 2015 Audi R8 Insurance

Comprehensive $504
Collision $1122
Liability $452

Rate data is compiled from all 50 U.S. states and averaged for all 2015 Audi R8 models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.

Price Range by Coverage and Risk

For a driver in their 40's, prices range go from as low as $504 for the bare minimum liability coverage to a much higher rate of $4,906 for a driver who has had serious violations or accidents.

Liability Only $504
Full Coverage $2,236
High Risk $4,906

View Chart as Image

2015 Audi R8 insurance rates compared
Column chart showing 2015 Audi R8 insurance prices range from $1216 to $8,020 for full coverage

These differences illustrate why anyone shopping for car insurance should compare prices based on a specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap 2015 Audi R8 Insurance

Searching Companies

Searching for cheaper auto insurance rates? Consumers have lots of choices when looking for affordable Audi R8 insurance. You can either waste hours struggling with agents to compare prices or save time using the internet to get rate quotes.

There is a better way to find auto insurance online so you’re going to learn the best way to quote coverages for a Audi and locate the cheapest rates from local insurance agents and online providers.

If you have insurance now or need a new policy, you can use these tips to cut your premiums while maintaining coverages. The purpose of this post is to instruct you on the most effective way to quote insurance and some money-saving tips. Drivers only need an understanding of the most efficient way to get comparison rates online.

What About Comprehensive Insurance Comparison?

Most companies such as State Farm, GEICO and Progressive provide price estimates online. Obtaining pricing doesn’t take a lot of time as you just enter the amount of coverage you want as requested by the quote form. Once entered, the company’s rating system gets reports for credit and driving violations and returns a price based on these and other factors.

This makes it a lot easier to compare rates but the work required to visit different websites and enter the same data into a form can be a bit tiresome and repetitive. But it’s very important to get many rate quotes if you want to find a better rate.

An easier way to lower your insurance bill uses one simple form that obtains quotes from multiple companies. It saves time, eliminates form submissions, and makes comparison shopping much easier to do. Immediately after submitting the form, it is quoted with multiple companies and you can pick your choice of the quote results.

If the quotes result in lower rates, it’s easy to complete the application and purchase coverage. It only takes a few minutes and you’ll know if lower rates are available.

To find out what other companies charge, click here to open in new window and begin entering your coverage information. If you have a policy now, it’s recommended you replicate the coverages exactly as they are listed on your policy. Using the same limits helps guarantee you will get an apples-to-apples comparison using the same coverage and limits.

Can You Take Advantage of Discounts?

Car insurance can cost a lot, but you may find discounts that you may not even be aware of. A few discounts will automatically apply at the time you complete a quote, but a few need to be asked about prior to getting the savings. If you don’t get every credit you deserve, you’re paying more than you need to.

  • Payment Method – If paying your policy premium upfront instead of paying each month you could save up to 5%.
  • Driver’s Ed – Make teen driver coverage more affordable by requiring them to complete a driver education course if it’s offered in school.
  • Drive Less and Save – Low mileage vehicles could qualify for a substantially lower rate.
  • Seat Belts Save – Buckling up and requiring all passengers to use their safety belts can save up to 15% on the medical payments or PIP coverage costs.
  • Discounts for Safe Drivers – Insureds without accidents may receive a discount up to 45% less on R8 coverage than drivers with accident claims.
  • Resident Student – Kids in college who live away from home and do not have access to a covered vehicle can receive lower rates.
  • Federal Employees – Employees or retirees of the government can earn a discount up to 10% on R8 coverage with a few auto insurance companies.
  • Multiple Cars – Buying coverage for all your vehicles with the same company may reduce the rate for each vehicle.
  • Early Signing – A few companies offer discounts for signing up prior to your current policy expiration. This can save 10% or more.
  • Memberships – Participating in certain professional organizations may earn a discount when shopping for auto insurance on R8 coverage.

Keep in mind that many deductions do not apply the whole policy. Some only reduce specific coverage prices like comprehensive or collision. Even though it may seem like you can get free auto insurance, auto insurance companies aren’t that generous. Any qualifying discounts will cut your premiums.

A partial list of companies that may have these discounts include:

Double check with every prospective company which discounts you may be entitled to. All car insurance discounts might not apply everywhere.

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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Do You Need Help?

When choosing adequate coverage, there isn’t really a one size fits all plan. Coverage needs to be tailored to your specific needs.

Here are some questions about coverages that may help you determine whether your personal situation will benefit from professional help.

  • Should I put collision coverage on all my vehicles?
  • Is my camper covered by my car insurance policy?
  • Exactly who is provided coverage by my policy?
  • Am I covered when pulling a rental trailer?
  • How high should my medical payments coverage be?
  • When would I need rental car insurance?
  • Is my dog or cat covered if injured in an accident?

