1. Vehicles
  2. Chevrolet
  3. Suburban
  4. LTZ 4WD

Chevrolet Suburban LTZ 4WD Insurance Rates

Enter your zip code below to view companies that have cheap auto insurance rates.

U.S. average auto insurance rates for a Chevrolet Suburban LTZ 4WD are $1,494 annually for full coverage. Comprehensive costs on average $368, collision insurance costs $604, and liability insurance costs around $364. Buying just liability costs as low as $430 a year, and insurance for high-risk drivers costs around $3,206. Teenage drivers pay the highest rates at up to $5,382 a year.

Annual premium for full coverage: $1,494

Price estimates by type of coverage:

Comprehensive $368
Collision $604
Liability $364

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Chevrolet Suburban Trim Level

Using a 40-year-old driver as an example, Chevrolet Suburban LTZ 4WD insurance prices range from as cheap as $430 for just liability coverage to the much higher price of $3,206 for a policy for a high-risk driver.

Liability Only $430
Full Coverage $1,494
High Risk $3,206

Geographic Price Range

Where you live has a significant impact on car insurance rates. Rural areas have fewer accident claims than densely populated cities. The example below illustrates how rural and urban location affects car insurance rates.

Rural Areas $1,121
Small Cities $1,569
Large Cities $2,017

These price ranges show why everyone should compare prices based on a specific location and their own personal driving habits, rather than relying on average rates.

Use the form below to get rates for your location.

Enter your zip code below to view companies based on your location that have cheap auto insurance rates.

Recommended Companies for Cheap Chevrolet Suburban LTZ 4WD Insurance

Searching Companies

Insurance prices for a Chevrolet Suburban LTZ 4WD are also quite variable based on the actual cash value of your Suburban, your driver profile, and policy deductibles and limits.

A more mature driver with no violations or accidents and high physical damage deductibles could pay as little as $1,400 a year for full coverage. Prices are much higher for teenage drivers, where even without any violations or accidents they should be prepared to pay upwards of $5,300 a year. View Rates by Age

If you have some driving violations or you caused a few accidents, you could be paying at a minimum $1,700 to $2,400 additional each year, depending on your age. Chevrolet Suburban LTZ 4WD insurance for high-risk drivers can be anywhere from 45% to 127% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $650 each year, whereas buying more liability protection will cost you more. Going from a 50/100 bodily injury limit to a 250/500 limit will increase rates by as much as $327 more each year. View Rates by Deductible or Liability Limit

The state you live in has a huge impact on Chevrolet Suburban LTZ 4WD insurance rates. A driver around age 40 might see prices as low as $900 a year in states like Idaho, Maine, and Iowa, or be forced to pay as much as $1,950 on average in Michigan, Louisiana, and Montana. Rates by state and city are shown later in the article.

Since prices can be so different, the only way to know exactly what you will pay is to regularly compare prices from as many companies as possible. Each insurance company uses a different method to calculate prices, and rates may be quite different between companies.

View Chart as Image

Chevrolet Suburban LTZ 4WD insurance cost comparison chart
Column chart showing Chevrolet Suburban LTZ 4WD insurance prices range from $860 to $5,382 for full coverage

Chart shows Chevrolet Suburban LTZ 4WD insurance prices for various situations. The lowest price with discounts is $860. Drivers who use higher $1,000 deductibles will pay about $1,272. The average price for a 40-year-old male driver using $500 deductibles is $1,494. Selecting more expensive $100 deductibles for comprehensive and collision insurance could cost up to $1,918. Drivers with multiple violations and accidents could be charged at least $3,206. The rate for full coverage insurance for a teen driver can be as high as $5,382.

