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Chevrolet Silverado LT Crew Cab 2WD Insurance Rates

Estimated insurance rates for a Chevrolet Silverado LT Crew Cab 2WD are $1,412 a year for full coverage insurance. Comprehensive costs around $310 a year, collision costs $542, and liability insurance costs around $390. Liability-only coverage costs as low as $462 a year, with high-risk coverage costing around $3,042. Teenage drivers pay the most at $5,238 a year or more.

Annual premium for full coverage: $1,412

Premium estimates for individual coverage type:

Comprehensive $310
Collision $542
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For a driver in their 40's, insurance rates for a Chevrolet Silverado LT Crew Cab 2WD go from as low as $462 for liability-only coverage to a high of $3,042 for a driver who has had serious violations or accidents.

Liability Only $462
Full Coverage $1,412
High Risk $3,042

Insurance Price Range by Location

Where you live has a significant impact on car insurance rates. Areas with sparse population are statistically proven to have a lower frequency of physical damage claims than densely populated cities.

The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $1,059
Small Cities $1,483
Large Cities $1,906

These rate differences illustrate why it is important for drivers to compare prices for a specific zip code and risk profile, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Companies with Cheap Chevrolet Silverado LT Crew Cab 2WD Insurance

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Insurance rates for a Chevrolet Silverado LT Crew Cab 2WD also have a wide range based on your driving characteristics, the model year, and deductibles and policy limits.

Older drivers with a clean driving record and high deductibles could pay as little as $1,300 a year, or $108 per month, for full coverage. Rates are much higher for drivers in their teens, where even good drivers can expect to pay as much as $5,200 a year. View Rates by Age

Where you choose to live has a huge impact on Chevrolet Silverado LT Crew Cab 2WD insurance rates. A driver around age 40 might see rates as low as $1,170 a year in states like North Carolina, , and , or be forced to pay as much as $1,670 on average in Michigan, Montana, and California. Rates by state and city are shown later in the article.

Using high physical damage deductibles could cut rates by as much as $570 each year, while buying higher liability limits will increase rates. Switching from a 50/100 limit to a 250/500 limit will cost up to $351 more per year. View Rates by Deductible or Liability Limit

If you have a few violations or tend to cause accidents, you are probably paying at least $1,700 to $2,300 extra annually, depending on your age. A high-risk auto insurance policy can be anywhere from 44% to 134% more than a normal policy. View High Risk Driver Rates

With such a large range of rates, the only way to figure out your exact price is to get quotes from as many companies as possible. Each insurance company uses a different method to calculate rates, so the rates will be substantially different from one company to the next.

View Chart as Image

Chevrolet Silverado LT Crew Cab 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LT Crew Cab 2WD insurance prices range from $820 to $5,238 for full coverage

The chart estimates Chevrolet Silverado LT Crew Cab 2WD insurance rates for different risk profiles and scenarios. The lowest rate with discounts is $820. Drivers who use higher $1,000 deductibles will pay around $1,220. The average rate for a driver age 40 with no violations using $500 deductibles is $1,412. Choosing low $100 deductibles for physical damage coverage could cost up to $1,788. Drivers with multiple violations and accidents could be charged up to $3,042. The cost for full coverage insurance for a 16-year-old driver can be as high as $5,238.

Chevrolet Silverado LT Crew Cab 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,360-$52-3.7%
Alaska$1,160-$252-17.8%
Arizona$1,418$60.4%
Arkansas$1,434$221.6%
California$1,588$17612.5%
Colorado$1,470$584.1%
Connecticut$1,852$44031.2%
Delaware$1,724$31222.1%
Florida$1,906$49435.0%
Georgia$1,400-$12-0.8%
Hawaii$1,526$1148.1%
Idaho$984-$428-30.3%
Illinois$1,050-$362-25.6%
Indiana$1,010-$402-28.5%
Iowa$1,064-$348-24.6%
Kansas$1,298-$114-8.1%
Kentucky$1,832$42029.7%
Louisiana$2,292$88062.3%
Maine$968-$444-31.4%
Maryland$1,456$443.1%
Massachusetts$1,246-$166-11.8%
Michigan$2,600$1,18884.1%
Minnesota$1,240-$172-12.2%
Mississippi$1,384-$28-2.0%
Missouri$1,206-$206-14.6%
Montana$1,280-$132-9.3%
Nebraska$1,166-$246-17.4%
Nevada$1,826$41429.3%
New Hampshire$1,152-$260-18.4%
New Jersey$1,406-$6-0.4%
New Mexico$1,312-$100-7.1%
New York$1,840$42830.3%
North Carolina$1,004-$408-28.9%
North Dakota$1,376-$36-2.5%
Ohio$994-$418-29.6%
Oklahoma$1,718$30621.7%
Oregon$1,322-$90-6.4%
Pennsylvania$1,594$18212.9%
Rhode Island$1,714$30221.4%
South Carolina$1,318-$94-6.7%
South Dakota$1,108-$304-21.5%
Tennessee$1,270-$142-10.1%
Texas$1,360-$52-3.7%
Utah$1,256-$156-11.0%
Vermont$1,008-$404-28.6%
Virginia$1,018-$394-27.9%
Washington$1,246-$166-11.8%
West Virginia$1,440$282.0%
Wisconsin$1,442$302.1%
Wyoming$1,562$15010.6%

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Chevrolet Silverado LT Crew Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LT Crew Cab 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,238
20$3,252
30$1,474
40$1,412
50$1,290
60$1,266

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LT Crew Cab 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,788
$250$1,616
$500$1,412
$1,000$1,220

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LT Crew Cab 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,412
50/100$1,490
100/300$1,588
250/500$1,841
100 CSL$1,529
300 CSL$1,744
500 CSL$1,900

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LT Crew Cab 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,464
20$5,162
30$3,112
40$3,042
50$2,904
60$2,874

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $193

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$75
Multi-vehicle$72
Homeowner$20
5-yr Accident Free$103
5-yr Claim Free$90
Paid in Full/EFT$64
Advance Quote$69
Online Quote$99
Total Discounts$592
Rate after discounts $820

Discounts are estimated and may not be available from every company or in every state.

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