If it’s difficult to answer those questions but a few of them apply, you might consider talking to a licensed insurance agent. To find lower rates from a local agent, fill out this quick form. It only takes a few minutes and can help protect your family.

Which Factors Can Influence Audi R8 Insurance Rates?

An important part of buying insurance is that you know the different types of things that go into determining insurance coverage rates. When you know what positively or negatively impacts premium levels allows you to make educated decisions that may reward you with big savings.

Listed below are a partial list of the pieces companies use to determine rates.

  • Older drivers save more – Older insureds are more responsible, statistically cause fewer accidents and get fewer tickets. Young drivers are known to be less responsible when behind the wheel therefore insurance coverage rates are much higher.
  • Occupation reflects on rates – Occupations such as doctors, business owners and accountants are shown to have higher rates than average in part from high stress and long work hours. On the flip side, occupations such as pilots, athletes and retirees pay the least on R8 coverage.
  • Extra coverages can waste money – There are a lot of add-on coverages you can purchase when buying insurance coverage. Things like rental car reimbursement, better glass coverage and membership fees are some examples. These coverages may sound good initially, but your needs may have changed so remove them from your policy.
  • Poor credit can mean higher rates – A driver’s credit score is a huge factor in calculating your insurance coverage rates. People with high credit ratings tend to be more responsible than drivers who have poor credit. Therefore, if your credit score is low, you could save money insuring your 2015 Audi R8 by repairing your credit.
  • Never allow your policy to lapse – Driving your car without having proper coverage can get your license suspended and insurance coverage companies will penalize you for letting your insurance lapse. Not only will you pay more, but being ticketed for driving with no insurance can result in a revoked license or a big fine.
  • Optional equipment can affect rates – Choosing a vehicle with an alarm system can help lower your rates. Theft prevention features such as tamper alarm systems, vehicle immobilizer technology and General Motors OnStar can thwart your vehicle from being stolen.
  • Pay less after the wedding – Having a spouse helps lower the price on your policy. It means you’re more mature than a single person and statistics show married drivers get in fewer accidents.

Why Shouldn’t You Believe Everything You Hear?

Consumers get pounded daily by advertisements that promise big savings by companies like State Farm, GEICO and Progressive. All the ads say the same thing of big savings after switching to them.

But how can every company claim to save you money? This is how they do it.

All companies have a preferred profile for the driver that earns them a profit. A good example of a profitable customer could possibly be between 25 and 40, has no driving citations, and has a short commute. Any driver who meets those qualifications will get very good rates and is almost guaranteed to cut their rates substantially.

Consumers who don’t qualify for this ideal profile will have to pay higher prices and ends up with business not being written. The ads say “customers that switch” not “everyone that quotes” save money. That is how companies can truthfully claim big savings.

Because of the profiling, you need to compare many company’s rates. It is impossible to predict which company will give you the biggest savings on Audi R8 insurance.

What Are Auto Insurance Coverages And Their Meanings?

Learning about specific coverages of a auto insurance policy can be of help when determining the best coverages and the correct deductibles and limits. Auto insurance terms can be impossible to understand and even agents have difficulty translating policy wording.

Medical expense coverage

Personal Injury Protection (PIP) and medical payments coverage kick in for expenses like X-ray expenses, funeral costs, chiropractic care, EMT expenses and prosthetic devices. They are used in conjunction with a health insurance policy or if there is no health insurance coverage. They cover all vehicle occupants as well as being hit by a car walking across the street. PIP coverage is not an option in every state but it provides additional coverages not offered by medical payments coverage

Liability coverage

Liability insurance provides protection from injuries or damage you cause to other’s property or people by causing an accident. This insurance protects YOU from legal claims by others, and does not provide coverage for your own vehicle damage or injuries.

Split limit liability has three limits of coverage: bodily injury for each person injured, bodily injury for the entire accident and a property damage limit. Your policy might show limits of 100/300/100 that means you have a $100,000 limit per person for injuries, a limit of $300,000 in injury protection per accident, and property damage coverage for $100,000. Another option is a combined single limit or CSL which combines the three limits into one amount without having the split limit caps.

Liability coverage protects against claims such as repair costs for stationary objects, repair bills for other people’s vehicles, medical expenses and court costs. How much coverage you buy is a personal decision, but you should buy higher limits if possible.

Collision coverage protection

Collision insurance covers damage to your R8 caused by collision with an object or car. You will need to pay your deductible then the remaining damage will be paid by your insurance company.

