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Chevrolet Silverado LT Regular Cab Insurance Rates

The average insurance prices for a Chevrolet Silverado LT Regular Cab are $1,326 every 12 months including full coverage. Comprehensive insurance costs an estimated $284 a year, collision insurance costs $482, and liability coverage costs $390. Liability-only insurance costs as little as $462 a year, and high-risk driver insurance costs $2,852 or more. Teenage drivers cost the most to insure at up to $4,964 a year.

Annual premium for full coverage: $1,326

Policy rates broken down by individual coverage type:

Comprehensive $284
Collision $482
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For an average driver, Chevrolet Silverado LT Regular Cab insurance rates range from the cheapest price of $462 for minimum levels of liability insurance to a high of $2,852 for a driver required to buy high-risk insurance.

Liability Only $462
Full Coverage $1,326
High Risk $2,852

These price differences highlight why it is important for drivers to compare rates for a targeted area and their own driving history, rather than using average rates.

Use the form below to get rates for your location.

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Auto insurance rates for a Chevrolet Silverado LT Regular Cab also range considerably based on liability limits and deductibles, your driving characteristics, and the model year.

Using high physical damage deductibles could save up to $510 a year, while buying higher liability limits will increase premiums. Changing from a 50/100 liability limit to a 250/500 limit will raise rates by up to $351 extra every year. View Rates by Deductible or Liability Limit

Older drivers with a good driving record and higher deductibles may only pay around $1,200 per year on average, or $100 per month, for full coverage. Rates are much higher for teenagers, since even excellent drivers will have to pay at least $4,900 a year. View Rates by Age

If you have a few points on your driving record or you were responsible for an accident, you are likely paying $1,600 to $2,100 in extra premium every year, depending on your age. A high-risk auto insurance policy can cost around 42% to 135% more than a normal policy. View High Risk Driver Rates

Your home state makes a big difference in Chevrolet Silverado LT Regular Cab insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like North Carolina, Indiana, and , or be forced to pay as much as $1,890 on average in Louisiana, Montana, and Michigan. Rates by state and city are shown later in the article.

Because rates have so much variability, the best way to figure out who has the best auto insurance rates is to get quotes and see how they stack up. Every company uses a different method to calculate rates, and quoted rates will be varied.

View Chart as Image

Chevrolet Silverado LT Regular Cab insurance cost comparison chart
Column chart showing Chevrolet Silverado LT Regular Cab insurance prices range from $776 to $4,964 for full coverage

The chart above shows average Chevrolet Silverado LT Regular Cab insurance rates for various coverage choices and risks. The cheapest rate with discounts is $776. Drivers who use higher $1,000 deductibles will pay $1,152. The average rate for a driver around age 40 using $500 deductibles is $1,326. Choosing low $100 deductibles for collision and other-than-collision coverage can cost as much as $1,662. Drivers with multiple violations and accidents could be charged around $2,852. The cost for full coverage for a teenage driver is $4,964.

Chevrolet Silverado LT Regular Cab Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,276-$50-3.8%
Alaska$1,088-$238-17.9%
Arizona$1,330$40.3%
Arkansas$1,348$221.7%
California$1,490$16412.4%
Colorado$1,380$544.1%
Connecticut$1,738$41231.1%
Delaware$1,618$29222.0%
Florida$1,790$46435.0%
Georgia$1,314-$12-0.9%
Hawaii$1,432$1068.0%
Idaho$924-$402-30.3%
Illinois$984-$342-25.8%
Indiana$946-$380-28.7%
Iowa$998-$328-24.7%
Kansas$1,218-$108-8.1%
Kentucky$1,720$39429.7%
Louisiana$2,152$82662.3%
Maine$908-$418-31.5%
Maryland$1,366$403.0%
Massachusetts$1,170-$156-11.8%
Michigan$2,442$1,11684.2%
Minnesota$1,166-$160-12.1%
Mississippi$1,298-$28-2.1%
Missouri$1,132-$194-14.6%
Montana$1,204-$122-9.2%
Nebraska$1,094-$232-17.5%
Nevada$1,714$38829.3%
New Hampshire$1,084-$242-18.3%
New Jersey$1,320-$6-0.5%
New Mexico$1,232-$94-7.1%
New York$1,728$40230.3%
North Carolina$942-$384-29.0%
North Dakota$1,292-$34-2.6%
Ohio$934-$392-29.6%
Oklahoma$1,614$28821.7%
Oregon$1,242-$84-6.3%
Pennsylvania$1,496$17012.8%
Rhode Island$1,610$28421.4%
South Carolina$1,236-$90-6.8%
South Dakota$1,038-$288-21.7%
Tennessee$1,192-$134-10.1%
Texas$1,278-$48-3.6%
Utah$1,178-$148-11.2%
Vermont$946-$380-28.7%
Virginia$956-$370-27.9%
Washington$1,170-$156-11.8%
West Virginia$1,352$262.0%
Wisconsin$1,354$282.1%
Wyoming$1,468$14210.7%

View Chart as Image

Chevrolet Silverado LT Regular Cab insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LT Regular Cab Insurance Rates by Driver Age
Driver AgePremium
16$4,964
20$3,048
30$1,380
40$1,326
50$1,212
60$1,188

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LT Regular Cab Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,662
$250$1,506
$500$1,326
$1,000$1,152

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LT Regular Cab Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,326
50/100$1,404
100/300$1,502
250/500$1,755
100 CSL$1,443
300 CSL$1,658
500 CSL$1,814

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LT Regular Cab Insurance Rates for High Risk Drivers
AgePremium
16$7,058
20$4,838
30$2,912
40$2,852
50$2,724
60$2,694

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $180

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$69
Multi-vehicle$68
Homeowner$19
5-yr Accident Free$95
5-yr Claim Free$84
Paid in Full/EFT$59
Advance Quote$64
Online Quote$92
Total Discounts$550
Rate after discounts $776

Discounts are estimated and may not be available from every company or in every state.

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