Chevrolet Suburban LTZ 4WD Insurance Rates
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U.S. average auto insurance rates for a Chevrolet Suburban LTZ 4WD are $1,494 annually for full coverage. Comprehensive costs on average $368, collision insurance costs $604, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $3,206. Teenage drivers pay the highest rates at up to $5,382 a year.
Annual premium for full coverage: $1,494
Price estimates by type of coverage:
40-year-old driver, full coverage with $500 deductibles, and good driving record
Price Range for Insurance for this Chevrolet Suburban Trim Level
Using a 40-year-old driver as an example, Chevrolet Suburban LTZ 4WD insurance prices range from as cheap as $430 for just liability coverage to the much higher price of $3,206 for a policy for a high-risk driver.
Geographic Price Range
Where you live has a significant impact on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The example below illustrates how rural and urban location affects car insurance rates.
These price ranges show why everyone should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.
Use the form below to get rates for your location.
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Recommended Companies for Cheap Chevrolet Suburban LTZ 4WD Insurance
Insurance prices for a Chevrolet Suburban LTZ 4WD are also quite variable based on the actual cash value of your Suburban, your driver profile, and policy deductibles and limits.
A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,300 a year. View Rates by Age
If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,700 to $2,400 additional each year, depending on your age. Chevrolet Suburban LTZ 4WD insurance for high-risk drivers can be anywhere from 45% to 127% more than a normal policy. View High Risk Driver Rates
Using high physical damage deductibles could cut prices by as much as $650 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit
The state you live in has a huge impact on Chevrolet Suburban LTZ 4WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.
Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and rates may be quite different between companies.
Chart shows Chevrolet Suburban LTZ 4WD insurance prices for various situations. The lowest price with discounts is $860. Drivers who use higher $1,000 deductibles will pay about $1,272. The average price for a 40-year-old male driver using $500 deductibles is $1,494. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,918. Drivers with multiple violations and accidents could be charged at least $3,206. The rate for full coverage insurance for a teen driver can be as high as $5,382.
|State||Premium||Compared to U.S. Avg||Percent Difference|
Rate Tables and Charts
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Rates by Driver Age
Full coverage, $500 deductibles
Rates by Deductible
Full coverage, driver age 40
Rates by Liability Limit
Full coverage, driver age 40
Rates for High Risk Drivers
Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident
If a financial responsibility filing is required, the additional charge below may also apply.
Potential Rate Discounts
If you qualify for discounts, you may save the amounts shown below.
|5-yr Accident Free||$111|
|5-yr Claim Free||$96|
|Paid in Full/EFT||$70|
Discounts are estimated and may not be available from every company or in every state.