2019 Audi TT RS Insurance Rates
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UPDATED: May 1, 2020
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Average insurance rates for an 2019 Audi TT RS are $1,668 a year with full coverage. Comprehensive costs on average $420, collision insurance costs $774, and liability costs $338. Buying a liability-only policy costs as little as $394 a year, and high-risk insurance costs around $3,612. Teenage drivers receive the highest rates at up to $5,896 a year.
Annual premium for full coverage: $1,668
Rate estimates for 2019 Audi TT RS Insurance
Rate data is compiled from all 50 U.S. states and averaged for all 2019 Audi TT RS models. Rates are based on a 40-year-old male driver, $500 comprehensive and collision deductibles, and a clean driving record. Remaining premium consists of UM/UIM coverage, Medical/PIP, and policy fees.
Price Range by Coverage and Risk
For a driver in their 40's, prices range range from as low as $394 for basic liability insurance to the much higher price of $3,612 for a driver who has had serious violations or accidents.
These differences demonstrate why everyone should compare rates based on a specific location and risk profile, instead of using average rates.
Use the form below to get rates for your location.
Enter your zip code below to view companies based on your location that have cheap auto insurance rates.
Recommended Companies for Cheap 2019 Audi TT RS Insurance
Searching for lower car insurance rates for your Audi TT RS? Locating low-cost insurance for an Audi TT RS can normally be a painful process, but you can follow a few tricks to find lower rates.
There is a right way and a wrong way to find car insurance online so you’re going to learn the best way to compare rates for a new or used Audi and get the lowest possible price.
You should take the time to do price comparisons as often as possible because prices are variable and change quite frequently. If you had the best price for TT RS insurance last year there may be better deals available now. You can search a lot of car insurance online but you can learn a lot of great tips on how to stop overpaying for insurance.
If you have a policy now or need new coverage, you can use these techniques to cut your premiums while maintaining coverages. Pricing the cheapest auto insurance is not that difficult. Vehicle owners only need to know how to compare prices over the internet.
Take advantage of these discounts
Insuring your vehicles can cost a lot, but you may qualify for discounts that could help you make your next renewal payment. Some discounts will apply when you complete an application, but a few must be asked about before being credited.
- Employee of Federal Government – Being employed by or retired from a federal job can save as much as 8% for TT RS insurance with a few car insurance companies.
- Drive Safe and Save – Safe drivers may save up to 50% more for TT RS insurance than less cautious drivers.
- More Vehicles More Savings – Buying insurance for all your vehicles on the same car insurance policy qualifies for this discount.
- Driver Training Discounts – Taking time to complete a safe driver course may get you a small discount and easily pay for the cost of the class.
- Save over 55 – Drivers over the age of 55 may receive reduced rates for TT RS insurance.
- Early Payment Discounts – If you pay your bill all at once instead of making monthly payments you can actually save on your bill.
- Paper-free Discount – A handful of car insurance companies provide a small discount for buying your policy online.
- Good Students Pay Less – A discount for being a good student can save 20 to 25%. Earning this discount can benefit you up until you turn 25.
You should keep in mind that most discount credits are not given to the overall cost of the policy. The majority will only reduce the price of certain insurance coverages like comprehensive or collision. So despite the fact that it appears you could get a free car insurance policy, companies don’t profit that way.
Some companies that may offer these benefits may include but are not limited to:
Before purchasing a policy, check with all companies you are considering which discounts can lower your rates. Some discounts may not apply to policyholders in your area. If you would like to see a list of companies with the best car insurance discounts, enter your zip code here.
Which auto insurance is cheapest?
Many insurance companies allow consumers to get prices for coverage direct online. Doing online quotes doesn’t take much effort as you simply type in the coverage amounts you desire on the page. Once you submit the form, the company’s rating system gets your credit score and driving record and generates a price based on these and other factors.
This makes it a lot easier to compare rates but the process of having to visit each company’s website and repetitively complete many quote forms can get tiresome after awhile. But it is imperative to have as many quotes as possible in order to find a lower rate.
There is a better way!
A less time-consuming method to locate the lowest prices utilizes a single form that gets price quotes from a bunch of companies at once. It’s a real time-saver, eliminates repetitive work, and makes online price comparison much easier to do. Once the form is submitted, it is rated with multiple companies and you can pick your choice of the resulting price quotes.
If one or more price quotes are lower than your current rates, you can click and sign and purchase the new policy. It takes 15 minutes at the most and may save quite a bit of money.
In order to fill out one form to compare multiple rates now, simply enter your zip code here and enter your vehicle and coverage information. If you currently have coverage, we recommend you complete the form with the insurance coverages as close as possible to your current policy. This ensures you’re receiving rate comparison quotes using the exact same coverages.
