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Chevrolet Silverado LS Extended Cab 4WD Insurance Rates

Average auto insurance rates for a Chevrolet Silverado LS Extended Cab 4WD are $1,294 annually including full coverage. Comprehensive costs around $284, collision insurance costs $512, and liability costs around $346. Just liability insurance costs as low as $410 a year, and coverage for high-risk drivers costs around $2,790. Teen drivers receive the highest rates at up to $4,776 a year.

Annual premium for full coverage: $1,294

Rate estimates for type of insurance:

Comprehensive $284
Collision $512
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For a driver in their 40's, prices range from as cheap as $410 for just the minimum liability insurance to a much higher rate of $2,790 for a driver who has had serious violations or accidents.

Liability Only $410
Full Coverage $1,294
High Risk $2,790

Price Range by Location

Where you live can make a big difference on the price of insurance. Areas with sparse population tend to have fewer comprehensive and collision claims than larger metro areas. The price range example below illustrates how location helps determine auto insurance rates.

Rural Areas $971
Small Cities $1,359
Large Cities $1,747

These differences highlight why anyone shopping for car insurance should compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Insurance prices for a Chevrolet Silverado LS Extended Cab 4WD can also vary considerably based on the model year of your Silverado, your driving characteristics, and deductibles and policy limits.

An older driver with no violations or accidents and high physical damage deductibles may pay as low as $1,200 a year for full coverage. Prices are highest for teen drivers, where even without any violations or accidents they should be prepared to pay as much as $4,700 a year. View Rates by Age

If you like to drive fast or you caused a few accidents, you are likely paying at least $1,500 to $2,100 additional per year, depending on your age. High-risk driver insurance can be from 44% to 130% more than average. View High Risk Driver Rates

Choosing high deductibles could cut prices by as much as $530 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will cost as much as $312 more each year. View Rates by Deductible or Liability Limit

Where you live has a huge impact on Chevrolet Silverado LS Extended Cab 4WD insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like , Indiana, and North Carolina, or as much as $1,890 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

With so much variability in prices, the best way to figure out your exact price is to compare prices from multiple companies. Each insurance company uses a different rate calculation, and rates can be significantly different between companies.

View Chart as Image

Chevrolet Silverado LS Extended Cab 4WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LS Extended Cab 4WD insurance prices range from $747 to $4,776 for full coverage

The chart above shows average Chevrolet Silverado LS Extended Cab 4WD insurance prices for various situations. The cheapest discount price is $747. Drivers who choose higher $1,000 deductibles will pay about $1,114. The average price for a driver age 40 with no violations using $500 deductibles is $1,294. Using more expensive $100 deductibles for collision and other-than-collision coverage could cost up to $1,644. High risk drivers could be charged as much as $2,790. The price for full coverage insurance for a 16-year-old driver can be as high as $4,776.

Chevrolet Silverado LS Extended Cab 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,242-$52-4.0%
Alaska$1,060-$234-18.1%
Arizona$1,296$20.2%
Arkansas$1,310$161.2%
California$1,450$15612.1%
Colorado$1,340$463.6%
Connecticut$1,692$39830.8%
Delaware$1,572$27821.5%
Florida$1,744$45034.8%
Georgia$1,282-$12-0.9%
Hawaii$1,396$1027.9%
Idaho$900-$394-30.4%
Illinois$960-$334-25.8%
Indiana$920-$374-28.9%
Iowa$974-$320-24.7%
Kansas$1,188-$106-8.2%
Kentucky$1,674$38029.4%
Louisiana$2,096$80262.0%
Maine$886-$408-31.5%
Maryland$1,330$362.8%
Massachusetts$1,138-$156-12.1%
Michigan$2,376$1,08283.6%
Minnesota$1,136-$158-12.2%
Mississippi$1,266-$28-2.2%
Missouri$1,102-$192-14.8%
Montana$1,172-$122-9.4%
Nebraska$1,064-$230-17.8%
Nevada$1,668$37428.9%
New Hampshire$1,056-$238-18.4%
New Jersey$1,286-$8-0.6%
New Mexico$1,200-$94-7.3%
New York$1,684$39030.1%
North Carolina$918-$376-29.1%
North Dakota$1,258-$36-2.8%
Ohio$912-$382-29.5%
Oklahoma$1,572$27821.5%
Oregon$1,212-$82-6.3%
Pennsylvania$1,456$16212.5%
Rhode Island$1,568$27421.2%
South Carolina$1,204-$90-7.0%
South Dakota$1,012-$282-21.8%
Tennessee$1,160-$134-10.4%
Texas$1,244-$50-3.9%
Utah$1,146-$148-11.4%
Vermont$920-$374-28.9%
Virginia$928-$366-28.3%
Washington$1,138-$156-12.1%
West Virginia$1,316$221.7%
Wisconsin$1,318$241.9%
Wyoming$1,430$13610.5%

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Chevrolet Silverado LS Extended Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LS Extended Cab 4WD Insurance Rates by Driver Age
Driver AgePremium
16$4,776
20$2,980
30$1,352
40$1,294
50$1,180
60$1,158

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LS Extended Cab 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,644
$250$1,482
$500$1,294
$1,000$1,114

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LS Extended Cab 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,294
50/100$1,363
100/300$1,450
250/500$1,675
100 CSL$1,398
300 CSL$1,588
500 CSL$1,727

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LS Extended Cab 4WD Insurance Rates for High Risk Drivers
AgePremium
16$6,814
20$4,732
30$2,854
40$2,790
50$2,662
60$2,634

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $178

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$69
Multi-vehicle$66
Homeowner$18
5-yr Accident Free$96
5-yr Claim Free$83
Paid in Full/EFT$60
Advance Quote$64
Online Quote$91
Total Discounts$547
Rate after discounts $747

Discounts are estimated and may not be available from every company or in every state.

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