Chevrolet Silverado LTZ Extended Cab 2WD Insurance Rates
Average insurance rates for a Chevrolet Silverado LTZ Extended Cab 2WD are $1,456 a year including full coverage. Comprehensive costs around $324, collision insurance costs $572, and liability coverage costs $390. Just liability insurance costs as little as $462 a year, and coverage for high-risk drivers costs around $3,138. Teen drivers receive the highest rates at up to $5,374 a year.
Annual premium for full coverage: $1,456
Rate estimates for type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Silverado Trim Level
Using a middle-aged driver as an example, prices range from as low as $462 for basic liability insurance to the much higher price of $3,138 for a high-risk driver policy.
Price Range by Location
Your location has a large influence on the price of insurance. Areas with sparse population tend to have a lower frequency of comprehensive and collision claims than larger metro areas. The example below illustrates how where you live affects auto insurance rates.
These differences highlight why everyone should compare rates for a specific zip code and risk profile, rather than using price averages.
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Companies with Cheap Chevrolet Silverado LTZ Extended Cab 2WD Insurance
Insurance prices for a Chevrolet Silverado LTZ Extended Cab 2WD can also vary considerably based on your driver profile, the replacement cost of your Silverado, and deductibles and policy limits.
A more mature driver with no violations or accidents and high deductibles may only pay around $1,400 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $5,300 a year. View Rates by Age
Where you live makes a big difference in Chevrolet Silverado LTZ Extended Cab 2WD insurance rates. A 40-year-old driver could pay as low as $1,050 a year in states like , Indiana, and North Carolina, or as much as $1,890 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.
Choosing high deductibles could save up to $600 a year, whereas buying more liability protection will increase rates. Changing from a 50/100 limit to a 250/500 limit will cost as much as $351 more each year. View Rates by Deductible or Liability Limit
If you like to drive fast or tend to cause accidents, you are likely paying at least $1,700 to $2,300 additional per year, depending on your age. Chevrolet Silverado LTZ Extended Cab 2WD insurance for high-risk drivers can cost around 43% to 130% more than average. View High Risk Driver Rates
With so much variability in rates, the best way to figure out your exact price is to regularly compare rates and see how they stack up. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.
The chart above shows average Chevrolet Silverado LTZ Extended Cab 2WD insurance rates for various risk profiles and scenarios. The cheapest rate with discounts is $842. Drivers who choose higher $1,000 deductibles will pay around $1,252. The average rate for a driver age 40 with no violations using $500 deductibles is $1,456. Selecting more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,850. High risk drivers could be charged as much as $3,138. The rate for full coverage insurance for a 16-year-old driver is $5,374.
|State||Premium||Compared to U.S. Avg||Percent Difference|
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Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$107|
|5-yr Claim Free||$93|
|Paid in Full/EFT||$67|
Discounts are estimated and may not be available from every company or in every state.