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Chevrolet Silverado LS Regular Cab 2WD Insurance Rates

Estimated insurance rates for a Chevrolet Silverado LS Regular Cab 2WD are $1,196 a year including full coverage. Comprehensive insurance costs on average $244 each year, collision costs $392, and liability costs $390. A policy with only liability insurance costs as little as $462 a year, with a high-risk policy costing $2,566 or more. Teenage drivers pay the most at $4,552 a year or more.

Annual premium for full coverage: $1,196

Premium estimates by individual coverage:

Comprehensive $244
Collision $392
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For the normal driver, insurance rates for a Chevrolet Silverado LS Regular Cab 2WD go from as low as $462 for a discount liability-only rate to a high rate of $2,566 for a driver who requires high-risk insurance.

Liability Only $462
Full Coverage $1,196
High Risk $2,566

These rate differences highlight why all drivers should compare rates based on a specific location and risk profile, instead of making a decision based on average rates.

Use the form below to get rates for your location.

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Companies with Cheap Chevrolet Silverado LS Regular Cab 2WD Insurance

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Car insurance rates for a Chevrolet Silverado LS Regular Cab 2WD also have a wide range based on your driving characteristics, the replacement cost of your Silverado, and policy deductibles and limits.

More mature drivers with no driving violations and high deductibles may pay as low as $1,100 per year on average, or $92 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers will be charged upwards of $4,500 a year. View Rates by Age

Where you choose to live makes a big difference in Chevrolet Silverado LS Regular Cab 2WD insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,890 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Using high physical damage deductibles could save up to $430 annually, whereas increasing liability limits will cost you more. Changing from a 50/100 limit to a 250/500 limit will cost up to $351 extra every 12 months. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are likely paying at a minimum $1,400 to $1,900 extra annually, depending on your age. Insurance for high-risk drivers can cost from 42% to 131% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the best way to figure out exactly what you will pay is to do a rate comparison from multiple companies. Every company uses a different method to calculate rates, so rate quotes will be substantially different from one company to the next.

View Chart as Image

Chevrolet Silverado LS Regular Cab 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LS Regular Cab 2WD insurance prices range from $710 to $4,552 for full coverage

The chart above shows average Chevrolet Silverado LS Regular Cab 2WD insurance rates for different risk profiles and scenarios. The cheapest discount rate is $710. Drivers who use higher $1,000 deductibles will pay around $1,052. The average rate for a 40-year-old male driver using $500 deductibles is $1,196. Using lower $100 deductibles for collision and other-than-collision coverage can cost as much as $1,474. Drivers with multiple violations and accidents could be charged up to $2,566. The policy rate for full coverage for a teen driver is $4,552.

Chevrolet Silverado LS Regular Cab 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,152-$44-3.7%
Alaska$982-$214-17.9%
Arizona$1,202$60.5%
Arkansas$1,216$201.7%
California$1,346$15012.5%
Colorado$1,246$504.2%
Connecticut$1,568$37231.1%
Delaware$1,460$26422.1%
Florida$1,616$42035.1%
Georgia$1,186-$10-0.8%
Hawaii$1,294$988.2%
Idaho$834-$362-30.3%
Illinois$890-$306-25.6%
Indiana$854-$342-28.6%
Iowa$900-$296-24.7%
Kansas$1,098-$98-8.2%
Kentucky$1,552$35629.8%
Louisiana$1,942$74662.4%
Maine$820-$376-31.4%
Maryland$1,234$383.2%
Massachusetts$1,056-$140-11.7%
Michigan$2,202$1,00684.1%
Minnesota$1,050-$146-12.2%
Mississippi$1,172-$24-2.0%
Missouri$1,022-$174-14.5%
Montana$1,086-$110-9.2%
Nebraska$988-$208-17.4%
Nevada$1,548$35229.4%
New Hampshire$976-$220-18.4%
New Jersey$1,194-$2-0.2%
New Mexico$1,110-$86-7.2%
New York$1,560$36430.4%
North Carolina$850-$346-28.9%
North Dakota$1,166-$30-2.5%
Ohio$842-$354-29.6%
Oklahoma$1,454$25821.6%
Oregon$1,120-$76-6.4%
Pennsylvania$1,348$15212.7%
Rhode Island$1,452$25621.4%
South Carolina$1,116-$80-6.7%
South Dakota$938-$258-21.6%
Tennessee$1,076-$120-10.0%
Texas$1,152-$44-3.7%
Utah$1,062-$134-11.2%
Vermont$854-$342-28.6%
Virginia$862-$334-27.9%
Washington$1,056-$140-11.7%
West Virginia$1,220$242.0%
Wisconsin$1,220$242.0%
Wyoming$1,324$12810.7%

View Chart as Image

Chevrolet Silverado LS Regular Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LS Regular Cab 2WD Insurance Rates by Driver Age
Driver AgePremium
16$4,552
20$2,744
30$1,238
40$1,196
50$1,094
60$1,072

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LS Regular Cab 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,474
$250$1,346
$500$1,196
$1,000$1,052

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LS Regular Cab 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,196
50/100$1,274
100/300$1,372
250/500$1,625
100 CSL$1,313
300 CSL$1,528
500 CSL$1,684

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LS Regular Cab 2WD Insurance Rates for High Risk Drivers
AgePremium
16$6,448
20$4,352
30$2,614
40$2,566
50$2,450
60$2,422

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $160

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$62
Multi-vehicle$61
Homeowner$18
5-yr Accident Free$82
5-yr Claim Free$75
Paid in Full/EFT$50
Advance Quote$56
Online Quote$82
Total Discounts$486
Rate after discounts $710

Discounts are estimated and may not be available from every company or in every state.

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