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Chevrolet Silverado LS Regular Cab 4WD Insurance Rates

Estimated insurance prices for a Chevrolet Silverado LS Regular Cab 4WD are $1,178 every 12 months with full coverage. Comprehensive insurance costs an estimated $258 a year, collision costs $422, and liability coverage costs around $346. A liability-only policy costs as low as $410 a year, with high-risk insurance costing $2,524 or more. Teenage drivers pay the most at $4,386 a year or more.

Annual premium for full coverage: $1,178

Premium estimates broken down by individual coverage type:

Comprehensive $258
Collision $422
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

Using a middle-aged driver as an example, insurance rates for a Chevrolet Silverado LS Regular Cab 4WD go from the cheapest price of $410 for a discount liability-only rate to a high of $2,524 for a high-risk driver policy.

Liability Only $410
Full Coverage $1,178
High Risk $2,524

These rate differences demonstrate why it is important for drivers to compare prices for a targeted area and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

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Auto insurance rates for a Chevrolet Silverado LS Regular Cab 4WD also have a wide range based on physical damage deductibles and liability limits, your driving record, and the model year.

Using high physical damage deductibles could cut rates by as much as $460 a year, while buying higher liability limits will increase premiums. Moving from a 50/100 liability limit to a 250/500 limit will cost up to $312 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,100 a year, or $92 per month, for full coverage. Rates are much higher for drivers in their teens, since even excellent drivers will have to pay at least $4,300 a year. View Rates by Age

If you have a few violations or you were responsible for an accident, you may be forking out $1,400 to $1,900 in extra premium annually, depending on your age. A high-risk auto insurance policy can be around 43% to 133% more than a normal policy. View High Risk Driver Rates

Where you choose to live has a huge impact on Chevrolet Silverado LS Regular Cab 4WD insurance rates. A driver around age 40 might see rates as low as $920 a year in states like Vermont, Ohio, and Indiana, or be forced to pay as much as $1,620 on average in Montana, Michigan, and New Jersey. Rates by state and city are shown later in the article.

With such a large range of rates, the best way to find out who has the cheapest auto insurance rates is to get quotes and see how they stack up. Each insurance company uses a different method to calculate rates, and quoted rates will be substantially different.

View Chart as Image

Chevrolet Silverado LS Regular Cab 4WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LS Regular Cab 4WD insurance prices range from $692 to $4,386 for full coverage

The chart above shows Chevrolet Silverado LS Regular Cab 4WD insurance rates for different coverage choices and risks. The cheapest rate with discounts is $692. Drivers who use higher $1,000 deductibles will pay $1,024. The average rate for a driver around age 40 using $500 deductibles is $1,178. Choosing low $100 deductibles for comp and collision coverage could cost up to $1,476. Drivers with multiple violations and accidents could be charged up to $2,524. The cost for full coverage for a teenage driver can be as high as $4,386.

Chevrolet Silverado LS Regular Cab 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,130-$48-4.1%
Alaska$966-$212-18.0%
Arizona$1,180$20.2%
Arkansas$1,190$121.0%
California$1,320$14212.1%
Colorado$1,222$443.7%
Connecticut$1,540$36230.7%
Delaware$1,430$25221.4%
Florida$1,588$41034.8%
Georgia$1,168-$10-0.8%
Hawaii$1,270$927.8%
Idaho$818-$360-30.6%
Illinois$874-$304-25.8%
Indiana$838-$340-28.9%
Iowa$886-$292-24.8%
Kansas$1,080-$98-8.3%
Kentucky$1,524$34629.4%
Louisiana$1,908$73062.0%
Maine$806-$372-31.6%
Maryland$1,208$302.5%
Massachusetts$1,034-$144-12.2%
Michigan$2,164$98683.7%
Minnesota$1,034-$144-12.2%
Mississippi$1,152-$26-2.2%
Missouri$1,002-$176-14.9%
Montana$1,066-$112-9.5%
Nebraska$968-$210-17.8%
Nevada$1,518$34028.9%
New Hampshire$960-$218-18.5%
New Jersey$1,172-$6-0.5%
New Mexico$1,090-$88-7.5%
New York$1,532$35430.1%
North Carolina$834-$344-29.2%
North Dakota$1,144-$34-2.9%
Ohio$830-$348-29.5%
Oklahoma$1,428$25021.2%
Oregon$1,102-$76-6.5%
Pennsylvania$1,324$14612.4%
Rhode Island$1,426$24821.1%
South Carolina$1,096-$82-7.0%
South Dakota$922-$256-21.7%
Tennessee$1,058-$120-10.2%
Texas$1,130-$48-4.1%
Utah$1,042-$136-11.5%
Vermont$838-$340-28.9%
Virginia$846-$332-28.2%
Washington$1,034-$144-12.2%
West Virginia$1,198$201.7%
Wisconsin$1,200$221.9%
Wyoming$1,300$12210.4%

View Chart as Image

Chevrolet Silverado LS Regular Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LS Regular Cab 4WD Insurance Rates by Driver Age
Driver AgePremium
16$4,386
20$2,696
30$1,224
40$1,178
50$1,072
60$1,054

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LS Regular Cab 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,476
$250$1,338
$500$1,178
$1,000$1,024

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LS Regular Cab 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,178
50/100$1,247
100/300$1,334
250/500$1,559
100 CSL$1,282
300 CSL$1,472
500 CSL$1,611

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LS Regular Cab 4WD Insurance Rates for High Risk Drivers
AgePremium
16$6,234
20$4,272
30$2,578
40$2,524
50$2,408
60$2,382

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $159

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$62
Multi-vehicle$60
Homeowner$17
5-yr Accident Free$83
5-yr Claim Free$74
Paid in Full/EFT$52
Advance Quote$56
Online Quote$82
Total Discounts$486
Rate after discounts $692

Discounts are estimated and may not be available from every company or in every state.

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