How Much is Insurance for a Toyota Corolla in Wisconsin?
Enter your Wisconsin zip code below to view companies that have cheap auto insurance rates.
UPDATED: Nov 15, 2019
It’s all about you. We want to help you make the right coverage choices.
Advertiser Disclosure: We strive to help you make confident car insurance decisions. Comparison shopping should be easy. We are not affiliated with any one car insurance provider and cannot guarantee quotes from any single provider.
Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.
Editorial Guidelines: We are a free online resource for anyone interested in learning more about auto insurance. Our goal is to be an objective, third-party resource for everything auto insurance related. We update our site regularly, and all content is reviewed by auto insurance experts.
Your chances of finding affordable coverage for a Toyota Corolla in Wisconsin is contingent on a complicated rating formula that uses factors like how you use your vehicle, whether or not you have had gaps between policies, and your choice of physical damage deductibles. Wisconsin drivers pay an average rate of $640 every 12 months for Corolla insurance, but that is an estimation rating a 50-year-old married female who needs both comprehensive and collision coverage and $100 physical damage deductibles.
That rate won’t apply to everyone, because more than likely you are not 50 and maybe not even a female, you might be single instead of married, or you have a violation or two on your driving record. Car insurance rates are unique for each driver, so your best chance at finding the cheapest coverage for your Toyota is to get into the habit of shopping around regularly.
The trim level of your Toyota will most likely have an effect on the cost of coverage, so the price you pay to insure a Corolla LE model will be $20 less expensive the cost to insure the more expensive Corolla XRS trim level, as demonstrated by the prices below.
|Model||Comp||Collision||Liability||Medical||UM/UIM||Annual Premium||Monthly Premium|
|Get Your Own Custom Quote Go|
Data based on married female driver age 50, no speeding tickets, no at-fault accidents, $100 deductibles, and Wisconsin minimum liability limits. Discounts applied include safe-driver, multi-policy, multi-vehicle, homeowner, and claim-free. Prices do not factor in specific location which can influence insurance rates substantially.
Determining which companies quote the cheapest car insurance rates for a Toyota Corolla may require a tad more effort than just quoting one company’s rates.
Each auto insurer has their own process to set premium rates, so to begin we’ll rank the car insurance companies with the most affordable rates in Wisconsin.
|Rank||Company||Cost Per Year|
|6||Rural Mutual Insurance||$756|
|12||West Bend Mutual||$899|
|15||Auto Club Group||$968|
|Find Cheaper Rates Go|
USAA may offer some of the lowest car insurance rates in Wisconsin at around $604 annually. Partners Mutual, Erie, Rockford Mutual, and Nationwide also rank well as some of the lowest-priced Wisconsin insurance companies.
In this example, if you currently have coverage with Partners Mutual and switched to USAA, you could see a yearly price reduction of roughly $10. Wisconsin drivers with Erie might save as much as $92 a year, and Rockford Mutual customers might cut rates by $128 a year.
To get a fast rate comparison, click here to begin a quote or click through to the companies below.
Enter your zip code below to view companies that have cheap auto insurance rates.
Understand that those policy prices are averages for all drivers and vehicles in Wisconsin and and are not calculated with a specific rating modification for a Toyota Corolla. So the car insurance company that fits your age and vehicle best may not even be featured in the list of companies above. That emphasizes why you need to get auto insurance quotes using your own individual information.
The example below shows how different deductible levels can increase or decrease insurance prices when trying to find cheap insurance for a Toyota Corolla. The costs are based on a single male driver, comp and collision included, and no other discounts are factored in.
A 40-year-old driver could cut expenses by $256 a year by changing from a $100 deductible up to a $500 deductible, or save $384 by choosing a $1,000 deductible. Younger drivers, like the age 20 example, could shave as much as $852 each year by choosing larger deductibles on their policy. When increasing deductibles, it will be important to have spare funds to be able to cover the extra out-of-pocket expense. That is the one disadvantage of using higher deductibles.
Illustration showing the impact of accidents and violations
The obvious way to score cheap insurance for a Toyota Corolla in Wisconsin is to be a cautious driver and avoid accidents and traffic citations. The chart below demonstrates how citations and at-fault accidents can impact auto insurance costs for different age groups. Data assumes a single female driver, comprehensive and collision coverage, $250 deductibles, and no discounts are taken into consideration.
The data charted above shows the average cost of auto insurance in Wisconsin per year with a clean driving record and no accidents is $1,458. Add in one speeding ticket and the average cost swells to $1,651, an increase of $193 each year. Next add two accidents along with the one speeding ticket and the annual cost of car insurance for a Toyota Corolla jumps again to an average of $3,295. That’s an increase of $1,837, or $153 per month, just for a couple of infractions!
How to find economical insurance for a Toyota Corolla
It’s not impossible to find cheaper rates, and here are some of the better money-saving suggestions that can help Wisconsin drivers buy cheap auto insurance.
- Drive a car with a high safety rating
- Pay for small claims rather than turning them in to your insurance company
- Older vehicles may not need full coverage
- Serious violations like DUI or careless driving can make car insurance unaffordable
- Save money by insuring your home and auto with the same company
- Avoid accidents and claims
- Keep rates low by comparing prices once a year
The last tip is certainly significant, as was stressed in this article. Rates can change significantly in a year, so you should be ready to switch companies if a cheaper rate is available. Brand loyalty is not necessarily bad, but it’s not a good idea if it’s costing you several hundred dollars every year. In just a couple of minutes you could compare prices and find cheaper insurance for a Toyota Corolla.
Which major car insurance company is best?
If you’re looking for the best insurance for a Corolla, the most popular companies are Allstate, State Farm, Geico, and Progressive. If you put them all together, they insure about 50% of all auto insurance written. The following table ranks pricing and service ratings, as well as optional policy coverages that may be available in Wisconsin.
|Number of Discounts||1st||3rd||2nd||4th|
|A.M. Best financial rating||A+||A++||A++||A+|
|Accident forgiveness coverage||Yes||No||Yes||Yes|
|Coverage for ridesharing||Yes||Yes||Yes||Yes|
|Emergency roadside assistance||Yes||Yes||Yes||Yes|
|New car replacement coverage||Yes||No||No||No|
|Get Quotes Go|
Frequently Asked Questions
- How Much Does Car Insurance Cost?
- Cheap Car Insurance: Myth or Reality?
- Will a Speeding Ticket Raise My Car Insurance Rates?
- Car Insurance Rates 2018: Why are Prices Increasing?
- How Much Does Car Insurance Cost for a 16 Year Old?
- Which Cars are Cheapest to Insure?
- Does a Teenager with a Learner’s Permit Need to be Listed on my Policy?
- View All Coverage Questions
Popular Rate Quotes
- Nissan Rogue Insurance
- Honda Civic Insurance
- Volkswagen Jetta Insurance
- Hyundai Sonata Insurance
- Toyota Rav4 Insurance
- Honda Accord Insurance
- Honda CR-V Insurance
- Ford F-150 Insurance
- Chevrolet Silverado Insurance
Compare Rates and Save
Find companies with the cheapest rates in your area