Buick Regal Insurance Rates
Enter your zip code below to view companies that have cheap auto insurance rates.
UPDATED: Jun 1, 2023
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
The average Buick Regal insurance rates are $119 per month or $1,428 annually. However, many factors impact your Buick Regal insurance costs.
For example, the age of your model can drastically change what you pay for Buick auto insurance. A classic Buick Regal 1980 model will require very different coverage levels than a newer Buick Regal 2019 model.
Read through our comprehensive Buick Regal insurance guide to better understand how your premiums are calculated. Whether you drive a used Buick Regal or a brand new Buick Regal GS, you’ll be able to secure cheap car insurance rates.
If you’re already ready to compare lower than average Buick Regal prices for car insurance, simply enter your five-digit ZIP code into our FREE quote comparison tool to start shopping.
Estimated auto insurance rates for a Buick Regal are $900 annually for full coverage insurance. Comprehensive costs on average $138 each year, collision insurance costs $162, and liability coverage is $442. Liability-only insurance costs around $496 a year, and high-risk driver insurance costs around $1,928. 16-year-old drivers pay the most at up to $3,684 a year.
Average premium for full coverage: $900
Premium estimates by type of coverage:
Price estimates include $500 deductible amounts, 30/60 liability limits, and includes uninsured motorist and medical coverage. Rates include averaging for all 50 states and Regal models.
Insurance Price Range by Risk and Coverage
Using a 40-year-old driver as an example, insurance rates for a Buick Regal range from as cheap as $496 for the bare minimum liability coverage to a high rate of $1,928 for a driver required to buy high-risk insurance.
Insurance Price Range by Location
Choosing to live in a large city has a large influence on insurance rates. Rural areas are statistically proven to have fewer physical damage claims than congested cities. The graphic below illustrates how rural and urban location affects car insurance rates.
These rate differences illustrate why all drivers should compare rates quotes based on a specific location and their own personal driving habits, rather than using rate averages.
Use the form below to get customized rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Additional Rate Information
The chart below illustrates average Buick Regal insurance rates for different risk profiles and scenarios.
- The best full coverage rate is $557
- Raising to $1,000 deductibles will save around $70 each year
- The estimated rate for a 40-year-old good driver with $500 deductibles is $900
- Buying low deductibles will cost $1,026
- Unlucky drivers with multiple tickets or accidents could pay upwards of $1,928
- An auto insurance policy with full coverage for a teenage driver may cost $3,684
Insurance prices for a Buick Regal also have a wide range based on the model of your Regal, your risk profile, and policy deductibles and limits.
More mature drivers with no violations or accidents and high physical damage deductibles may only pay around $900 every 12 months on average, or $75 per month, for full coverage. Prices are highest for drivers in their teens, where even without any violations or accidents they should be prepared to pay upwards of $3,600 a year. View Rates by Age
If you have a few violations or you caused a few accidents, you are probably paying at a minimum $1,100 to $1,500 additional annually, depending on your age. Insurance for high-risk drivers is expensive and can cost around 41% to 136% more than the average rate. View High Risk Driver Rates
Opting for high physical damage deductibles can reduce prices by up to $200 a year, whereas increasing liability limits will cost you more. Switching from a 50/100 bodily injury limit to a 250/500 limit will cost up to $398 more each year. View Rates by Deductible or Liability Limit
Where you choose to live also has a big influence on Buick Regal insurance rates. A middle-age driver might find prices as low as $590 a year in states like Vermont, Wisconsin, and North Carolina, or at least $1,220 on average in Michigan, New York, and Florida.
State | Premium | Compared to U.S. Avg | Percent Difference |
---|---|---|---|
Alabama | $814 | -$86 | -9.6% |
Alaska | $692 | -$208 | -23.1% |
Arizona | $748 | -$152 | -16.9% |
Arkansas | $900 | -$0 | 0.0% |
California | $1,026 | $126 | 14.0% |
Colorado | $860 | -$40 | -4.4% |
Connecticut | $926 | $26 | 2.9% |
Delaware | $1,018 | $118 | 13.1% |
Florida | $1,126 | $226 | 25.1% |
Georgia | $832 | -$68 | -7.6% |
Hawaii | $646 | -$254 | -28.2% |
Idaho | $610 | -$290 | -32.2% |
Illinois | $670 | -$230 | -25.6% |
Indiana | $678 | -$222 | -24.7% |
Iowa | $608 | -$292 | -32.4% |
Kansas | $856 | -$44 | -4.9% |
Kentucky | $1,228 | $328 | 36.4% |
Louisiana | $1,334 | $434 | 48.2% |
Maine | $554 | -$346 | -38.4% |
Maryland | $744 | -$156 | -17.3% |
Massachusetts | $722 | -$178 | -19.8% |
Michigan | $1,564 | $664 | 73.8% |
Minnesota | $754 | -$146 | -16.2% |
Mississippi | $1,078 | $178 | 19.8% |
Missouri | $798 | -$102 | -11.3% |
Montana | $968 | $68 | 7.6% |
Nebraska | $710 | -$190 | -21.1% |
Nevada | $1,080 | $180 | 20.0% |
New Hampshire | $648 | -$252 | -28.0% |
New Jersey | $1,006 | $106 | 11.8% |
New Mexico | $796 | -$104 | -11.6% |
New York | $950 | $50 | 5.6% |
North Carolina | $518 | -$382 | -42.4% |
North Dakota | $736 | -$164 | -18.2% |
Ohio | $624 | -$276 | -30.7% |
Oklahoma | $926 | $26 | 2.9% |
Oregon | $824 | -$76 | -8.4% |
Pennsylvania | $860 | -$40 | -4.4% |
Rhode Island | $1,202 | $302 | 33.6% |
South Carolina | $814 | -$86 | -9.6% |
South Dakota | $760 | -$140 | -15.6% |
Tennessee | $790 | -$110 | -12.2% |
Texas | $1,084 | $184 | 20.4% |
Utah | $668 | -$232 | -25.8% |
Vermont | $616 | -$284 | -31.6% |
Virginia | $538 | -$362 | -40.2% |
Washington | $696 | -$204 | -22.7% |
West Virginia | $824 | -$76 | -8.4% |
Wisconsin | $624 | -$276 | -30.7% |
Wyoming | $802 | -$98 | -10.9% |
Model Year | Comprehensive | Collision | Liability | Total Premium |
---|---|---|---|---|
2016 Buick Regal | $240 | $380 | $460 | $1,238 |
2004 Buick Regal | $138 | $162 | $442 | $900 |
Rates are averaged for all Buick Regal models and trim levels. Rates assume a 40-year-old male driver, full coverage with $500 deductibles, and a clean driving record.