When buying proper insurance coverage for your vehicles, there isn’t really a “perfect” insurance plan. Everyone’s needs are different.
These are some specific questions may help highlight whether your personal situation would benefit from professional advice.
- Do I need rental car coverage?
- Should I get collision insurance on every vehicle?
- Can I rate high risk drivers on liability-only vehicles?
- Is my 2019 Audi TT RS covered for smoke damage?
- Am I getting all the discounts available?
- What is UM/UIM insurance?
- Does insurance cover damages from a DUI accident?
- Am I covered if I break a side mirror?
If you’re not sure about those questions, you may need to chat with an agent. To find lower rates from a local agent, complete your zip code. It’s fast, doesn’t cost anything and can provide invaluable advice.
Auto insurance coverage breakdown
Learning about specific coverages of a auto insurance policy aids in choosing which coverages you need and proper limits and deductibles. The coverage terms in a policy can be difficult to understand and even agents have difficulty translating policy wording.
Comprehensive (Other than Collision)
Comprehensive insurance coverage pays to fix your vehicle from damage from a wide range of events other than collision. You first have to pay a deductible and then insurance will cover the rest of the damage.
Comprehensive insurance covers things like falling objects, a tree branch falling on your vehicle and damage from a tornado or hurricane. The maximum payout you’ll receive from a claim is the ACV or actual cash value, so if the vehicle is not worth much it’s probably time to drop comprehensive insurance.
Medical expense insurance
Personal Injury Protection (PIP) and medical payments coverage reimburse you for short-term medical expenses such as dental work, doctor visits, pain medications, hospital visits and X-ray expenses. They are often used to cover expenses not covered by your health insurance policy or if you lack health insurance entirely. Coverage applies to all vehicle occupants as well as getting struck while a pedestrian. PIP is only offered in select states and may carry a deductible
Liability insurance will cover damages or injuries you inflict on a person or their property by causing an accident. This insurance protects YOU against claims from other people, and does not provide coverage for damage to your own property or vehicle.
Coverage consists of three different limits, per person bodily injury, per accident bodily injury, and a property damage limit. You commonly see values of 25/50/25 which stand for $25,000 in coverage for each person’s injuries, a per accident bodily injury limit of $50,000, and $25,000 of coverage for damaged propery. Alternatively, you may have a combined limit which limits claims to one amount and claims can be made without the split limit restrictions.
Liability can pay for claims like emergency aid, legal defense fees, repair bills for other people’s vehicles, repair costs for stationary objects and bail bonds. How much liability should you purchase? That is a decision to put some thought into, but consider buying as large an amount as possible.
Protection from uninsured/underinsured drivers
This provides protection from other drivers when they are uninsured or don’t have enough coverage. This coverage pays for medical payments for you and your occupants as well as your vehicle’s damage.
Because many people only carry the minimum required liability limits, it only takes a small accident to exceed their coverage. This is the reason having UM/UIM coverage is a good idea. Usually these limits are identical to your policy’s liability coverage.
Coverage for collisions
Collision insurance will pay to fix damage to your TT RS from colliding with a stationary object or other vehicle. A deductible applies and then insurance will cover the remainder.
Collision insurance covers claims such as colliding with another moving vehicle, scraping a guard rail, hitting a mailbox and backing into a parked car. Collision coverage makes up a good portion of your premium, so consider dropping it from vehicles that are 8 years or older. Drivers also have the option to choose a higher deductible in order to get cheaper collision rates.
Smart consumers save more
In this article, we presented many ideas to get a better price on 2019 Audi TT RS insurance. The key thing to remember is the more providers you compare, the better your comparison will be. Consumers could even find that the lowest rates come from the least-expected company.
As you prepare to switch companies, it’s very important that you do not buy poor coverage just to save money. In many instances, an insured cut full coverage only to regret that the small savings ended up costing them much more. Your strategy should be to find the BEST coverage for the lowest price, but don’t skip important coverages to save money.
Drivers who switch companies do it for many reasons like being labeled a high risk driver, delays in paying claims, policy cancellation and even delays in responding to claim requests. Regardless of your reason, switching insurance coverage companies is not as hard as you think.
Additional information can be found on the following sites:
- Parking Tips to Reduce Door Dings (State Farm)
- Auto Insurance Learning Center (State Farm)
- Steps to Take After an Auto Accident (Insurance Information Insitute)
- Protecting Teens from Drunk Driving (Insurance Information Insitute)
- Five Mistakes to Avoid (Insurance Information Insitute)
- Event Data Recorders FAQ (iihs.org)
Rates by U.S. City
|New York City, NY||$2,634|
|Los Angeles, CA||$2,850|
Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$134|
|5-yr Claim Free||$110|
|Paid in Full/EFT||$85|
Discounts are estimated and may not be available from every company or in every state.