Collision coverage pays for claims such as scraping a guard rail, damaging your car on a curb, rolling your car and colliding with another moving vehicle. Collision coverage makes up a good portion of your premium, so analyze the benefit of dropping coverage from older vehicles. Another option is to bump up the deductible in order to get cheaper collision rates.

Comprehensive protection

Comprehensive insurance will pay to fix damage that is not covered by collision coverage. A deductible will apply then your comprehensive coverage will pay.

Comprehensive coverage protects against claims like theft, rock chips in glass, a broken windshield, hitting a deer and vandalism. The highest amount you can receive from a comprehensive claim is the cash value of the vehicle, so if the vehicle’s value is low consider removing comprehensive coverage.

Uninsured or underinsured coverage

Your UM/UIM coverage protects you and your vehicle when the “other guys” either are underinsured or have no liability coverage at all. Covered losses include medical payments for you and your occupants as well as your vehicle’s damage.

Since many drivers have only the minimum liability required by law, their limits can quickly be used up. So UM/UIM coverage is important protection for you and your family. Most of the time your uninsured/underinsured motorist coverages are identical to your policy’s liability coverage.

What Are Some Final Considerations?

You just learned a lot of tips how to save on 2015 Audi R8 insurance. The key concept to understand is the more companies you get rates for, the higher the chance of saving money. Drivers may discover the biggest savings come from the smaller companies.

Cheaper insurance can be purchased on the web and with local insurance agents, and you should be comparing both in order to have the best price selection to choose from. Some insurance companies do not offer online price quotes and these smaller companies work with independent agents.

As you go through the steps to switch your coverage, do not reduce coverage to reduce premium. There are a lot of situations where someone sacrificed full coverage to discover at claim time they didn’t purchase enough coverage. Your aim should be to get the best coverage possible for the lowest price while not skimping on critical coverages.

More detailed auto insurance information is located in these articles:

Use our FREE quote tool to compare rates now!

Rates by U.S. City

2015 Audi R8 Insurance Rates by City
City Premium
New York City, NY $3,528
Los Angeles, CA $3,819
Philadelphia, PA $2,985
Jacksonville, FL $3,243
Phoenix, AZ $2,596
Chicago, IL $2,999
Houston, TX $3,502
Seattle, WA $2,177
Columbus, OH $1,868
Indianapolis, IN $1,903

Need a specific model?

Choose your model and trim below

Rates by Driver Age

2015 Audi R8 Insurance Rates by Driver Age
Driver Age Premium
16 $8,020
20 $5,238
30 $2,364
40 $2,236
50 $2,036
60 $2,002

Full coverage, $500 deductibles

Rates by Deductible

2015 Audi R8 Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,960
$250 $2,620
$500 $2,236
$1,000 $1,868

Full coverage, driver age 40

Rates by Liability Limit

Audi R8 Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $2,236
50/100 $2,326
100/300 $2,439
250/500 $2,733
100 CSL $2,372
300 CSL $2,620
500 CSL $2,801

Full coverage, driver age 40

Rates for High Risk Drivers

2015 Audi R8 Insurance Rates for High Risk Drivers
Age Premium
16 $11,584
20 $8,362
30 $5,050
40 $4,906
50 $4,680
60 $4,644

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $332

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $125
Multi-vehicle $120
Homeowner $30
5-yr Accident Free $188
5-yr Claim Free $151
Paid in Full/EFT $118
Advance Quote $122
Online Quote $166
Total Discounts $1,020
Rate after discounts $1,216

Discounts are estimated and may not be available from every company or in every state.

Find companies with the cheapest rates in your area

2015 Audi R8 Insurance Rates by State
State Premium
Alabama $2,022
Alaska $1,714
Arizona $1,854
Arkansas $2,236
California $2,546
Colorado $2,134
Connecticut $2,298
Delaware $2,528
Florida $2,796
Georgia $2,064
Hawaii $1,604
Idaho $1,514
Illinois $1,666
Indiana $1,684
Iowa $1,508
Kansas $2,122
Kentucky $3,050
Louisiana $3,308
Maine $1,378
Maryland $1,844
Massachusetts $1,786
Michigan $3,884
Minnesota $1,870
Mississippi $2,676
Missouri $1,984
Montana $2,400
Nebraska $1,764
Nevada $2,680
New Hampshire $1,612
New Jersey $2,498
New Mexico $1,978
New York $2,352
North Carolina $1,288
North Dakota $1,830
Ohio $1,544
Oklahoma $2,294
Oregon $2,048
Pennsylvania $2,132
Rhode Island $2,982
South Carolina $2,024
South Dakota $1,886
Tennessee $1,958
Texas $2,694
Utah $1,654
Vermont $1,528
Virginia $1,338
Washington $1,728
West Virginia $2,048
Wisconsin $1,546
Wyoming $1,990

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

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