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Chevrolet Suburban LS 4WD Insurance Rates

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Average insurance rates for a Chevrolet Suburban LS 4WD are $1,356 a year with full coverage. Comprehensive costs around $326 a year, collision insurance costs $508, and liability costs $364. Just liability insurance costs as little as $430 a year, and coverage for high-risk drivers costs around $2,904. Teen drivers receive the highest rates at up to $4,948 a year.

Annual premium for full coverage: $1,356

Rate estimates for individual coverage type:

Comprehensive $326
Collision $508
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Suburban Trim Level

For a driver in their 40's, prices range from as low as $430 for your basic liability-only policy to a high of $2,904 for a driver who has had serious violations or accidents.

Liability Only $430
Full Coverage $1,356
High Risk $2,904

Price Range by Location

Your location can make a big difference on insurance rates. Areas with sparse population tend to have a lower frequency of collision claims than larger metro areas. The diagram below illustrates how location helps determine auto insurance rates.

Rural Areas $1,017
Small Cities $1,424
Large Cities $1,831

These differences demonstrate why it is important for drivers to compare rates for a specific zip code and risk profile, instead of making a decision based on price averages.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

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Insurance prices for a Chevrolet Suburban LS 4WD can also vary considerably based on your driver profile, the actual cash value of your Suburban, and deductibles and policy limits.

Older drivers with no violations or accidents and high deductibles may pay as low as $1,300 per year on average for full coverage. Rates are highest for teen drivers, where even good drivers should be prepared to pay as much as $4,900 a year. View Rates by Age

Where you live makes a big difference in Chevrolet Suburban LS 4WD insurance prices. A 40-year-old driver could pay as low as $970 a year in states like Indiana, Ohio, and Vermont, or as much as $1,790 on average in New Jersey, Michigan, and Montana. Rates by state and city are shown later in the article.

Choosing high deductibles could save up to $560 annually, while buying higher liability limits will increase rates. Moving from a 50/100 limit to a 250/500 limit will cost as much as $327 more each year. View Rates by Deductible or Liability Limit

If you like to drive fast or tend to cause accidents, you may be forking out at least $1,600 to $2,200 additional per year, depending on your age. A high-risk auto insurance policy can cost from 44% to 132% more than average. View High Risk Driver Rates

With so much variability in rates, the best way to find out your exact price is to get quotes from multiple companies. Every company uses a different rate calculation, and rates can be significantly different from one company to the next.

View Chart as Image

Chevrolet Suburban LS 4WD insurance cost comparison chart
Column chart showing Chevrolet Suburban LS 4WD insurance prices range from $791 to $4,948 for full coverage

The chart above shows Chevrolet Suburban LS 4WD insurance rates for various risk profiles and scenarios. The cheapest discount rate is $791. Drivers who choose higher $1,000 deductibles will pay around $1,166. The average rate for a driver age 40 with no violations using $500 deductibles is $1,356. Choosing low $100 deductibles for comp and collision coverage can cost as much as $1,722. High risk drivers could be charged as much as $2,904. The cost for full coverage insurance for a 16-year-old driver is $4,948.

Chevrolet Suburban LS 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,228 -$128 -9.4%
Alaska $1,040 -$316 -23.3%
Arizona $1,126 -$230 -17.0%
Arkansas $1,356 -$0 0.0%
California $1,546 $190 14.0%
Colorado $1,298 -$58 -4.3%
Connecticut $1,396 $40 2.9%
Delaware $1,536 $180 13.3%
Florida $1,698 $342 25.2%
Georgia $1,254 -$102 -7.5%
Hawaii $974 -$382 -28.2%
Idaho $918 -$438 -32.3%
Illinois $1,010 -$346 -25.5%
Indiana $1,022 -$334 -24.6%
Iowa $916 -$440 -32.4%
Kansas $1,290 -$66 -4.9%
Kentucky $1,852 $496 36.6%
Louisiana $2,008 $652 48.1%
Maine $838 -$518 -38.2%
Maryland $1,120 -$236 -17.4%
Massachusetts $1,084 -$272 -20.1%
Michigan $2,358 $1,002 73.9%
Minnesota $1,136 -$220 -16.2%
Mississippi $1,626 $270 19.9%
Missouri $1,204 -$152 -11.2%
Montana $1,456 $100 7.4%
Nebraska $1,070 -$286 -21.1%
Nevada $1,628 $272 20.1%
New Hampshire $978 -$378 -27.9%
New Jersey $1,516 $160 11.8%
New Mexico $1,202 -$154 -11.4%
New York $1,430 $74 5.5%
North Carolina $782 -$574 -42.3%
North Dakota $1,112 -$244 -18.0%
Ohio $936 -$420 -31.0%
Oklahoma $1,396 $40 2.9%
Oregon $1,244 -$112 -8.3%
Pennsylvania $1,294 -$62 -4.6%
Rhode Island $1,810 $454 33.5%
South Carolina $1,230 -$126 -9.3%
South Dakota $1,144 -$212 -15.6%
Tennessee $1,188 -$168 -12.4%
Texas $1,636 $280 20.6%
Utah $1,006 -$350 -25.8%
Vermont $930 -$426 -31.4%
Virginia $812 -$544 -40.1%
Washington $1,048 -$308 -22.7%
West Virginia $1,244 -$112 -8.3%
Wisconsin $940 -$416 -30.7%
Wyoming $1,208 -$148 -10.9%

View Chart as Image

Chevrolet Suburban LS 4WD insurance rates by U.S. city

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Rates by Driver Age

Chevrolet Suburban LS 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $4,948
20 $3,088
30 $1,416
40 $1,356
50 $1,236
60 $1,212

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban LS 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,722
$250 $1,554
$500 $1,356
$1,000 $1,166

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban LS 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,356
50/100 $1,429
100/300 $1,520
250/500 $1,756
100 CSL $1,465
300 CSL $1,665
500 CSL $1,811

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban LS 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,052
20 $4,900
30 $2,972
40 $2,904
50 $2,768
60 $2,740

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $182

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $72
Multi-vehicle $68
Homeowner $19
5-yr Accident Free $98
5-yr Claim Free $86
Paid in Full/EFT $61
Advance Quote $65
Online Quote $96
Total Discounts $565
Rate after discounts $791

Discounts are estimated and may not be available from every company or in every state.

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