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Cadillac SRX Performance 2WD Insurance Rates

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Average insurance rates for a Cadillac SRX Performance 2WD are $1,588 a year for full coverage insurance. Comprehensive insurance costs on average $368, collision insurance costs $698, and liability coverage costs $364. Only liability insurance costs as little as $430 a year, and high-risk insurance costs $3,438 or more. Teenage drivers receive the highest rates at up to $5,752 a year.

Annual premium for full coverage: $1,588

Rate estimates by type of insurance:

Comprehensive $368
Collision $698
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Cadillac SRX Trim Level

For the average 40-year-old driver, prices range from as low as $430 for just the minimum liability insurance to a much higher rate of $3,438 for coverage for higher-risk drivers.

Liability Only $430
Full Coverage $1,588
High Risk $3,438

These differences illustrate why anyone shopping for car insurance should compare rates based on a specific location and risk profile, rather than using average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance rates for a Cadillac SRX Performance 2WD can also vary considerably based on your driver profile, the model year, and policy deductibles and limits.

An older driver with a clean driving record and high deductibles may only pay around $1,500 per year on average for full coverage. Rates are much higher for teen drivers, where even good drivers can expect to pay upwards of $5,700 a year. View Rates by Age

Where you live makes a big difference in Cadillac SRX Performance 2WD insurance rates. A 40-year-old driver could pay as low as $1,180 a year in states like North Carolina, , and , or be forced to pay as much as $1,800 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $720 a year, while increasing your policy's liability limits will cost you more. Switching from a 50/100 limit to a 250/500 limit will cost as much as $327 more per year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are probably paying at a minimum $1,900 to $2,500 extra per year, depending on your age. High-risk driver insurance can cost around 43% to 134% more than a normal policy. View High Risk Driver Rates

With so much variability in rates, the only way to figure out exactly what you will pay is to compare rates and see how they stack up. Every company uses a different method to calculate rates, so the rates can be significantly different from one company to the next.

View Chart as Image

Cadillac SRX Performance 2WD insurance cost comparison chart
Column chart showing Cadillac SRX Performance 2WD insurance prices range from $898 to $5,752 for full coverage

The chart estimates Cadillac SRX Performance 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $898. Drivers who use higher $1,000 deductibles will pay around $1,346. The average rate for a 40-year-old male driver using $500 deductibles is $1,588. Using more expensive $100 deductibles for physical damage coverage can cost as much as $2,060. Drivers with multiple violations and accidents could be charged as much as $3,438. The price for full coverage for a teen driver is $5,752.

Cadillac SRX Performance 2WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,434 -$154 -9.7%
Alaska $1,218 -$370 -23.3%
Arizona $1,320 -$268 -16.9%
Arkansas $1,588 -$0 0.0%
California $1,810 $222 14.0%
Colorado $1,518 -$70 -4.4%
Connecticut $1,634 $46 2.9%
Delaware $1,798 $210 13.2%
Florida $1,986 $398 25.1%
Georgia $1,466 -$122 -7.7%
Hawaii $1,142 -$446 -28.1%
Idaho $1,074 -$514 -32.4%
Illinois $1,182 -$406 -25.6%
Indiana $1,196 -$392 -24.7%
Iowa $1,072 -$516 -32.5%
Kansas $1,510 -$78 -4.9%
Kentucky $2,166 $578 36.4%
Louisiana $2,352 $764 48.1%
Maine $980 -$608 -38.3%
Maryland $1,310 -$278 -17.5%
Massachusetts $1,270 -$318 -20.0%
Michigan $2,760 $1,172 73.8%
Minnesota $1,328 -$260 -16.4%
Mississippi $1,904 $316 19.9%
Missouri $1,408 -$180 -11.3%
Montana $1,706 $118 7.4%
Nebraska $1,252 -$336 -21.2%
Nevada $1,906 $318 20.0%
New Hampshire $1,146 -$442 -27.8%
New Jersey $1,776 $188 11.8%
New Mexico $1,406 -$182 -11.5%
New York $1,672 $84 5.3%
North Carolina $916 -$672 -42.3%
North Dakota $1,302 -$286 -18.0%
Ohio $1,096 -$492 -31.0%
Oklahoma $1,632 $44 2.8%
Oregon $1,456 -$132 -8.3%
Pennsylvania $1,516 -$72 -4.5%
Rhode Island $2,118 $530 33.4%
South Carolina $1,440 -$148 -9.3%
South Dakota $1,340 -$248 -15.6%
Tennessee $1,390 -$198 -12.5%
Texas $1,914 $326 20.5%
Utah $1,176 -$412 -25.9%
Vermont $1,088 -$500 -31.5%
Virginia $950 -$638 -40.2%
Washington $1,226 -$362 -22.8%
West Virginia $1,456 -$132 -8.3%
Wisconsin $1,100 -$488 -30.7%
Wyoming $1,416 -$172 -10.8%

View Chart as Image

Cadillac SRX Performance 2WD insurance rates by U.S. city

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Rates by Driver Age

Cadillac SRX Performance 2WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,752
20 $3,672
30 $1,668
40 $1,588
50 $1,448
60 $1,422

Full coverage, $500 deductibles

Rates by Deductible

Cadillac SRX Performance 2WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $2,060
$250 $1,842
$500 $1,588
$1,000 $1,346

Full coverage, driver age 40

Rates by Liability Limit

Cadillac SRX Performance 2WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,588
50/100 $1,661
100/300 $1,752
250/500 $1,988
100 CSL $1,697
300 CSL $1,897
500 CSL $2,043

Full coverage, driver age 40

Rates for High Risk Drivers

Cadillac SRX Performance 2WD Insurance Rates for High Risk Drivers
Age Premium
16 $8,242
20 $5,838
30 $3,530
40 $3,438
50 $3,280
60 $3,250

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $223

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $86
Multi-vehicle $82
Homeowner $22
5-yr Accident Free $124
5-yr Claim Free $103
Paid in Full/EFT $78
Advance Quote $81
Online Quote $114
Total Discounts $690
Rate after discounts $898

Discounts are estimated and may not be available from every company or in every state.

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