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Chevrolet Silverado LTZ Extended Cab 2WD Insurance Rates

Average insurance rates for a Chevrolet Silverado LTZ Extended Cab 2WD are $1,534 a year including full coverage. Comprehensive costs around $340, collision insurance costs $604, and liability coverage costs $410. Just liability insurance costs as little as $486 a year, and coverage for high-risk drivers costs around $3,306. Teen drivers receive the highest rates at up to $5,660 a year.

Annual premium for full coverage: $1,534

Rate estimates for type of coverage:

Comprehensive $340
Collision $604
Liability $410

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

Using a middle-aged driver as an example, prices range from as low as $486 for basic liability insurance to the much higher price of $3,306 for a high-risk driver policy.

Liability Only $486
Full Coverage $1,534
High Risk $3,306

Price Range by Location

Your location has a large influence on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.

Rural Areas $1,151
Small Cities $1,611
Large Cities $2,071

These differences highlight why everyone should compare rates for a specific zip code and risk profile, rather than using price averages.

Use the form below to get rates for your location.

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Companies with Cheap Chevrolet Silverado LTZ Extended Cab 2WD Insurance

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Insurance prices for a Chevrolet Silverado LTZ Extended Cab 2WD can also vary considerably based on your driver profile, the replacement cost of your Silverado, and deductibles and policy limits.

A more mature driver with no violations or accidents and high deductibles may only pay around $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,600 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Silverado LTZ Extended Cab 2WD insurance rates. A 40-year-old driver could pay as low as $1,060 a year in states like , Indiana, and North Carolina, or as much as $1,950 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $630 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $369 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you are likely paying at least $1,800 to $2,500 additional per year, depending on your age. Chevrolet Silverado LTZ Extended Cab 2WD insurance for high-risk drivers can cost around 44% to 131% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.

View Chart as Image

Chevrolet Silverado LTZ Extended Cab 2WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LTZ Extended Cab 2WD insurance prices range from $887 to $5,660 for full coverage

The chart above shows average Chevrolet Silverado LTZ Extended Cab 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $887. Drivers who choose higher $1,000 deductibles will pay around $1,318. The average rate for a driver age 40 with no violations using $500 deductibles is $1,534. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,948. High risk drivers could be charged as much as $3,306. The rate for full coverage insurance for a 16-year-old driver is $5,660.

Chevrolet Silverado LTZ Extended Cab 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,388-$146-9.5%
Alaska$1,176-$358-23.3%
Arizona$1,272-$262-17.1%
Arkansas$1,534-$00.0%
California$1,748$21414.0%
Colorado$1,464-$70-4.6%
Connecticut$1,576$422.7%
Delaware$1,736$20213.2%
Florida$1,920$38625.2%
Georgia$1,418-$116-7.6%
Hawaii$1,100-$434-28.3%
Idaho$1,038-$496-32.3%
Illinois$1,142-$392-25.6%
Indiana$1,156-$378-24.6%
Iowa$1,036-$498-32.5%
Kansas$1,456-$78-5.1%
Kentucky$2,090$55636.2%
Louisiana$2,272$73848.1%
Maine$948-$586-38.2%
Maryland$1,264-$270-17.6%
Massachusetts$1,224-$310-20.2%
Michigan$2,664$1,13073.7%
Minnesota$1,284-$250-16.3%
Mississippi$1,838$30419.8%
Missouri$1,360-$174-11.3%
Montana$1,648$1147.4%
Nebraska$1,210-$324-21.1%
Nevada$1,840$30619.9%
New Hampshire$1,106-$428-27.9%
New Jersey$1,716$18211.9%
New Mexico$1,358-$176-11.5%
New York$1,616$825.3%
North Carolina$884-$650-42.4%
North Dakota$1,256-$278-18.1%
Ohio$1,058-$476-31.0%
Oklahoma$1,574$402.6%
Oregon$1,404-$130-8.5%
Pennsylvania$1,462-$72-4.7%
Rhode Island$2,046$51233.4%
South Carolina$1,390-$144-9.4%
South Dakota$1,294-$240-15.6%
Tennessee$1,342-$192-12.5%
Texas$1,846$31220.3%
Utah$1,134-$400-26.1%
Vermont$1,048-$486-31.7%
Virginia$918-$616-40.2%
Washington$1,184-$350-22.8%
West Virginia$1,406-$128-8.3%
Wisconsin$1,062-$472-30.8%
Wyoming$1,368-$166-10.8%

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Chevrolet Silverado LTZ Extended Cab 2WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LTZ Extended Cab 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,660
20$3,532
30$1,602
40$1,534
50$1,400
60$1,372

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LTZ Extended Cab 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,948
$250$1,756
$500$1,534
$1,000$1,318

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LTZ Extended Cab 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,534
50/100$1,616
100/300$1,719
250/500$1,985
100 CSL$1,657
300 CSL$1,883
500 CSL$2,047

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LTZ Extended Cab 2WD Insurance Rates for High Risk Drivers
AgePremium
16$8,076
20$5,604
30$3,384
40$3,306
50$3,152
60$3,122

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $211

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$81
Multi-vehicle$78
Homeowner$22
5-yr Accident Free$113
5-yr Claim Free$98
Paid in Full/EFT$71
Advance Quote$76
Online Quote$108
Total Discounts$647
Rate after discounts $887

Discounts are estimated and may not be available from every company or in every state.

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