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Dodge Ram Crew Cab Sport 2WD Insurance Rates

The average auto insurance rates for a Dodge Ram Crew Cab Sport 2WD are $1,452 annually including full coverage. Comprehensive insurance costs around $350 a year, collision insurance costs $542, and liability costs around $390. Liability-only insurance costs as low as $462 a year, and high-risk driver insurance costs $3,108 or more. Teenage drivers cost the most to insure at up to $5,298 a year.

Annual premium for full coverage: $1,452

Policy rates for individual coverage type:

Comprehensive $350
Collision $542
Liability $390

40-year-old driver, full coverage with $500 deductibles, and good driving record

Price Range for Insurance for this Dodge Ram Trim Level

Using a middle-aged driver as an example, Dodge Ram Crew Cab Sport 2WD insurance rates range from as cheap as $462 for the bare minimum liability coverage to a high of $3,108 for a high-risk driver policy.

Liability Only $462
Full Coverage $1,452
High Risk $3,108

These price differences highlight why it is important for drivers to compare prices for a specific zip code and their own personal driving habits, instead of making a decision based on average rates.

Use the form below to get rates for your location.

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Auto insurance rates for a Dodge Ram Crew Cab Sport 2WD also range considerably based on the model year, your driving characteristics, and deductibles and policy limits.

Older drivers with a good driving record and high physical damage deductibles may pay as low as $1,300 a year, or $108 per month, for full coverage. Prices are much higher for teenagers, where even without any violations or accidents they will have to pay as much as $5,200 a year. View Rates by Age

If you have a few points on your driving record or you caused a few accidents, you are likely paying at least $1,700 to $2,300 in extra premium every year, depending on your age. A high-risk auto insurance policy can be from 43% to 131% more than a normal policy. View High Risk Driver Rates

Using high physical damage deductibles could cut prices by as much as $600 annually, while buying higher liability limits will increase prices. Changing from a 50/100 bodily injury limit to a 250/500 limit will raise prices by up to $351 extra every year. View Rates by Deductible or Liability Limit

Your home state has a huge impact on Dodge Ram Crew Cab Sport 2WD insurance prices. A driver around age 40 might see prices as low as $1,050 a year in states like , Indiana, and North Carolina, or be forced to pay as much as $1,890 on average in Michigan, Montana, and Louisiana. Rates by state and city are shown later in the article.

Because prices have so much variability, the best way to figure out your exact price is to get quotes from multiple companies. Each insurance company uses a different method to calculate prices, and quoted rates will be varied between companies.

View Chart as Image

Dodge Ram Crew Cab Sport 2WD insurance cost comparison chart
Column chart showing Dodge Ram Crew Cab Sport 2WD insurance prices range from $846 to $5,298 for full coverage

The chart above shows average Dodge Ram Crew Cab Sport 2WD insurance prices for various situations. The cheapest discount price is $846. Drivers who use higher $1,000 deductibles will pay about $1,250. The average price for a driver age 40 with no violations using $500 deductibles is $1,452. Choosing low $100 deductibles for collision and other-than-collision coverage could cost up to $1,844. Drivers with multiple violations and accidents could be charged around $3,108. The cost for full coverage for a 16-year-old driver can be as high as $5,298.

Dodge Ram Crew Cab Sport 2WD Insurance Rates by State
StatePremiumCompared to U.S. AvgPercent Difference
Alabama$1,398-$54-3.7%
Alaska$1,194-$258-17.8%
Arizona$1,458$60.4%
Arkansas$1,474$221.5%
California$1,632$18012.4%
Colorado$1,512$604.1%
Connecticut$1,904$45231.1%
Delaware$1,772$32022.0%
Florida$1,960$50835.0%
Georgia$1,438-$14-1.0%
Hawaii$1,570$1188.1%
Idaho$1,012-$440-30.3%
Illinois$1,080-$372-25.6%
Indiana$1,038-$414-28.5%
Iowa$1,092-$360-24.8%
Kansas$1,334-$118-8.1%
Kentucky$1,884$43229.8%
Louisiana$2,356$90462.3%
Maine$996-$456-31.4%
Maryland$1,496$443.0%
Massachusetts$1,280-$172-11.8%
Michigan$2,674$1,22284.2%
Minnesota$1,276-$176-12.1%
Mississippi$1,422-$30-2.1%
Missouri$1,240-$212-14.6%
Montana$1,316-$136-9.4%
Nebraska$1,198-$254-17.5%
Nevada$1,878$42629.3%
New Hampshire$1,186-$266-18.3%
New Jersey$1,446-$6-0.4%
New Mexico$1,348-$104-7.2%
New York$1,892$44030.3%
North Carolina$1,032-$420-28.9%
North Dakota$1,414-$38-2.6%
Ohio$1,022-$430-29.6%
Oklahoma$1,766$31421.6%
Oregon$1,360-$92-6.3%
Pennsylvania$1,638$18612.8%
Rhode Island$1,762$31021.3%
South Carolina$1,354-$98-6.7%
South Dakota$1,138-$314-21.6%
Tennessee$1,306-$146-10.1%
Texas$1,398-$54-3.7%
Utah$1,290-$162-11.2%
Vermont$1,036-$416-28.7%
Virginia$1,046-$406-28.0%
Washington$1,280-$172-11.8%
West Virginia$1,480$281.9%
Wisconsin$1,482$302.1%
Wyoming$1,606$15410.6%

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Dodge Ram Crew Cab Sport 2WD insurance rates by U.S. city

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Rates by Driver Age

Dodge Ram Crew Cab Sport 2WD Insurance Rates by Driver Age
Driver AgePremium
16$5,298
20$3,306
30$1,518
40$1,452
50$1,324
60$1,298

Full coverage, $500 deductibles

Rates by Deductible

Dodge Ram Crew Cab Sport 2WD Insurance Rates with Different Deductibles
DeductiblePremium
$100$1,844
$250$1,664
$500$1,452
$1,000$1,250

Full coverage, driver age 40

Rates by Liability Limit

Dodge Ram Crew Cab Sport 2WD Insurance Rates with Different Liability Limits
Liability LimitPremium
30/60$1,452
50/100$1,530
100/300$1,628
250/500$1,881
100 CSL$1,569
300 CSL$1,784
500 CSL$1,940

Full coverage, driver age 40

Rates for High Risk Drivers

Dodge Ram Crew Cab Sport 2WD Insurance Rates for High Risk Drivers
AgePremium
16$7,552
20$5,242
30$3,182
40$3,108
50$2,962
60$2,930

Full coverage, $500 deductibles, two speeding tickets, and one at-fault accident

If a financial responsibility filing is required, the additional charge below may also apply.

SR-22 Surcharge $195

Potential Rate Discounts

If you qualify for discounts, you may save the amounts shown below.

DiscountSavings
Multi-policy$77
Multi-vehicle$73
Homeowner$21
5-yr Accident Free$104
5-yr Claim Free$92
Paid in Full/EFT$66
Advance Quote$70
Online Quote$103
Total Discounts$606
Rate after discounts $846

Discounts are estimated and may not be available from every company or in every state.

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