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Chevrolet Impala LT Insurance Rates

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Average insurance prices for a Chevrolet Impala LT are $1,346 every 12 months including full coverage. Comprehensive insurance costs approximately $284, collision insurance costs $540, and liability costs around $364. Just liability insurance costs as low as $430 a year, and coverage for high-risk drivers costs $2,914 or more. Teenage drivers receive the highest rates at up to $5,008 a year.

Annual premium for full coverage: $1,346

Rate estimates by type of coverage:

Comprehensive $284
Collision $540
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Impala Trim Level

For a driver in their 40's, prices range from the cheapest price of $430 for basic liability insurance to the much higher price of $2,914 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,346
High Risk $2,914

These differences highlight why everyone should compare prices using their specific location and their own driving history, instead of making a decision based on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Chevrolet Impala LT can also vary considerably based on policy deductibles and limits, your driving characteristics, and the replacement cost of your Impala.

Using high physical damage deductibles could cut rates by as much as $560 annually, whereas buying more liability protection will push rates upward. Changing from a 50/100 liability limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

A more mature driver with no violations or accidents and higher deductibles may pay as low as $1,300 a year for full coverage. Rates are much higher for teen drivers, since even excellent drivers should be prepared to pay in the ballpark of $5,000 a year. View Rates by Age

If you like to drive fast or you were responsible for an accident, you are likely paying anywhere from $1,600 to $2,200 additional per year, depending on your age. Chevrolet Impala LT insurance for high-risk drivers can be from 44% to 133% more than a normal policy. View High Risk Driver Rates

Where you live has a huge impact on Chevrolet Impala LT insurance prices. A driver around age 40 might see rates as low as $1,060 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,950 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

With so much variability in rates, the best way to figure out which auto insurance is cheapest is to regularly compare rates from multiple companies. Each insurance company uses a different method to calculate rates, and rates can be significantly different.

View Chart as Image

Chevrolet Impala LT insurance cost comparison chart
Column chart showing Chevrolet Impala LT insurance prices range from $773 to $5,008 for full coverage

The chart above shows average Chevrolet Impala LT insurance rates for various coverage choices and risks. The cheapest discount rate is $773. Drivers who use higher $1,000 deductibles will pay $1,160. The average rate for a middle-aged driver with a clean driving record using $500 deductibles is $1,346. Selecting more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,712. Drivers with multiple violations and accidents could be charged as much as $2,914. The rate for full coverage for a teenager can be as high as $5,008.

Chevrolet Impala LT Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,218 -$128 -9.5%
Alaska $1,032 -$314 -23.3%
Arizona $1,118 -$228 -16.9%
Arkansas $1,346 -$0 0.0%
California $1,534 $188 14.0%
Colorado $1,288 -$58 -4.3%
Connecticut $1,384 $38 2.8%
Delaware $1,524 $178 13.2%
Florida $1,684 $338 25.1%
Georgia $1,244 -$102 -7.6%
Hawaii $968 -$378 -28.1%
Idaho $910 -$436 -32.4%
Illinois $1,002 -$344 -25.6%
Indiana $1,014 -$332 -24.7%
Iowa $908 -$438 -32.5%
Kansas $1,280 -$66 -4.9%
Kentucky $1,836 $490 36.4%
Louisiana $1,994 $648 48.1%
Maine $832 -$514 -38.2%
Maryland $1,112 -$234 -17.4%
Massachusetts $1,078 -$268 -19.9%
Michigan $2,340 $994 73.8%
Minnesota $1,126 -$220 -16.3%
Mississippi $1,614 $268 19.9%
Missouri $1,194 -$152 -11.3%
Montana $1,446 $100 7.4%
Nebraska $1,062 -$284 -21.1%
Nevada $1,616 $270 20.1%
New Hampshire $972 -$374 -27.8%
New Jersey $1,506 $160 11.9%
New Mexico $1,192 -$154 -11.4%
New York $1,418 $72 5.3%
North Carolina $776 -$570 -42.3%
North Dakota $1,104 -$242 -18.0%
Ohio $928 -$418 -31.1%
Oklahoma $1,384 $38 2.8%
Oregon $1,234 -$112 -8.3%
Pennsylvania $1,284 -$62 -4.6%
Rhode Island $1,796 $450 33.4%
South Carolina $1,220 -$126 -9.4%
South Dakota $1,136 -$210 -15.6%
Tennessee $1,180 -$166 -12.3%
Texas $1,624 $278 20.7%
Utah $998 -$348 -25.9%
Vermont $920 -$426 -31.6%
Virginia $806 -$540 -40.1%
Washington $1,040 -$306 -22.7%
West Virginia $1,236 -$110 -8.2%
Wisconsin $934 -$412 -30.6%
Wyoming $1,200 -$146 -10.8%

View Chart as Image

Chevrolet Impala LT insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Impala LT Insurance Rates by Driver Age
Driver Age Premium
16 $5,008
20 $3,118
30 $1,406
40 $1,346
50 $1,228
60 $1,206

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Impala LT Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,712
$250 $1,542
$500 $1,346
$1,000 $1,160

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Impala LT Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,346
50/100 $1,419
100/300 $1,510
250/500 $1,746
100 CSL $1,455
300 CSL $1,655
500 CSL $1,801

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Impala LT Insurance Rates for High Risk Drivers
Age Premium
16 $7,144
20 $4,956
30 $2,980
40 $2,914
50 $2,780
60 $2,756

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $187

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $71
Multi-vehicle $70
Homeowner $19
5-yr Accident Free $101
5-yr Claim Free $87
Paid in Full/EFT $63
Advance Quote $67
Online Quote $95
Total Discounts $573
Rate after discounts $773

Discounts are estimated and may not be available from every company or in every state.

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