Chevrolet Suburban LTZ 4WD Insurance Rates by State
State Premium Compared to U.S. Avg Percent Difference
Alabama $1,350 -$144 -9.6%
Alaska $1,144 -$350 -23.4%
Arizona $1,240 -$254 -17.0%
Arkansas $1,494 -$0 0.0%
California $1,702 $208 13.9%
Colorado $1,428 -$66 -4.4%
Connecticut $1,536 $42 2.8%
Delaware $1,690 $196 13.1%
Florida $1,868 $374 25.0%
Georgia $1,380 -$114 -7.6%
Hawaii $1,074 -$420 -28.1%
Idaho $1,010 -$484 -32.4%
Illinois $1,112 -$382 -25.6%
Indiana $1,124 -$370 -24.8%
Iowa $1,008 -$486 -32.5%
Kansas $1,420 -$74 -5.0%
Kentucky $2,036 $542 36.3%
Louisiana $2,212 $718 48.1%
Maine $922 -$572 -38.3%
Maryland $1,232 -$262 -17.5%
Massachusetts $1,194 -$300 -20.1%
Michigan $2,596 $1,102 73.8%
Minnesota $1,248 -$246 -16.5%
Mississippi $1,790 $296 19.8%
Missouri $1,324 -$170 -11.4%
Montana $1,604 $110 7.4%
Nebraska $1,178 -$316 -21.2%
Nevada $1,792 $298 19.9%
New Hampshire $1,076 -$418 -28.0%
New Jersey $1,670 $176 11.8%
New Mexico $1,322 -$172 -11.5%
New York $1,574 $80 5.4%
North Carolina $862 -$632 -42.3%
North Dakota $1,224 -$270 -18.1%
Ohio $1,030 -$464 -31.1%
Oklahoma $1,534 $40 2.7%
Oregon $1,368 -$126 -8.4%
Pennsylvania $1,426 -$68 -4.6%
Rhode Island $1,992 $498 33.3%
South Carolina $1,354 -$140 -9.4%
South Dakota $1,258 -$236 -15.8%
Tennessee $1,308 -$186 -12.4%
Texas $1,800 $306 20.5%
Utah $1,106 -$388 -26.0%
Vermont $1,022 -$472 -31.6%
Virginia $894 -$600 -40.2%
Washington $1,154 -$340 -22.8%
West Virginia $1,370 -$124 -8.3%
Wisconsin $1,034 -$460 -30.8%
Wyoming $1,332 -$162 -10.8%

View Chart as Image

Chevrolet Suburban LTZ 4WD insurance rates by U.S. city

Not your model?

Choose a different trim level below

Rates by Driver Age

Chevrolet Suburban LTZ 4WD Insurance Rates by Driver Age
Driver Age Premium
16 $5,382
20 $3,410
30 $1,566
40 $1,494
50 $1,360
60 $1,334

Full coverage, $500 deductibles

Rates by Deductible

Chevrolet Suburban LTZ 4WD Insurance Rates with Different Deductibles
Deductible Premium
$100 $1,918
$250 $1,724
$500 $1,494
$1,000 $1,272

Full coverage, driver age 40

Rates by Liability Limit

Chevrolet Suburban LTZ 4WD Insurance Rates with Different Liability Limits
Liability Limit Premium
30/60 $1,494
50/100 $1,567
100/300 $1,658
250/500 $1,894
100 CSL $1,603
300 CSL $1,803
500 CSL $1,949

Full coverage, driver age 40

Rates for High Risk Drivers

Chevrolet Suburban LTZ 4WD Insurance Rates for High Risk Drivers
Age Premium
16 $7,694
20 $5,412
30 $3,288
40 $3,206
50 $3,054
60 $3,024

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $203

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

Discount Savings
Multi-policy $80
Multi-vehicle $75
Homeowner $21
5-yr Accident Free $111
5-yr Claim Free $96
Paid in Full/EFT $70
Advance Quote $74
Online Quote $107
Total Discounts $634
Rate after discounts $860

Discounts are estimated and may not be available from every company or in every state.

Compare Rates and Save

Find companies with the cheapest rates in your area

Free Auto Insurance Comparison

Enter your zip code below to view companies that have cheap auto insurance rates.

 Secured with SHA-256 Encryption

You May Also Enjoy These Articles