How to Buy Cheaper Buick Regal Insurance
Finding better rates on auto insurance consists of having a good driving record, having good credit, paying for small claims out-of-pocket, and dropping full coverage on older vehicles. Set aside time to shop around at every policy renewal by quoting rates from direct insurance companies, and also from local exclusive and independent agents.
The next list is a condensed summary of the data raised in the charts and tables above.
- Consumers who require increased levels of liability coverage will pay around $490 annually to raise from 30/60 bodily injury limits to higher 250/500 limits
- It is possible to save as much as $100 per year just by quoting online in advance
- Increasing policy deductibles could save up to $200 each year
- Drivers age 20 and younger pay higher prices, with premiums being up to $307 per month if they have full coverage
As you’ve learned from the information above, many factors impact your Buick Regal insurance rates. The Regal has been in production for multiple decades, which means the Buick Regal 1986 and Buick Regal 1987 models are considered classics, which can sometimes require specialty car insurance coverage.
However, you could potentially only purchase your state’s minimum liability requirements for the more modern Buick Regal 2018 model.
Regardless of what Buick Regal model year you drive, to receive your lowest rates simply use our FREE tool below and start comparing quotes right away.
Compare Quotes From Top Companies and Save Secured with SHA-256 EncryptionFree Car Insurance Comparison
What are the safety ratings for the Buick Regal?
Understanding the Buick Regal safety ratings and features is a great way to discover car insurance discounts you might qualify for. Sometimes, it can even uncover if your vehicle is causing your rates to increase.
However, recent rumors have caused consumers to question if the Buick Regal is being discontinued. Buick has decided to stop the production of the Regal to minimize its passenger car lineup.
Buick is making a 2020 Regal as it’s final version; in fact, you can already find this model in lots and on roads today. Check out the 2020 Buick Regal four-door wagon safety ratings below.
- Small overlap front (driver-side): Good
- Moderate overlap front: Good
- Side: Good
A rating of ‘Good’ is the highest possible standard given by the Insurance Institute for Highway Safety. Overall, these safety ratings are positive and will not cause your insurance rates to increase.
Buick Regal Compared Against other Vehicles in the Same Class
Comparing the Buick Regal to similar vehicles can help you save money, especially it has better insurance loss ratios than other vehicles in its class. Is the Buick Regal a luxury car? Technically, Buicks fall between luxury and economy, causing some experts to refer to Buick as a premium brand.
Officially the Insurance Institue for Highway Safety classifies the Buick Regal as a large four-door car. See other comparable large cars in the list below:
Is the Buick Regal a reliable car? Looking at the loss ratios, the Buick Regal is within the average range in all categories. These reliable percentages will reflect positively in your car insurance rates.
Ultimately, it does not matter if this brand is considered luxury or not. Only you can say if the Buick Regal is a good car for you.
You are now an expert on Buick Regal insurance rates. Enter your five-digit ZIP code into our FREE quote comparison tool to find your best Buick insurance premiums.
Rate Tables and Charts
Rates by Driver Age
Driver Age | Premium |
---|---|
16 | $3,684 |
20 | $2,052 |
30 | $912 |
40 | $900 |
50 | $828 |
60 | $810 |
Full coverage, $500 deductibles
Rates by Deductible
Deductible | Premium |
---|---|
$100 | $1,026 |
$250 | $970 |
$500 | $900 |
$1,000 | $830 |
Full coverage, driver age 40
Rates by Liability Limit
Liability Limit | Premium |
---|---|
30/60 | $900 |
50/100 | $988 |
100/300 | $1,099 |
250/500 | $1,386 |
100 CSL | $1,033 |
300 CSL | $1,276 |
500 CSL | $1,453 |
Full coverage, driver age 40
Rates for High Risk Drivers
Age | Premium |
---|---|
16 | $5,164 |
20 | $3,268 |
30 | $1,938 |
40 | $1,928 |
50 | $1,844 |
60 | $1,824 |
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
Discount | Savings |
---|---|
Multi-policy | $45 |
Multi-vehicle | $48 |
Homeowner | $16 |
5-yr Accident Free | $52 |
5-yr Claim Free | $55 |
Paid in Full/EFT | $30 |
Advance Quote | $38 |
Online Quote | $59 |
Total Discounts | $343 |
Discounts are estimated and may not be available from every company or in every state.
Compare Rates and Save
Find companies with the cheapest rates in your area