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Chevrolet Silverado LS Crew Cab 2WD Insurance Rates

The average insurance rates for a Chevrolet Silverado LS Crew Cab 2WD are $1,412 a year for full coverage insurance. Comprehensive insurance costs around $310 a year, collision insurance costs $542, and liability coverage costs around $390. A liability-only policy costs as low as $462 a year, and high-risk insurance costs $3,042 or more. Teenage drivers cost the most to insure at up to $5,238 a year.

Annual premium for full coverage: $1,412

Policy rates for individual coverage type:

Comprehensive $310
Collision $542
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

Using a middle-aged driver as an example, Chevrolet Silverado LS Crew Cab 2WD insurance rates range from as low as $462 for minimum levels of liability insurance to a high of $3,042 for a high-risk driver policy.

Liability Only $462
Full Coverage $1,412
High Risk $3,042

These price differences illustrate why it is important for drivers to compare prices for a specific zip code and risk profile, rather than using average rates.

Use the form below to get rates for your location.

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Companies with Cheap Chevrolet Silverado LS Crew Cab 2WD Insurance

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Car insurance rates for a Chevrolet Silverado LS Crew Cab 2WD also range considerably based on your risk profile, the model year, and deductibles and policy limits.

Older drivers with no driving violations and high deductibles may only pay around $1,300 a year, or $108 per month, for full coverage. Rates are much higher for teenagers, where even good drivers will be charged as much as $5,200 a year. View Rates by Age

Your home state has a huge impact on Chevrolet Silverado LS Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $1,170 a year in states like North Carolina, , and , or be forced to pay as much as $1,670 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $570 a year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will raise rates by up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few points on your driving record or tend to cause accidents, you are probably paying at least $1,700 to $2,300 extra every year, depending on your age. A high-risk auto insurance policy can be around 44% to 134% more than a normal policy. View High Risk Driver Rates

Because rates have so much variability, the only way to figure out your exact price is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, so rate quotes will be varied from one company to the next.

View Chart as Image

Chevrolet Silverado LS Crew Cab 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LS Crew Cab 2WD insurance prices range from $820 to $5,238 for full coverage

The chart estimates Chevrolet Silverado LS Crew Cab 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $820. Drivers who use higher $1,000 deductibles will pay around $1,220. The average rate for a driver age 40 with no violations using $500 deductibles is $1,412. Choosing low $100 deductibles for physical damage coverage could cost up to $1,788. Drivers with multiple violations and accidents could be charged around $3,042. The cost for full coverage for a 16-year-old driver can be as high as $5,238.

Chevrolet Silverado LS Crew Cab 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,360-$52-3.7%
Alaska$1,160-$252-17.8%
Arizona$1,418$60.4%
Arkansas$1,434$221.6%
California$1,588$17612.5%
Colorado$1,470$584.1%
Connecticut$1,852$44031.2%
Delaware$1,724$31222.1%
Florida$1,906$49435.0%
Georgia$1,400-$12-0.8%
Hawaii$1,526$1148.1%
Idaho$984-$428-30.3%
Illinois$1,050-$362-25.6%
Indiana$1,010-$402-28.5%
Iowa$1,064-$348-24.6%
Kansas$1,298-$114-8.1%
Kentucky$1,832$42029.7%
Louisiana$2,292$88062.3%
Maine$968-$444-31.4%
Maryland$1,456$443.1%
Massachusetts$1,246-$166-11.8%
Michigan$2,600$1,18884.1%
Minnesota$1,240-$172-12.2%
Mississippi$1,384-$28-2.0%
Missouri$1,206-$206-14.6%
Montana$1,280-$132-9.3%
Nebraska$1,166-$246-17.4%
Nevada$1,826$41429.3%
New Hampshire$1,152-$260-18.4%
New Jersey$1,406-$6-0.4%
New Mexico$1,312-$100-7.1%
New York$1,840$42830.3%
North Carolina$1,004-$408-28.9%
North Dakota$1,376-$36-2.5%
Ohio$994-$418-29.6%
Oklahoma$1,718$30621.7%
Oregon$1,322-$90-6.4%
Pennsylvania$1,594$18212.9%
Rhode Island$1,714$30221.4%
South Carolina$1,318-$94-6.7%
South Dakota$1,108-$304-21.5%
Tennessee$1,270-$142-10.1%
Texas$1,360-$52-3.7%
Utah$1,256-$156-11.0%
Vermont$1,008-$404-28.6%
Virginia$1,018-$394-27.9%
Washington$1,246-$166-11.8%
West Virginia$1,440$282.0%
Wisconsin$1,442$302.1%
Wyoming$1,562$15010.6%

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Chevrolet Silverado LS Crew Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LS Crew Cab 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,238
20$3,252
30$1,474
40$1,412
50$1,290
60$1,266

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LS Crew Cab 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,788
$250$1,616
$500$1,412
$1,000$1,220

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LS Crew Cab 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,412
50/100$1,490
100/300$1,588
250/500$1,841
100 CSL$1,529
300 CSL$1,744
500 CSL$1,900

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LS Crew Cab 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,464
20$5,162
30$3,112
40$3,042
50$2,904
60$2,874

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$75
Multi-vehicle$72
Homeowner$20
5-yr Accident Free$103
5-yr Claim Free$90
Paid in Full/EFT$64
Advance Quote$69
Online Quote$99
Total Discounts$592
Rate after discounts $820

Discounts are estimated and may not be available from every company or in every state.

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