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  4. LTZ Extended Cab 4WD

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates

The average auto insurance rates for a Chevrolet Silverado LTZ Extended Cab 4WD are $1,394 annually including full coverage. Comprehensive insurance costs around $324, collision insurance costs $572, and liability costs $346. Buying just liability costs as little as $410 a year, and insurance for high-risk drivers costs $3,002 or more. Teen drivers cost the most to insure at up to $5,070 a year.

Annual premium for full coverage: $1,394

Policy rates for type of insurance:

Comprehensive $324
Collision $572
Liability $346

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Silverado Trim Level

For the normal driver, Chevrolet Silverado LTZ Extended Cab 4WD insurance rates range from as cheap as $410 for the bare minimum liability coverage to a much higher rate of $3,002 for a driver who requires high-risk insurance.

Liability Only $410
Full Coverage $1,394
High Risk $3,002

These price differences highlight why anyone shopping for car insurance should compare rates for a specific zip code and their own personal driving habits, instead of making a decision based on price averages.

Use the form below to get rates for your location.

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Companies with Cheap Chevrolet Silverado LTZ Extended Cab 4WD Insurance

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Insurance rates for a Chevrolet Silverado LTZ Extended Cab 4WD also range considerably based on the model year, your driving characteristics, and deductibles and policy limits.

An older driver with a clean driving record and high physical damage deductibles may pay as low as $1,300 per year on average, or $108 per month, for full coverage. Prices are highest for teenagers, where even without any violations or accidents they can expect to pay as much as $5,000 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,600 to $2,200 extra every year, depending on your age. High-risk driver insurance can cost from 43% to 128% more than average. View High Risk Driver Rates

Choosing high deductibles could save up to $600 annually, while increasing your policy's liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $312 more per year. View Rates by Deductible or Liability Limit

Your home state makes a big difference in Chevrolet Silverado LTZ Extended Cab 4WD insurance prices. A 40-year-old driver could pay as low as $1,050 a year in states like , Indiana, and North Carolina, or as much as $1,890 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out your exact price is to compare prices from multiple companies. Every company uses a different rate calculation, so the rates will be varied between companies.

View Chart as Image

Chevrolet Silverado LTZ Extended Cab 4WD insurance cost comparison chart
Column chart showing Chevrolet Silverado LTZ Extended Cab 4WD insurance prices range from $799 to $5,070 for full coverage

The chart above shows average Chevrolet Silverado LTZ Extended Cab 4WD insurance prices for various situations. The cheapest discount price is $799. Drivers who choose higher $1,000 deductibles will pay about $1,190. The average price for a driver age 40 with no violations using $500 deductibles is $1,394. Using more expensive $100 deductibles for collision and other-than-collision coverage can cost as much as $1,788. High risk drivers could be charged around $3,002. The price for full coverage for a 16-year-old driver is $5,070.

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,336-$58-4.2%
Alaska$1,144-$250-17.9%
Arizona$1,396$20.1%
Arkansas$1,410$161.1%
California$1,564$17012.2%
Colorado$1,446$523.7%
Connecticut$1,822$42830.7%
Delaware$1,694$30021.5%
Florida$1,878$48434.7%
Georgia$1,380-$14-1.0%
Hawaii$1,502$1087.7%
Idaho$968-$426-30.6%
Illinois$1,034-$360-25.8%
Indiana$990-$404-29.0%
Iowa$1,046-$348-25.0%
Kansas$1,280-$114-8.2%
Kentucky$1,804$41029.4%
Louisiana$2,256$86261.8%
Maine$954-$440-31.6%
Maryland$1,432$382.7%
Massachusetts$1,226-$168-12.1%
Michigan$2,560$1,16683.6%
Minnesota$1,224-$170-12.2%
Mississippi$1,362-$32-2.3%
Missouri$1,188-$206-14.8%
Montana$1,260-$134-9.6%
Nebraska$1,146-$248-17.8%
Nevada$1,798$40429.0%
New Hampshire$1,136-$258-18.5%
New Jersey$1,386-$8-0.6%
New Mexico$1,292-$102-7.3%
New York$1,812$41830.0%
North Carolina$990-$404-29.0%
North Dakota$1,354-$40-2.9%
Ohio$982-$412-29.6%
Oklahoma$1,692$29821.4%
Oregon$1,304-$90-6.5%
Pennsylvania$1,568$17412.5%
Rhode Island$1,690$29621.2%
South Carolina$1,298-$96-6.9%
South Dakota$1,092-$302-21.7%
Tennessee$1,250-$144-10.3%
Texas$1,340-$54-3.9%
Utah$1,232-$162-11.6%
Vermont$990-$404-29.0%
Virginia$1,000-$394-28.3%
Washington$1,226-$168-12.1%
West Virginia$1,420$261.9%
Wisconsin$1,420$261.9%
Wyoming$1,540$14610.5%

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Chevrolet Silverado LTZ Extended Cab 4WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates by Driver Age
Driver AgePremium
16$5,070
20$3,204
30$1,460
40$1,394
50$1,270
60$1,246

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,788
$250$1,606
$500$1,394
$1,000$1,190

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,394
50/100$1,463
100/300$1,550
250/500$1,775
100 CSL$1,498
300 CSL$1,688
500 CSL$1,827

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Silverado LTZ Extended Cab 4WD Insurance Rates for High Risk Drivers
AgePremium
16$7,250
20$5,082
30$3,078
40$3,002
50$2,862
60$2,832

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $192

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$75
Multi-vehicle$71
Homeowner$19
5-yr Accident Free$105
5-yr Claim Free$90
Paid in Full/EFT$66
Advance Quote$70
Online Quote$99
Total Discounts$595
Rate after discounts $799

Discounts are estimated and may not be available from every company or in every state.

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